Your details stay with MeetBrokers until Ricardo claims this page.
License status: Active
From public licensing records. You can confirm any of it on the state agent lookup.
Worked out from the carriers Ricardo is appointed with. Ask the agent which plans they actually offer in your county.
Public licensing records list 13 active carrier appointments for Ricardo. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.
American Heritage Life Insurance Company
since 2017
Metropolitan Life Insurance Company
since 2017
Ameritas Life Insurance Corp.
since 2017
American Family Life Assurance Company of Columbus
since 2023
Combined Insurance Company of America
since 2017
Unum Life Insurance Company of America
since 2018
Life, accident & health · Aflac group · also known as Aflac
Life, accident & health
Life, accident & health · Allstate group · also known as Allstate Benefits
Life, accident & health
Life, accident & health · Ameritas group
Life, accident & health · Chubb group
Life, accident & health
Life, accident & health · MetLife group
Life, accident & health
Life, accident & health
Life, accident & health
Life, accident & health · Unum group
Life, accident & health
Where this information comes from
License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.
Public licensing records list license 2170015 with a status of "Active", first issued in 2017, expiring March 31, 2027. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.
Search the state's insurance agent lookup by name or license number 2170015, or look up National Producer Number 18346393 on the NIPR website. Both are free and show the current status.
An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 13 appointments for Ricardo. It does not tell you which plans the agent will recommend, and it is not a rating.
No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.
This page was built from public licensing records. Ricardo Sifuentes JR has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.
Ricardo has not claimed this profile yet. We'll show them your first name, town, and message so they know the request is real. Your phone and email go to them only after they confirm it's them.
Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
I'm A Health Insurance Broker Helping Individuals, Families & Self-Employed Find the Right Health Coverage.
Houston, TX
ACA & Marketplace
Bronze, silver, and gold plans cover the same essential health benefits but split costs differently. Compare premiums, deductibles, and savings by tier.
Updated 11 min read
ACA & Marketplace
Cost-sharing reductions lower deductibles, copays, and out-of-pocket limits, for most people only on Silver plans. See who qualifies and how to compare.
Updated 11 min read
ACA & Marketplace
The premium tax credit cuts Marketplace premiums based on income. Learn who qualifies, APTC, Form 8962, and how to lower the risk of repayment.
Updated 13 min read