Jay Gonzalez
Aurora, IL
- Licensed in
- TX
- Licensed since
- 2025
Illinois · IL
These Illinois-licensed life insurance agents quote term, whole life, final expense, and annuities across multiple carriers, then handle the application. Their commission comes from the carrier, so comparing quotes through an agent costs you nothing.
Agents below are licensed in Illinois or based there. Profiles marked "unclaimed" come from public licensing records and have not been reviewed by the agent, so confirm any agent's Illinois license on NIPR before you buy. Contact one directly, or let us match you.
Aurora, IL
Normal, IL
Sherman, IL
Oak Brook, IL
Aurora, IL
Fairview Heights, IL
Downers Grove, IL
Peoria Heights, IL
Oswego, IL
Normal, IL
Batavia, IL
Orland Park, IL
Chicago, IL
Rockford, IL
Oak Brook, IL
Edwardsville, IL
Joliet, IL
Chicago, IL
Schaumburg, IL
Aurora, IL
Counted from public licensing records for agents listed in Illinois. A carrier appointment means the agent may sell that carrier's plans; it is not a recommendation.
| Coverage type | Carriers | Appointed agents |
|---|---|---|
| Life insurance | 78 | 5981 |
| Annuities | 50 | 5063 |
| Final expense | 42 | 2546 |
| Disability | 17 | 1030 |
| Long-term care | 13 | 934 |
Illinois has transitioned to its own state-based marketplace, Get Covered Illinois, after previously using HealthCare.gov. Illinois has expanded Medicaid through HealthChoice Illinois. Illinois also has a Medigap birthday rule: existing Medigap enrollees ages 65 to 75 get a 45-day window starting on their birthday each year to switch to a plan with equal or lesser benefits from their current insurer or one of its affiliates without medical underwriting.
Life insurance is regulated by the Illinois Department of Insurance, and every agent selling it must hold a Illinois life license. Pricing varies widely between carriers for the same person, which is why an independent agent who quotes several carriers is worth a call before you buy.
Yes. Life insurance agents are paid a commission by the carrier that issues your policy. Your premium is the same whether you buy through an agent or directly.
A small whole life policy, usually between a few thousand and thirty thousand dollars, designed to cover funeral costs and small debts. It is popular with people over 50 because approval is simplified and the premium never changes.
Term life covers a set number of years for a low premium and suits income replacement while you have a mortgage or young children. Whole life lasts your entire life and builds cash value at a higher premium. An independent agent can quote both across several carriers.
Often, yes. Carriers price conditions differently, which is exactly why an independent agent who works with several carriers can matter. Some policies use simplified or guaranteed underwriting with no medical exam.
Medicare
Updated 12 min read
Medicare
Updated 11 min read
Medicare
Updated 11 min read
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