Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
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Buying your own health insurance is confusing: metal tiers, premium tax credits, networks, and deadlines that differ by state. A licensed, marketplace-certified agent enrolls you in the same plans at the same price you would get on the marketplace website, and helps you estimate the subsidy you qualify for.
Agents on MeetBrokers work with individuals, families, the self-employed, and small businesses. They are paid by the carriers, so their help is free to you.
Listed agents in all 50 states and Washington, D.C. Every profile lists an NPN you can verify.
Insurance licenses are issued state by state. Choose yours to see agents licensed to help you there, along with your state's marketplace and enrollment rules.
Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
Affordable private health/dental/life ins broker
I'm A Health Insurance Broker Helping Individuals, Families & Self-Employed Find the Right Health Coverage.
Health Insurance & Benefits for Individuals, Families,1099 Contractors and Small Businesses | Serving Clients Since 2008
Health Insurance Broker for over 18 years
Yes. Marketplace-certified agents are paid by the insurance carriers, and your premium is the same whether you enroll through an agent, through the marketplace website, or by phone. There is no fee to you.
Most states use HealthCare.gov, and about twenty run their own marketplace website. A licensed agent can enroll you in the same plans at the same price and help you estimate premium tax credits.
Possibly. Losing other coverage, moving, getting married, having a baby, and certain income changes open a Special Enrollment Period, usually for 60 days. Medicaid and CHIP enrollment is open all year. An agent can tell you quickly whether you qualify.
They estimate your subsidy, compare plans by the doctors and prescriptions you use, explain deductibles and out-of-pocket limits in plain English, submit your enrollment, and stay your point of contact when something goes wrong with a claim or a bill.
Many do. If you are self-employed or run a small business, an agent can compare an individual marketplace plan against a small-group plan and explain the tax treatment of each.
ACA & Marketplace
Bronze, silver, and gold plans cover the same essential health benefits but split costs differently. Compare premiums, deductibles, and savings by tier.
Updated 11 min read
ACA & Marketplace
Cost-sharing reductions lower deductibles, copays, and out-of-pocket limits, for most people only on Silver plans. See who qualifies and how to compare.
Updated 11 min read
ACA & Marketplace
The premium tax credit cuts Marketplace premiums based on income. Learn who qualifies, APTC, Form 8962, and how to lower the risk of repayment.
Updated 13 min read
Working with agents
Learn how to verify an insurance agent license in Texas with TDI's agent lookup and NIPR, what 'appointed with' means, and the red flags to watch for.
Updated 7 min read
ACA & Marketplace
How the Texas health insurance marketplace works: HealthCare.gov dates, premium tax credits, the Medicaid coverage gap, and free help from a licensed agent.
Updated 7 min read
Working with agents
What an NPN (National Producer Number) is, how to look up an insurance agent's NPN through NIPR or your state, why it matters, and how MeetBrokers shows it.
Updated 7 min read
Tell us your state and what you need. We show you one licensed agent, and nothing is sent until you confirm. Free, no obligation.