Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
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Texas · TX
These Texas-licensed life insurance agents quote term, whole life, final expense, and annuities across multiple carriers, then handle the application. Their commission comes from the carrier, so comparing quotes through an agent costs you nothing.
Every agent below holds a Texas insurance license. Profiles marked "unclaimed" come from public licensing records and have not been reviewed by the agent. Contact one directly, or let us match you.
Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
Affordable private health/dental/life ins broker
I'm A Health Insurance Broker Helping Individuals, Families & Self-Employed Find the Right Health Coverage.
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El Paso, TX
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Counted from public licensing records for agents listed in Texas. A carrier appointment means the agent may sell that carrier's plans; it is not a recommendation.
| Coverage type | Carriers | Appointed agents |
|---|---|---|
| Life insurance | 82 | 111695 |
| Annuities | 52 | 80069 |
| Final expense | 47 | 55398 |
| Long-term care | 13 | 20460 |
| Disability | 17 | 19689 |
Texas uses HealthCare.gov and is one of the largest marketplace states by enrollment. Texas has not expanded Medicaid under the Affordable Care Act, so many low-income adults without dependent children do not qualify for Medicaid and may fall into a coverage gap. Texas is also a major Medicare market, with extensive Medicare Advantage competition in its metro areas alongside Original Medicare with Medigap.
Life insurance is regulated by the Texas Department of Insurance, and every agent selling it must hold a Texas life license. Pricing varies widely between carriers for the same person, which is why an independent agent who quotes several carriers is worth a call before you buy.
Yes. Life insurance agents are paid a commission by the carrier that issues your policy. Your premium is the same whether you buy through an agent or directly.
A small whole life policy, usually between a few thousand and thirty thousand dollars, designed to cover funeral costs and small debts. It is popular with people over 50 because approval is simplified and the premium never changes.
Term life covers a set number of years for a low premium and suits income replacement while you have a mortgage or young children. Whole life lasts your entire life and builds cash value at a higher premium. An independent agent can quote both across several carriers.
Often, yes. Carriers price conditions differently, which is exactly why an independent agent who works with several carriers can matter. Some policies use simplified or guaranteed underwriting with no medical exam.
Medicare
Updated 12 min read
Medicare
Updated 11 min read
Medicare
Updated 11 min read
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