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Michael Guarino

  • Houston, TX
  • Texas resident license
Contact Michael, free

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License facts

License status: Active

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
734922
License type
Texas resident license
Licensed since
1982
License expires
August 31, 2028
National Producer Number
1138652 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Michael is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • ACA / Marketplace plans
  • Short-term health
  • Small business / group health
  • Dental & vision
  • Life insurance
  • Final expense
  • Annuities
  • Disability
  • Long-term care

Carrier appointments

Public licensing records list 102 active carrier appointments for Michael. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • UnitedHealthcare(8)
  • Humana(6)
  • Aetna(3)
  • Baylor Scott & White(2)
  • Cigna(2)
  • Equitable(2)
  • Guardian(2)
  • HCSC(2)
  • New Era(2)
  • Prudential(2)
  • Allstate
  • American National
  • Ameritas
  • Atlantic American
  • Brighthouse
  • Cincinnati Financial
  • Corebridge Financial
  • Delta Dental
  • F&G
  • Globe Life
  • Independence
  • Legal & General America
  • Lincoln Financial
  • ManhattanLife
  • MetLife
  • Mutual of Omaha
  • Nationwide
  • Pacific Life
  • Principal
  • Prosperity Life
  • Protective
  • Sagicor
  • Securian
  • Sentinel Security
  • Unum
  • Western & Southern
  • and 45 other companies

Coverage each carrier appointed Michael for

  • Cigna Health and Life Insurance Company

    since 2022

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • ACA / Marketplace plans
    • Small business / group health
  • Health Care Service Corporation, a Mutual Legal Reserve Company

    since 2002

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • ACA / Marketplace plans
    • Small business / group health
  • Humana Insurance Company

    since 1987

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • Small business / group health
    • Dental & vision
  • Principal Life Insurance Company

    since 2001

    • Small business / group health
    • Dental & vision
    • Life insurance
    • Annuities
    • Disability
  • Aetna Life Insurance Company

    since 2002

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Small business / group health
    • Dental & vision
  • Guardian Life Insurance Company of America, The

    since 2014

    • Dental & vision
    • Life insurance
    • Annuities
    • Disability
  • Metropolitan Life Insurance Company

    since 2011

    • Small business / group health
    • Dental & vision
    • Life insurance
    • Disability
  • Shenandoah Life Insurance Company

    since 2007

    • Medicare Supplement (Medigap)
    • Life insurance
    • Final expense
    • Annuities
  • UnitedHealthcare Insurance Company

    since 2013

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • Small business / group health
  • Aetna Health Inc.

    since 1998

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • American National Insurance Company

    since 2009

    • Life insurance
    • Final expense
    • Annuities
  • Ameritas Life Insurance Corp.

    since 2014

    • Dental & vision
    • Life insurance
    • Disability
  • Bankers Fidelity Life Insurance Company

    since 2025

    • Medicare Supplement (Medigap)
    • Dental & vision
    • Final expense
  • Dearborn Life Insurance Company

    since 2018

    • Dental & vision
    • Life insurance
    • Disability
  • Lincoln National Life Insurance Company, The

    since 2015

    • Life insurance
    • Annuities
    • Long-term care
  • Manhattan Life Insurance Company, The

    since 2015

    • Medicare Supplement (Medigap)
    • Dental & vision
    • Final expense
  • Mutual of Omaha Insurance Company

    since 1992

    • Medicare Supplement (Medigap)
    • Disability
    • Long-term care
  • National Health Insurance Company

    since 2017

    • Medicare Supplement (Medigap)
    • Short-term health
    • Dental & vision
  • Nationwide Life Insurance Company

    since 2022

    • Life insurance
    • Annuities
    • Long-term care
  • QCC Insurance Company

    since 1998

    • Medicare Supplement (Medigap)
    • ACA / Marketplace plans
    • Small business / group health
  • Sagicor Life Insurance Company

    since 2025

    • Life insurance
    • Final expense
    • Annuities
  • Scott and White Health Plan

    since 2026

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • Sentinel Security Life Insurance Company

    since 2012

    • Medicare Supplement (Medigap)
    • Final expense
    • Annuities
  • UnitedHealthcare of Texas, Inc.

