Cedric Joiner
Eastpointe, MI
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+5 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2022
Unclaimed · public records
ContactMichigan · MI
Life Insurance Agents in Michigan
These Michigan-licensed life insurance agents quote term, whole life, final expense, and annuities across multiple carriers, then handle the application. Their commission comes from the carrier, so comparing quotes through an agent costs you nothing.
3,784 licensed agents serving Michigan, page 3
Agents below are licensed in Michigan or based there. Profiles marked "unclaimed" come from public licensing records and have not been reviewed by the agent, so confirm any agent's Michigan license on NIPR before you buy. Contact one directly, or let us match you.
Melody Ann Asciutto
Wyandotte, MI
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+4 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2011
Unclaimed · public records
ContactBradley D. Reynolds
Grand Rapids, MI
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+6 more
- Licensed in
- FLTX(Texas non-resident license)
- Licensed since
- 2020
Unclaimed · public records
ContactDavid Holliday III
Farmington, MI
Life insuranceFinal expenseAnnuities
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2023
Unclaimed · public records
ContactPatrick Richard Kelly JR
Detroit, MI
Medicare Supplement (Medigap)Life insuranceFinal expense+2 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2019
Unclaimed · public records
ContactDaniel E. Thornton
Grand Blanc, MI
Medicare Supplement (Medigap)Life insuranceAnnuities
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2020
Unclaimed · public records
ContactMichael Robert Glaza
Bloomfield Hills, MI
Medicare Supplement (Medigap)Life insuranceFinal expense
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2024
Unclaimed · public records
ContactAmir Ribic
Clinton Township, MI
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+5 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2018
Unclaimed · public records
ContactIsabella Kathleen Messer
Bloomfield Hills, MI
Life insuranceAnnuities
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2023
Unclaimed · public records
ContactRandall Frye
Detroit, MI
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+7 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2013
Unclaimed · public records
ContactKelly Ballor
Grand Rapids, MI
Medicare Supplement (Medigap)Life insurance
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2023
Unclaimed · public records
ContactMichael Reinhard
Clarkston, MI
Life insuranceAnnuities
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2022
Unclaimed · public records
ContactLandon Hatfield
Grand Rapids, MI
Medicare AdvantageMedicare Supplement (Medigap)Life insurance+2 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2024
Unclaimed · public records
ContactPaul Gerard Jaboro
Sterling Heights, MI
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+6 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2020
Unclaimed · public records
ContactJeffrey Karam
Mount Clemens, MI
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+7 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2020
Unclaimed · public records
ContactTravis John Leta
Sterling Heights, MI
Life insuranceAnnuities
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2022
Unclaimed · public records
ContactKimberly Jane West
Highland, MI
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+2 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2010
Unclaimed · public records
ContactJon Deboyer
Algonac, MI
Medicare Supplement (Medigap)Life insuranceFinal expense+1 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2023
Unclaimed · public records
ContactLuis Joel Tejada
Wyoming, MI
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+2 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2024
Unclaimed · public records
ContactHenry Guzzo
Novi, MI
Life insuranceFinal expenseAnnuities+2 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2015
Unclaimed · public records
ContactCarriers appointed locally by coverage type
Counted from public licensing records for agents listed in Michigan. A carrier appointment means the agent may sell that carrier's plans; it is not a recommendation.
| Coverage type | Carriers | Appointed agents |
|---|---|---|
| Life insurance | 71 | 3203 |
| Annuities | 47 | 2628 |
| Final expense | 38 | 1523 |
| Long-term care | 13 | 374 |
| Disability | 17 | 353 |
What to know about life insurance in Michigan
Michigan uses HealthCare.gov for marketplace coverage and has expanded Medicaid through the Healthy Michigan Plan. The Michigan individual market includes several regional insurers, so plan availability can vary noticeably by county. Medicare beneficiaries can compare Medigap, Part D, and Medicare Advantage plans with a licensed Michigan agent.
Life insurance is regulated by the Michigan Department of Insurance, and every agent selling it must hold a Michigan life license. Pricing varies widely between carriers for the same person, which is why an independent agent who quotes several carriers is worth a call before you buy.
Life Insurance Agents in Michigan: common questions
Is a life insurance agent free to work with?
Yes. Life insurance agents are paid a commission by the carrier that issues your policy. Your premium is the same whether you buy through an agent or directly.
What is final expense insurance?
A small whole life policy, usually between a few thousand and thirty thousand dollars, designed to cover funeral costs and small debts. It is popular with people over 50 because approval is simplified and the premium never changes.
Term or whole life: which do I need?
Term life covers a set number of years for a low premium and suits income replacement while you have a mortgage or young children. Whole life lasts your entire life and builds cash value at a higher premium. An independent agent can quote both across several carriers.
Can I buy life insurance if I have health conditions?
Often, yes. Carriers price conditions differently, which is exactly why an independent agent who works with several carriers can matter. Some policies use simplified or guaranteed underwriting with no medical exam.
Helpful reading
Medicare
Medigap Open Enrollment Period: How the 6-Month Window Works
Updated 12 min read
Medicare
Medicare Part B Late Enrollment Penalty: How It Works
Updated 11 min read
Medicare
Medicare Part D Extra Help: Who Qualifies and How to Apply
Updated 11 min read
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