Unclaimed · public records

Zulfikar Karowadia

Houston, TX
Texas resident license

Contact Zulfikar, free

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License facts

License status: Active

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number: 1490771
License type: Texas resident license
Licensed since: 2008
License expires: January 31, 2028
National Producer Number: 10139355 Verify on NIPR
Last checked: November 1, 2026

Coverage types on record

Worked out from the carriers Zulfikar is appointed with. Ask the agent which plans they actually offer in your county.

Medicare Advantage
Medicare Supplement (Medigap)
ACA / Marketplace plans
Short-term health
Small business / group health
Dental & vision
Life insurance
Annuities
Disability

Carrier appointments

Public licensing records list 23 active carrier appointments for Zulfikar. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

Aetna(3)
Centene(2)
HCSC(2)
New York Life(2)
UnitedHealthcare(2)
Brighthouse
Community Health Choice
Corebridge Financial
Delta Dental
Guardian
Oscar
Prudential
and 5 other companies

Coverage each carrier appointed Zulfikar for

Aetna Life Insurance Company
since 2011
- Medicare Advantage
- Medicare Supplement (Medigap)
- Small business / group health
- Dental & vision
Guardian Life Insurance Company of America, The
since 2014
- Dental & vision
- Life insurance
- Annuities
- Disability
Health Care Service Corporation, a Mutual Legal Reserve Company
since 2011
- Medicare Advantage
- Medicare Supplement (Medigap)
- ACA / Marketplace plans
- Small business / group health
Aetna Health Inc.
since 2011
- Medicare Advantage
- ACA / Marketplace plans
- Small business / group health
Dearborn Life Insurance Company
since 2011
- Dental & vision
- Life insurance
- Disability
UnitedHealthcare of Texas, Inc.
since 2022
- Medicare Advantage
- ACA / Marketplace plans
- Small business / group health
Aetna Health Insurance Company
since 2011
- Medicare Advantage
- Small business / group health
American General Life Insurance Company
since 2025
- Life insurance
- Annuities
Brighthouse Life Insurance Company
since 2014
- Life insurance
- Annuities
Community Health Choice, Inc.
since 2016
- Medicare Advantage
- ACA / Marketplace plans
Golden Rule Insurance Company
since 2015
- Short-term health
- Dental & vision
New York Life Insurance and Annuity Corporation
since 2008
- Life insurance
- Annuities
New York Life Insurance Company
since 2008
- Life insurance
- Annuities
Pruco Life Insurance Company
since 2024
- Life insurance
- Annuities
Superior HealthPlan, Inc.
since 2021
- Medicare Advantage
- ACA / Marketplace plans
Celtic Insurance Company
since 2018
- ACA / Marketplace plans
Delta Dental Insurance Company
since 2015
- Dental & vision
Oscar Insurance Company
since 2018
- ACA / Marketplace plans

All 23 appointments on record

Aetna Dental Inc.since 2011
Life, accident & health
Aetna Health Inc.since 2011
Life, accident & health · Aetna group
Aetna Health Insurance Companysince 2011
Life, accident & health · Aetna group
Aetna Life Insurance Companysince 2011
Life, accident & health · Aetna group
Alpha Dental Programs, Inc.since 2015
Life, accident & health
American General Life Insurance Companysince 2025
Life, accident & health · Corebridge Financial group · also known as AIG Life & Retirement
Brighthouse Life Insurance Companysince 2014
Life, accident & health · Brighthouse group
Celtic Insurance Companysince 2018
Life, accident & health · Centene group · also known as Ambetter
Community Health Choice, Inc.since 2016
Life, accident & health · Community Health Choice group
Dearborn Life Insurance Companysince 2011
Life, accident & health · HCSC group
Delta Dental Insurance Companysince 2015
Life, accident & health · Delta Dental group
Friday Health Insurance Company, Inc.since 2022
Life, accident & health
Golden Rule Insurance Companysince 2015
Life, accident & health · UnitedHealthcare group
Guardian Life Insurance Company of America, Thesince 2014
Life, accident & health · Guardian group
Health Care Service Corporation, a Mutual Legal Reserve Companysince 2011
Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas
New York Life Insurance and Annuity Corporationsince 2008
Life, accident & health · New York Life group · also known as NYLIAC
New York Life Insurance Companysince 2008
Life, accident & health · New York Life group
NYLIFE Insurance Company of Arizonasince 2008
Life, accident & health
Oscar Insurance Companysince 2018
Life, accident & health · Oscar group
Principal National Life Insurance Companysince 2018
Life, accident & health
Pruco Life Insurance Companysince 2024
Life, accident & health · Prudential group
Superior HealthPlan, Inc.since 2021
Life, accident & health · Centene group
UnitedHealthcare of Texas, Inc.since 2022
Life, accident & health · UnitedHealthcare group

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Zulfikar's license

Is Zulfikar Karowadia a licensed insurance agent in Texas?

Public licensing records list license 1490771 with a status of "Active", first issued in 2008, expiring January 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 1490771, or look up National Producer Number 10139355 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 23 appointments for Zulfikar. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Zulfikar?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Zulfikar Karowadia has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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