    since 2002

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • Unum Life Insurance Company of America

    since 2026

    • Small business / group health
    • Disability
    • Long-term care
  • Aetna Health Insurance Company

    since 2004

    • Medicare Advantage
    • Small business / group health
  • American General Life Insurance Company

    since 2009

    • Life insurance
    • Annuities
  • Brighthouse Life Insurance Company

    since 2015

    • Life insurance
    • Annuities
  • Cigna HealthCare of Texas, Inc.

    since 2008

    • Medicare Advantage
    • Small business / group health
  • Cincinnati Life Insurance Company, The

    since 2026

    • Life insurance
    • Annuities
  • Emphesys Insurance Company

    since 2022

    • Medicare Advantage
    • Small business / group health
  • Equitable Financial Life Insurance Company

    since 2012

    • Life insurance
    • Annuities
  • Equitable Financial Life Insurance Company of America

    since 2026

    • Life insurance
    • Annuities
  • Fidelity & Guaranty Life Insurance Company

    since 2026

    • Life insurance
    • Annuities
  • Golden Rule Insurance Company

    since 2006

    • Short-term health
    • Dental & vision
  • Guardian Insurance & Annuity Company, Inc., The

    since 2014

    • Life insurance
    • Annuities
  • Humana Health Plan of Texas, Inc.

    since 2002

    • Medicare Advantage
    • Small business / group health
  • Minnesota Life Insurance Company

    since 2020

    • Life insurance
    • Annuities
  • New Era Life Insurance Company

    since 2003

    • Medicare Supplement (Medigap)
    • Final expense
  • Pacific Life Insurance Company

    since 2026

    • Life insurance
    • Annuities
  • Philadelphia American Life Insurance Company

    since 2009

    • Medicare Supplement (Medigap)
    • Short-term health
  • Protective Life Insurance Company

    since 2012

    • Life insurance
    • Annuities
  • Pruco Life Insurance Company

    since 2003

    • Life insurance
    • Annuities
  • Scott & White Care Plans

    since 2026

    • Medicare Advantage
    • ACA / Marketplace plans
  • All Savers Insurance Company

    since 2014

    • Small business / group health
  • Banner Life Insurance Company

    since 2011

    • Life insurance
  • Care Improvement Plus South Central Insurance Company

    since 2023

    • Medicare Advantage
  • CompBenefits Insurance Company

    since 2022

    • Dental & vision
  • Delta Dental Insurance Company

    since 1998

    • Dental & vision
  • Denticare, Inc.

    since 2002

    • Dental & vision
  • HumanaDental Insurance Company

    since 1990

    • Dental & vision
  • Integrity Life Insurance Company

    since 2009

    • Annuities
  • Physicians Health Choice of Texas, LLC

    since 2023

    • Medicare Advantage
  • Prudential Insurance Company of America, The

    since 1993

    • Life insurance
  • United American Insurance Company

    since 2023

    • Medicare Supplement (Medigap)
  • UnitedHealthcare Benefits of Texas, Inc.

    since 2013

    • Medicare Advantage
  • UnitedHealthcare Community Plan of Texas, L.L.C.

    since 2023

    • Medicare Advantage
All 102 appointments on record
  • Ace American Insurance Companysince 2007

    Life, accident & health

  • Ace Property and Casualty Insurance Companysince 2022

    Life, accident & health

  • Aetna Dental Inc.since 2002

    Life, accident & health

  • Aetna Health Inc.since 1998

    Life, accident & health · Aetna group

  • Aetna Health Insurance Companysince 2004

    Life, accident & health · Aetna group

  • Aetna Life Insurance Companysince 2002

    Life, accident & health · Aetna group

  • All Savers Insurance Companysince 2014

    Life, accident & health · UnitedHealthcare group

  • Alpha Dental Programs, Inc.since 1998

    Life, accident & health

  • American General Life Insurance Companysince 2009

    Life, accident & health · Corebridge Financial group · also known as AIG Life & Retirement

