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New Jersey · NJ

Life Insurance Agents in New Jersey

These New Jersey-licensed life insurance agents quote term, whole life, final expense, and annuities across multiple carriers, then handle the application. Their commission comes from the carrier, so comparing quotes through an agent costs you nothing.

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4,494 licensed agents serving New Jersey, page 210

Agents below are licensed in New Jersey or based there. Profiles marked "unclaimed" come from public licensing records and have not been reviewed by the agent, so confirm any agent's New Jersey license on NIPR before you buy. Contact one directly, or let us match you.

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Patricia Gimelstob

Roseland, NJ

Medicare Supplement (Medigap)Life insuranceFinal expense+2 more
Licensed in
TX
Licensed since
2020
Unclaimed · public records
Contact

Beatriz Canton

Edison, NJ

Life insuranceAnnuities
Licensed in
TX
Licensed since
2021
Unclaimed · public records
Contact

Robert Marshall Jelderks II

Hackensack, NJ

Life insuranceFinal expenseAnnuities
Licensed in
TX(Texas non-resident license)
Licensed since
2002
Unclaimed · public records
Contact

Anthony Michael Melsi

Medford, NJ

Life insuranceDisability
Licensed in
TX(Texas non-resident license)
Licensed since
1994
Unclaimed · public records
Contact

Anthony Ryan Caruso

Woodbridge, NJ

Dental & visionLife insuranceAnnuities+1 more
Licensed in
TX(Texas non-resident license)
Licensed since
2024
Unclaimed · public records
Contact

Karan Sayal

Hillsborough, NJ

Life insuranceAnnuities
Licensed in
TX
Licensed since
2026
Unclaimed · public records
Contact

Gino Giacolona

Pilesgrove, NJ

Life insuranceFinal expenseAnnuities
Licensed in
TX
Licensed since
2026
Unclaimed · public records
Contact

Jamil Atuazi Barnes

Lawrence, NJ

Life insurance
Licensed in
TX(Texas non-resident license)
Licensed since
2024
Unclaimed · public records
Contact

Adelaide Arthiabah

Jersey City, NJ

Life insuranceFinal expenseAnnuities
Licensed in
TX
Licensed since
2025
Unclaimed · public records
Contact

Edward R. Noonan

Westwood, NJ

Life insuranceAnnuities
Licensed in
TX(Texas non-resident license)
Licensed since
2022
Unclaimed · public records
Contact

Joseph Gallo

Monmouth Beach, NJ

Annuities
Licensed in
TX
Licensed since
2020
Unclaimed · public records
Contact

Greg Bahary

Colts Neck, NJ

Medicare Supplement (Medigap)Life insuranceAnnuities+1 more
Licensed in
TX(Texas non-resident license)
Licensed since
2021
Unclaimed · public records
Contact

Howard Shecter

Mahwah, NJ

Medicare AdvantageShort-term healthLife insurance+1 more
Licensed in
TX
Licensed since
2005
Unclaimed · public records
Contact

Vidhi Raisinghani

East Brunswick, NJ

Life insuranceAnnuities
Licensed in
TX
Licensed since
2026
Unclaimed · public records
Contact

Daniel P. Oneill

Morristown, NJ

Life insuranceAnnuities
Licensed in
TX(Texas non-resident license)
Licensed since
2017
Unclaimed · public records
Contact

Jarrid H. Zamkoff

Matawan, NJ

Life insuranceAnnuities
Licensed in
TX(Texas non-resident license)
Licensed since
2005
Unclaimed · public records
Contact

Celma Capuz-Weaver

Princeton, NJ

Life insuranceDisability
Licensed in
TX(Texas non-resident license)
Licensed since
2021
Unclaimed · public records
Contact

Joseph Yocavitch

Cherry Hill, NJ

Life insuranceAnnuities
Licensed in
TX(Texas non-resident license)
Licensed since
2020
Unclaimed · public records
Contact

Carriers appointed locally by coverage type

Counted from public licensing records for agents listed in New Jersey. A carrier appointment means the agent may sell that carrier's plans; it is not a recommendation.

Coverage typeCarriersAppointed agents
Life insurance773804
Annuities483544
Final expense421255
Disability17615
Long-term care13414
Also in New Jersey:Medicare agentsHealth insurance agents

What to know about life insurance in New Jersey

New Jersey runs its own marketplace, Get Covered New Jersey, which offers state-funded premium help in addition to federal tax credits for eligible residents. New Jersey has expanded Medicaid through NJ FamilyCare and requires residents to maintain health coverage or pay a state tax penalty. Medicare beneficiaries can compare Medigap, Part D, and Medicare Advantage plans with a licensed New Jersey agent.

Life insurance is regulated by the New Jersey Department of Insurance, and every agent selling it must hold a New Jersey life license. Pricing varies widely between carriers for the same person, which is why an independent agent who quotes several carriers is worth a call before you buy.

Life Insurance Agents in New Jersey: common questions

Is a life insurance agent free to work with?

Yes. Life insurance agents are paid a commission by the carrier that issues your policy. Your premium is the same whether you buy through an agent or directly.

What is final expense insurance?

A small whole life policy, usually between a few thousand and thirty thousand dollars, designed to cover funeral costs and small debts. It is popular with people over 50 because approval is simplified and the premium never changes.

Term or whole life: which do I need?

Term life covers a set number of years for a low premium and suits income replacement while you have a mortgage or young children. Whole life lasts your entire life and builds cash value at a higher premium. An independent agent can quote both across several carriers.

Can I buy life insurance if I have health conditions?

Often, yes. Carriers price conditions differently, which is exactly why an independent agent who works with several carriers can matter. Some policies use simplified or guaranteed underwriting with no medical exam.

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