Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
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Buying your own coverage in Texas means dealing with HealthCare.gov, premium tax credits, and deadlines. These licensed, marketplace-certified agents enroll you in the same plans at the same price you would get on your own, and they answer the phone when a bill or claim goes wrong. Free to you.
Every agent below holds a Texas insurance license. Profiles marked "unclaimed" come from public licensing records and have not been reviewed by the agent. Contact one directly, or let us match you.
Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
Affordable private health/dental/life ins broker
I'm A Health Insurance Broker Helping Individuals, Families & Self-Employed Find the Right Health Coverage.
Health Insurance & Benefits for Individuals, Families,1099 Contractors and Small Businesses | Serving Clients Since 2008
Health Insurance Broker for over 18 years
Health and Life Insurance Agent who gets pricing first
Helping Individuals, Families & Businesses Find Insurance Coverage That Fits
Making Insurance Simple, Personal, and Stress-Free
Independent Insurance Broker | Personalized Coverage for Families & Small Businesses
Earn too much for marketplace subsidies? Private PPO health plans for self-employed and W-2 families.
Education Focused Health Insurance Agent
ACA specialist assisting families throughout the country.
Affordable Health Insurance Made Easy
"Know your coverage, before you use it"
Under 65 Private Health Insurance
Private and ACA Advisor
Personalized Health Insurance Guidance You Can Trust
Plain-English health, Medicare and benefits guidance for Louisiana families and small businesses
El Paso, TX
Counted from public licensing records for agents listed in Texas. A carrier appointment means the agent may sell that carrier's plans; it is not a recommendation.
| Coverage type | Carriers | Appointed agents |
|---|---|---|
| Small business / group health | 20 | 37156 |
| ACA / Marketplace plans | 16 | 34771 |
| Dental & vision | 31 | 26932 |
| Short-term health | 5 | 14470 |
Texas uses HealthCare.gov and is one of the largest marketplace states by enrollment. Texas has not expanded Medicaid under the Affordable Care Act, so many low-income adults without dependent children do not qualify for Medicaid and may fall into a coverage gap. Texas is also a major Medicare market, with extensive Medicare Advantage competition in its metro areas alongside Original Medicare with Medigap.
Texas residents buy individual and family plans through HealthCare.gov, the federal marketplace. Open enrollment runs November 1 through January 15. Texas has not expanded Medicaid, so eligibility for adults is narrower, and premium tax credits on the marketplace matter more. A marketplace-certified agent enrolls you in the same plans at the same price and checks your subsidy estimate.
Yes. Marketplace-certified agents are paid by the insurance carriers, and your premium is the same whether you enroll through an agent, through the marketplace website, or by phone. There is no fee to you.
Texas residents enroll through HealthCare.gov, the federal marketplace. Open enrollment runs November 1 through January 15. A licensed agent can enroll you in the same plans at the same price and help you estimate premium tax credits.
Possibly. Losing other coverage, moving, getting married, having a baby, and certain income changes open a Special Enrollment Period, usually for 60 days. Medicaid and CHIP enrollment is open all year. An agent can tell you quickly whether you qualify.
They estimate your subsidy, compare plans by the doctors and prescriptions you use, explain deductibles and out-of-pocket limits in plain English, submit your enrollment, and stay your point of contact when something goes wrong with a claim or a bill.
Many do. If you are self-employed or run a small business, an agent can compare an individual marketplace plan against a small-group plan and explain the tax treatment of each.
ACA & Marketplace
Updated 11 min read
ACA & Marketplace
Updated 11 min read
ACA & Marketplace
Updated 13 min read
Tell us your state and what you need. We show you one licensed agent, and nothing is sent until you confirm. Free, no obligation.