  • American National Insurance Companysince 2009

    Life, accident & health · American National group

  • Ameritas Life Insurance Corp.since 2014

    Life, accident & health · Ameritas group

  • Amfirst Insurance Companysince 2025

    Life, accident & health

  • Atlantic Capital Life Assurance Companysince 2025

    Life, accident & health

  • Atlantic Coast Life Insurance Companysince 2016

    Life, accident & health

  • Bankers Fidelity Life Insurance Companysince 2025

    Life, accident & health · Atlantic American group

  • Banner Life Insurance Companysince 2011

    Life, accident & health · Legal & General America group

  • Baylor Scott & White Insurance Companysince 2026

    Life, accident & health

  • Brighthouse Life Insurance Companysince 2015

    Life, accident & health · Brighthouse group

  • Care Improvement Plus South Central Insurance Companysince 2023

    Life, accident & health · UnitedHealthcare group

  • Cigna Dental Health of Texas, Inc.since 2022

    Life, accident & health

  • Cigna Health and Life Insurance Companysince 2022

    Life, accident & health · Cigna group

  • Cigna HealthCare of Texas, Inc.since 2008

    Life, accident & health · Cigna group

  • Cincinnati Life Insurance Company, Thesince 2026

    Life, accident & health · Cincinnati Financial group

  • Clear Spring Life and Annuity Companysince 2012

    Life, accident & health

  • Colonial Life and Accident Insurance Companysince 2013

    Life, accident & health

  • CompBenefits Insurance Companysince 2022

    Life, accident & health · Humana group

  • Continental American Insurance Companysince 2010

    Life, accident & health

  • Continental Casualty Companysince 2002

    Life, accident & health

  • Dearborn Life Insurance Companysince 2018

    Life, accident & health · HCSC group

  • Delta Dental Insurance Companysince 1998

    Life, accident & health · Delta Dental group

  • Denticare, Inc.since 2002

    Life, accident & health · Humana group

  • Emphesys Insurance Companysince 2022

    Life, accident & health · Humana group

  • Equitable Financial Life Insurance Companysince 2012

    Life, accident & health · Equitable group · also known as AXA Equitable Life Insurance Company

  • Equitable Financial Life Insurance Company of Americasince 2026

    Life, accident & health · Equitable group

  • Fidelity & Guaranty Life Insurance Companysince 2026

    Life, accident & health · F&G group

  • Fidelity Security Life Insurance Companysince 2008

    Life, accident & health

  • Genworth Life and Annuity Insurance Companysince 2007

    Life, accident & health

  • Golden Rule Insurance Companysince 2006

    Life, accident & health · UnitedHealthcare group

  • Guaranty Income Life Insurance Companysince 1999

    Life, accident & health

  • Guardian Insurance & Annuity Company, Inc., Thesince 2014

    Life, accident & health · Guardian group

  • Guardian Life Insurance Company of America, Thesince 2014

    Life, accident & health · Guardian group

  • Hartford Life and Accident Insurance Companysince 2011

    Life, accident & health

  • HCSC Insurance Services Companysince 2024

    Life, accident & health

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2002

    Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas

  • Humana Health Plan of Texas, Inc.since 2002

    Life, accident & health · Humana group

  • Humana Insurance Companysince 1987

    Life, accident & health · Humana group

  • HumanaDental Insurance Companysince 1990

    Life, accident & health · Humana group

  • Insurance Company of North Americasince 2025

    Life, accident & health

  • Integon National Insurance Companysince 2025

    Life, accident & health

  • Integrity Life Insurance Companysince 2009

    Life, accident & health · Western & Southern group

  • Lincoln National Life Insurance Company, Thesince 2015

    Life, accident & health · Lincoln Financial group

  • Manhattan Life Insurance Company, Thesince 2015

    Life, accident & health · ManhattanLife group

  • Memorial Hermann Commercial Health Plan, Inc.since 2019

    Life, accident & health

  • Memorial Hermann Health Insurance Companysince 2013

    Life, accident & health

  • Memorial Hermann Health Plan, Inc.since 2019

    Life, accident & health

  • Metropolitan Life Insurance Companysince 2011

    Life, accident & health · MetLife group

  • Minnesota Life Insurance Companysince 2020

    Life, accident & health · Securian group

  • Mutual of Omaha Insurance Companysince 1992

    Life, accident & health · Mutual of Omaha group

  • National Health Insurance Companysince 2017

    Life, accident & health · Allstate group · also known as Allstate Health Solutions, National General

