Thorn Allison

About Thorn

If you make too much to qualify for marketplace subsidies, you’ve probably seen the sticker shock: full price premiums for a plan with a narrow network and a high deductible. That’s exactly who I help. I work with self-employed people like realtors, contractors, barbers and business owners, and with W-2 earners whose employer plan doesn’t fit or isn’t offered. Many of my clients are healthy families who are tired of paying for coverage they barely use. I’m an independent broker with Modern Healthcare Plans of America, a family brokerage that has been helping people find coverage since 1972. Because I’m not tied to one company, I compare private plans from several carriers alongside marketplace options, then show you side by side what makes sense for your budget and your health. Many of the private plans I offer use a nationwide PPO network and are guaranteed renewable to age 65, so there’s no re-shopping every open enrollment. How it works: Send me a request or book a time. I ask a few quick questions about your household, doctors and budget. I lay out your best options in plain English, with no pressure. My help costs you nothing. I’m paid by the insurance company, not by you. If the marketplace is your best fit, I’ll tell you that too.

Coverage Thorn helps with

• Small business / group health
• ACA / Marketplace plans
• Dental & vision
• Life insurance
• Short-term health
• Final expense
• Annuities

Details

Licensed states

Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Wisconsin, Wyoming, and West Virginia

Experience

6 years

National Producer Number

19803082 Verify on NIPR

Website

www.modernhealthcareplans-thorn.com/get-a-quote

On MeetBrokers since

October 12, 2026