Sylvia Nicole Redic
Wilmington, DE
Medicare AdvantageMedicare Supplement (Medigap)ACA / Marketplace plans+1 more
- Licensed in
- TX(Texas non-resident license)
- Licensed since
- 2026
Unclaimed · public records
ContactDelaware · DE
Health Insurance Agents in Delaware
Buying your own coverage in Delaware means dealing with HealthCare.gov, premium tax credits, and deadlines. These licensed, marketplace-certified agents enroll you in the same plans at the same price you would get on your own, and they answer the phone when a bill or claim goes wrong. Free to you.
Browse by city
101 licensed agents serving Delaware, page 6
Agents below are licensed in Delaware or based there. Profiles marked "unclaimed" come from public licensing records and have not been reviewed by the agent, so confirm any agent's Delaware license on NIPR before you buy. Contact one directly, or let us match you.
Carriers appointed locally by coverage type
Counted from public licensing records for agents listed in Delaware. A carrier appointment means the agent may sell that carrier's plans; it is not a recommendation.
| Coverage type | Carriers | Appointed agents |
|---|---|---|
| ACA / Marketplace plans | 12 | 70 |
| Small business / group health | 15 | 50 |
| Dental & vision | 19 | 39 |
| Short-term health | 4 | 20 |
What to know about health insurance in Delaware
Delaware uses HealthCare.gov for marketplace coverage and has expanded Medicaid. Because the state is small, residents generally see the same set of insurers regardless of which of its three counties they live in. Medicare beneficiaries can compare Original Medicare with Medigap against Medicare Advantage plans, which are available statewide.
Delaware residents buy individual and family plans through HealthCare.gov, the federal marketplace. Open enrollment runs November 1 through January 15. Delaware has expanded Medicaid, so adults with lower incomes may qualify for free or low-cost coverage year-round. A marketplace-certified agent enrolls you in the same plans at the same price and checks your subsidy estimate.
Health Insurance Agents in Delaware: common questions
Are health insurance agents free to use in Delaware?
Yes. Marketplace-certified agents are paid by the insurance carriers, and your premium is the same whether you enroll through an agent, through the marketplace website, or by phone. There is no fee to you.
Where do I buy an individual health plan in Delaware?
Delaware residents enroll through HealthCare.gov, the federal marketplace. Open enrollment runs November 1 through January 15. A licensed agent can enroll you in the same plans at the same price and help you estimate premium tax credits.
Can I get help if I missed open enrollment?
Possibly. Losing other coverage, moving, getting married, having a baby, and certain income changes open a Special Enrollment Period, usually for 60 days. Medicaid and CHIP enrollment is open all year. An agent can tell you quickly whether you qualify.
What does a health insurance agent actually do?
They estimate your subsidy, compare plans by the doctors and prescriptions you use, explain deductibles and out-of-pocket limits in plain English, submit your enrollment, and stay your point of contact when something goes wrong with a claim or a bill.
Do agents also handle small business coverage?
Many do. If you are self-employed or run a small business, an agent can compare an individual marketplace plan against a small-group plan and explain the tax treatment of each.
Helpful reading
ACA & Marketplace
Bronze vs Silver vs Gold Health Plans: How Tiers Compare
Updated 11 min read
ACA & Marketplace
Cost-Sharing Reductions on Silver Plans: How They Work
Updated 11 min read
ACA & Marketplace
Premium Tax Credit Explained: Eligibility, APTC, Form 8962
Updated 13 min read
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