Your details stay with MeetBrokers until Richard claims this page.
License status: Active
From public licensing records. You can confirm any of it on the state agent lookup.
Worked out from the carriers Richard is appointed with. Ask the agent which plans they actually offer in your county.
Public licensing records list 11 active carrier appointments for Richard. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.
American National Insurance Company
since 2022
Guardian Life Insurance Company of America, The
since 2023
American-Amicable Life Insurance Company of Texas
since 2021
Guardian Insurance & Annuity Company, Inc., The
since 2023
IA American Life Insurance Company
since 2020
Nationwide Life and Annuity Insurance Company
since 2023
Accendo Insurance Company
since 2022
Athene Annuity and Life Company
since 2023
Berkshire Life Insurance Company of America
since 2023
Life · Aetna group
Life · American National group
Life · American-Amicable group
Life · Athene group
Life · Guardian group
Life
Life · Guardian group
Life · Guardian group
Life · American-Amicable group
Life
Life · Nationwide group
Where this information comes from
License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.
Public licensing records list license 2494540 with a status of "Active", first issued in 2020, expiring February 29, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.
Search the state's insurance agent lookup by name or license number 2494540, or look up National Producer Number 19431571 on the NIPR website. Both are free and show the current status.
An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 11 appointments for Richard. It does not tell you which plans the agent will recommend, and it is not a rating.
No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.
This page was built from public licensing records. Richard Luna has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.
Richard has not claimed this profile yet. We'll show them your first name, town, and message so they know the request is real. Your phone and email go to them only after they confirm it's them.
Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
San Antonio, TX
San Antonio, TX
ACA & Marketplace
Bronze, silver, and gold plans cover the same essential health benefits but split costs differently. Compare premiums, deductibles, and savings by tier.
Updated 11 min read
ACA & Marketplace
Cost-sharing reductions lower deductibles, copays, and out-of-pocket limits, for most people only on Silver plans. See who qualifies and how to compare.
Updated 11 min read
ACA & Marketplace
The premium tax credit cuts Marketplace premiums based on income. Learn who qualifies, APTC, Form 8962, and how to lower the risk of repayment.
Updated 13 min read