Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
- Licensed in
- ARAZFLGAIAILINMIMSNCOKTXMTDEMDNVWYLA
Florida · FL
These Florida-licensed life insurance agents quote term, whole life, final expense, and annuities across multiple carriers, then handle the application. Their commission comes from the carrier, so comparing quotes through an agent costs you nothing.
Agents below are licensed in Florida or based there. Profiles marked "unclaimed" come from public licensing records and have not been reviewed by the agent, so confirm any agent's Florida license on NIPR before you buy. Contact one directly, or let us match you.
Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
Health Insurance & Benefits for Individuals, Families,1099 Contractors and Small Businesses | Serving Clients Since 2008
Health Insurance Broker for over 18 years
Health and Life Insurance Agent who gets pricing first
Helping Individuals, Families & Businesses Find Insurance Coverage That Fits
Making Insurance Simple, Personal, and Stress-Free
Medicare Specialist helping North Carolina
Independent Insurance Broker | Personalized Coverage for Families & Small Businesses
Earn too much for marketplace subsidies? Private PPO health plans for self-employed and W-2 families.
Affordable Health Insurance Made Easy
Insurance brokers have the right solution 100% of the time
Personalized Health Insurance Guidance You Can Trust
Tampa, FL
Winter Springs, FL
Ft Lauderdale, FL
Tampa, FL
North Miami, FL
Daytona Beach, FL
Miami, FL
Counted from public licensing records for agents listed in Florida. A carrier appointment means the agent may sell that carrier's plans; it is not a recommendation.
| Coverage type | Carriers | Appointed agents |
|---|---|---|
| Life insurance | 78 | 18439 |
| Annuities | 50 | 16043 |
| Final expense | 44 | 12185 |
| Long-term care | 13 | 2795 |
| Disability | 17 | 2278 |
Florida uses HealthCare.gov and is among the largest marketplace states by enrollment. Florida has not expanded Medicaid under the Affordable Care Act, so many low-income adults rely on marketplace subsidies or fall into a coverage gap. Florida is also one of the largest Medicare markets in the country, with extensive Medicare Advantage competition in most counties alongside Original Medicare with Medigap.
Life insurance is regulated by the Florida Department of Insurance, and every agent selling it must hold a Florida life license. Pricing varies widely between carriers for the same person, which is why an independent agent who quotes several carriers is worth a call before you buy.
Yes. Life insurance agents are paid a commission by the carrier that issues your policy. Your premium is the same whether you buy through an agent or directly.
A small whole life policy, usually between a few thousand and thirty thousand dollars, designed to cover funeral costs and small debts. It is popular with people over 50 because approval is simplified and the premium never changes.
Term life covers a set number of years for a low premium and suits income replacement while you have a mortgage or young children. Whole life lasts your entire life and builds cash value at a higher premium. An independent agent can quote both across several carriers.
Often, yes. Carriers price conditions differently, which is exactly why an independent agent who works with several carriers can matter. Some policies use simplified or guaranteed underwriting with no medical exam.
Medicare
Updated 12 min read
Medicare
Updated 11 min read
Medicare
Updated 11 min read
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