  • National Pacific Dental, Inc.since 2009

    Life, accident & health

  • Nationwide Life and Benefits Insurance Companysince 2025

    Life, accident & health

  • Nationwide Life Insurance Companysince 2022

    Life, accident & health · Nationwide group

  • New Era Life Insurance Companysince 2003

    Life, accident & health · New Era group

  • NGL Insurance Companysince 2022

    Life, accident & health

  • Oceanview Life and Annuity Companysince 2025

    Life, accident & health

  • Pacific Life Insurance Companysince 2026

    Life, accident & health · Pacific Life group

  • Pacificare Life and Health Insurance Companysince 2013

    Life, accident & health

  • Pan-American Life Insurance Companysince 2023

    Life, accident & health

  • Philadelphia American Life Insurance Companysince 2009

    Life, accident & health · New Era group

  • Physicians Health Choice of Texas, LLCsince 2023

    Life, accident & health · UnitedHealthcare group

  • Principal Life Insurance Companysince 2001

    Life, accident & health · Principal group

  • Principal National Life Insurance Companysince 2018

    Life, accident & health

  • Protective Life Insurance Companysince 2012

    Life, accident & health · Protective group

  • Provident Life and Accident Insurance Companysince 2026

    Life, accident & health

  • Pruco Life Insurance Companysince 2003

    Life, accident & health · Prudential group

  • Prudential Insurance Company of America, Thesince 1993

    Life, accident & health · Prudential group

  • QCC Insurance Companysince 1998

    Life, accident & health · Independence group · also known as Independence Blue Cross, AmeriHealth

  • Reliance Standard Life Insurance Companysince 1999

    Life, accident & health

  • Reliance Standard Life Insurance Company of Texassince 1999

    Life, accident & health

  • Sagicor Life Insurance Companysince 2025

    Life, accident & health · Sagicor group

  • Scott & White Care Planssince 2026

    Life, accident & health · Baylor Scott & White group

  • Scott and White Health Plansince 2026

    Life, accident & health · Baylor Scott & White group · also known as Baylor Scott & White Health Plan

  • Security Benefit Life Insurance Companysince 2011

    Life, accident & health

  • Sentinel Security Life Insurance Companysince 2012

    Life, accident & health · Sentinel Security group

  • Shenandoah Life Insurance Companysince 2007

    Life, accident & health · Prosperity Life group

  • SILAC Insurance Companysince 2020

    Life, accident & health

  • Standard Insurance Companysince 1994

    Life, accident & health

  • Standard Life Insurance Company of Indianasince 2008

    Life, accident & health

  • Standard Security Life Insurance Company of New Yorksince 2014

    Life, accident & health

  • Tier One Insurance Companysince 2026

    Life, accident & health

  • United American Insurance Companysince 2023

    Life, accident & health · Globe Life group

  • United Concordia Dental Plans of Texas, Inc.since 2005

    Life, accident & health

  • United Concordia Insurance Companysince 2005

    Life, accident & health

  • United States Fire Insurance Companysince 2022

    Life, accident & health

  • UnitedHealthcare Benefits of Texas, Inc.since 2013

    Life, accident & health · UnitedHealthcare group

  • UnitedHealthcare Community Plan of Texas, L.L.C.since 2023

    Life, accident & health · UnitedHealthcare group

  • UnitedHealthcare Insurance Companysince 2013

    Life, accident & health · UnitedHealthcare group · also known as AARP Medicare Supplement, AARP MedicareRx

  • UnitedHealthcare of Texas, Inc.since 2002

    Life, accident & health · UnitedHealthcare group

  • Unum Insurance Companysince 2026

    Life, accident & health

  • Unum Life Insurance Company of Americasince 2026

    Life, accident & health · Unum group

  • Wellpoint Life and Health Insurance Companysince 1996

    Life, accident & health

  • Western United Life Insurance Companysince 2015

    Life, accident & health

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Michael's license

Is Michael Guarino a licensed insurance agent in Texas?

Public licensing records list license 734922 with a status of "Active", first issued in 1982, expiring August 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 734922, or look up National Producer Number 1138652 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 102 appointments for Michael. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Michael?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Michael Guarino has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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