Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
Dental & visionLife insuranceFinal expense+7 more
- Licensed in
- ARAZFLGAIAILINMIMSNCOKTXMTDEMDNVWYLA
Verified license
ContactNorth Carolina · NC
Life Insurance Agents in North Carolina
These North Carolina-licensed life insurance agents quote term, whole life, final expense, and annuities across multiple carriers, then handle the application. Their commission comes from the carrier, so comparing quotes through an agent costs you nothing.
4,198 licensed agents serving North Carolina
Agents below are licensed in North Carolina or based there. Profiles marked "unclaimed" come from public licensing records and have not been reviewed by the agent, so confirm any agent's North Carolina license on NIPR before you buy. Contact one directly, or let us match you.
Medicare AdvantageACA / Marketplace plansDental & vision+7 more
- Licensed in
- ALDEFLGAMDNCOHSCTNTX
- Languages
- English, Spanish
Verified license
Contact
Health Insurance & Benefits for Individuals, Families,1099 Contractors and Small Businesses | Serving Clients Since 2008
Small business / group healthACA / Marketplace plansDental & vision+9 more
- Licensed in
- VAAZCOFLGAILLAMEMDMAMIMSNHNCOHOKTXWV
- Languages
- English, Spanish
Verified license
Contact
Health Insurance Broker for over 18 years
Life insuranceFinal expenseDental & vision+4 more
- Licensed in
- AZCOFLGAIAKSMDNENMNCTXVAWIWV
Verified license
Contact
Health and Life Insurance Agent who gets pricing first
Life insuranceSmall business / group healthACA / Marketplace plans+1 more
- Licensed in
- ALARFLGAINKSKYLAMDMIMSNCOHOKPASCTNTXVAWVWI
Verified license
Contact
Helping Individuals, Families & Businesses Find Insurance Coverage That Fits
Dental & visionShort-term healthLife insurance+3 more
- Licensed in
- ALAZARCODEFLGAIDILINIAKSKYLAMDMIMOMSMTNENVNCOHOKPASCSDTNTXUTVAWVWIWY
Verified license
Contact
Making Insurance Simple, Personal, and Stress-Free
ACA / Marketplace plansDental & visionShort-term health+3 more
- Licensed in
- AZFLNCOHSCTNTX
Verified license
Contact
Medicare Specialist helping North Carolina
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+4 more
- Licensed in
- NCAZCAFLDEMEMIPAVTOHWA
Verified license
Contact
Independent Insurance Broker | Personalized Coverage for Families & Small Businesses
ACA / Marketplace plansSmall business / group healthShort-term health+4 more
- Licensed in
- ALAZARCAFLGAILINIAKYLAMDMIMSMOMTNENVNJNCOHOKPASCTNTXVA
Verified license
Contact
Earn too much for marketplace subsidies? Private PPO health plans for self-employed and W-2 families.
Small business / group healthACA / Marketplace plansDental & vision+4 more
- Licensed in
- AZARCOFLGAIDILINIAKSKYLAMEMDMIMNMSMONENVNCNDOHOKORPASCSDTNTXUTVTVAWIWYWV
Verified license
Contact
Affordable Health Insurance Made Easy
Short-term healthACA / Marketplace plansAnnuities+4 more
- Licensed in
- TNALCOGAFLILINIALAKSMDMIMSMONENVNCOHOKSCTXUTVAWVWI
Verified license
Contact
Under 65 Private Health Insurance
Medicare Supplement (Medigap)Short-term healthDental & vision+3 more
- Licensed in
- MDNJNCSCPATNTXOH
Verified license
Contact
Private and ACA Advisor
ACA / Marketplace plansDental & visionAnnuities+4 more
- Licensed in
- COILINMIMONCNVOHSCTNTXUTVAWVWI
Verified license
ContactHailey Williams
Troutman, NC
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+4 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2021
Unclaimed · public records
ContactRobert D. Braun
Mooresville, NC
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+4 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2022
Unclaimed · public records
ContactJoseph Spencer
Jacksonville, NC
Life insuranceFinal expense
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2022
Unclaimed · public records
ContactJustin Grace
Charlotte, NC
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+3 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2017
Unclaimed · public records
ContactChance Michael Miller
Charlotte, NC
Medicare Supplement (Medigap)Life insuranceFinal expense+2 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2024
Unclaimed · public records
ContactMonifa Gethers
Garner, NC
Medicare Supplement (Medigap)Life insuranceFinal expense+2 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2022
Unclaimed · public records
ContactAlexander Khan
Raleigh, NC
Medicare Supplement (Medigap)Life insuranceAnnuities
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2024
Unclaimed · public records
ContactCarriers appointed locally by coverage type
Counted from public licensing records for agents listed in North Carolina. A carrier appointment means the agent may sell that carrier's plans; it is not a recommendation.
| Coverage type | Carriers | Appointed agents |
|---|---|---|
| Life insurance | 73 | 3421 |
| Annuities | 49 | 3015 |
| Final expense | 40 | 1566 |
| Disability | 17 | 466 |
| Long-term care | 13 | 464 |
What to know about life insurance in North Carolina
North Carolina uses HealthCare.gov for marketplace coverage. North Carolina expanded Medicaid, extending coverage to many low-income adults who previously fell into a coverage gap. Medicare beneficiaries can compare Medigap, Part D, and Medicare Advantage plans with a licensed North Carolina agent.
Life insurance is regulated by the North Carolina Department of Insurance, and every agent selling it must hold a North Carolina life license. Pricing varies widely between carriers for the same person, which is why an independent agent who quotes several carriers is worth a call before you buy.
Life Insurance Agents in North Carolina: common questions
Is a life insurance agent free to work with?
Yes. Life insurance agents are paid a commission by the carrier that issues your policy. Your premium is the same whether you buy through an agent or directly.
What is final expense insurance?
A small whole life policy, usually between a few thousand and thirty thousand dollars, designed to cover funeral costs and small debts. It is popular with people over 50 because approval is simplified and the premium never changes.
Term or whole life: which do I need?
Term life covers a set number of years for a low premium and suits income replacement while you have a mortgage or young children. Whole life lasts your entire life and builds cash value at a higher premium. An independent agent can quote both across several carriers.
Can I buy life insurance if I have health conditions?
Often, yes. Carriers price conditions differently, which is exactly why an independent agent who works with several carriers can matter. Some policies use simplified or guaranteed underwriting with no medical exam.
Helpful reading
Medicare
Medigap Open Enrollment Period: How the 6-Month Window Works
Updated 12 min read
Medicare
Medicare Part B Late Enrollment Penalty: How It Works
Updated 11 min read
Medicare
Medicare Part D Extra Help: Who Qualifies and How to Apply
Updated 11 min read
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