- Licensed in
- ALDEFLGAMDNCOHSCTNTX
- Languages
- English, Spanish
Alabama · AL
Life Insurance Agents in Alabama
These Alabama-licensed life insurance agents quote term, whole life, final expense, and annuities across multiple carriers, then handle the application. Their commission comes from the carrier, so comparing quotes through an agent costs you nothing.
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1,456 licensed agents serving Alabama
Agents below are licensed in Alabama or based there. Profiles marked "unclaimed" come from public licensing records and have not been reviewed by the agent, so confirm any agent's Alabama license on NIPR before you buy. Contact one directly, or let us match you.
Health and Life Insurance Agent who gets pricing first
- Licensed in
- ALARFLGAINKSKYLAMDMIMSNCOHOKPASCTNTXVAWVWI
Helping Individuals, Families & Businesses Find Insurance Coverage That Fits
- Licensed in
- ALAZARCODEFLGAIDILINIAKSKYLAMDMIMOMSMTNENVNCOHOKPASCSDTNTXUTVAWVWIWY
Independent Insurance Broker | Personalized Coverage for Families & Small Businesses
- Licensed in
- ALAZARCAFLGAILINIAKYLAMDMIMSMOMTNENVNJNCOHOKPASCTNTXVA
Affordable Health Insurance Made Easy
- Licensed in
- TNALCOGAFLILINIALAKSMDMIMSMONENVNCOHOKSCTXUTVAWVWI
Insurance brokers have the right solution 100% of the time
- Licensed in
- ALFLGASCTN
Personalized Health Insurance Guidance You Can Trust
- Licensed in
- ALFLGALAMIMSTX
Plain-English health, Medicare and benefits guidance for Louisiana families and small businesses
- Licensed in
- ALLAMSIAINMITXTNWI
Duane Ray Hess
Mobile, AL
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2021
Robert J. Stein
Vestavia, AL
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2015
Stephanie Daniell Gant
Parrish, AL
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2024
Nathan Maynard
Montgomery, AL
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2020
Heidi Coggins
Florence, AL
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2022
Cooper Freeman Johnson
Vestavia, AL
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2011
Sarah Dewitt
Jacksonville, AL
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2023
William A. B. Dowell
Birmingham, AL
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2004
William Harold Tompkins II
Fairhope, AL
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2015
Samantha Elizabeth Williams
Mobile, AL
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2024
Brent Anderson
Huntsville, AL
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2024
Glenn Stout
Mobile, AL
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2017
Carriers appointed locally by coverage type
Counted from public licensing records for agents listed in Alabama. A carrier appointment means the agent may sell that carrier's plans; it is not a recommendation.
| Coverage type | Carriers | Appointed agents |
|---|---|---|
| Life insurance | 70 | 1205 |
| Annuities | 45 | 1087 |
| Final expense | 37 | 512 |
| Disability | 17 | 193 |
| Long-term care | 13 | 143 |
What to know about life insurance in Alabama
Alabama residents shop for individual and family health plans on the federal marketplace, HealthCare.gov. Alabama has not expanded Medicaid under the Affordable Care Act, so adults without dependent children generally must meet strict eligibility rules to qualify for Alabama Medicaid and some low-income adults fall into a coverage gap. Medicare beneficiaries choose between Original Medicare with a Medigap plan and the Medicare Advantage plans offered in their county.
Life insurance is regulated by the Alabama Department of Insurance, and every agent selling it must hold a Alabama life license. Pricing varies widely between carriers for the same person, which is why an independent agent who quotes several carriers is worth a call before you buy.
Life Insurance Agents in Alabama: common questions
Is a life insurance agent free to work with?
Yes. Life insurance agents are paid a commission by the carrier that issues your policy. Your premium is the same whether you buy through an agent or directly.
What is final expense insurance?
A small whole life policy, usually between a few thousand and thirty thousand dollars, designed to cover funeral costs and small debts. It is popular with people over 50 because approval is simplified and the premium never changes.
Term or whole life: which do I need?
Term life covers a set number of years for a low premium and suits income replacement while you have a mortgage or young children. Whole life lasts your entire life and builds cash value at a higher premium. An independent agent can quote both across several carriers.
Can I buy life insurance if I have health conditions?
Often, yes. Carriers price conditions differently, which is exactly why an independent agent who works with several carriers can matter. Some policies use simplified or guaranteed underwriting with no medical exam.
Helpful reading
Medicare
Medigap Open Enrollment Period: How the 6-Month Window Works
Updated 12 min read
Medicare
Medicare Part B Late Enrollment Penalty: How It Works
Updated 11 min read
Medicare
Medicare Part D Extra Help: Who Qualifies and How to Apply
Updated 11 min read
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