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Kenneth Lacour Kramer

  • Houston, TX
  • Texas resident license
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License facts

License status: Active

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
1028676
License type
Texas resident license
Licensed since
1980
License expires
September 30, 2028
National Producer Number
247145 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Kenneth is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • ACA / Marketplace plans
  • Small business / group health
  • Dental & vision
  • Life insurance
  • Final expense
  • Annuities
  • Disability
  • Long-term care

Carrier appointments

Public licensing records list 30 active carrier appointments for Kenneth. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • Guardian(2)
  • Prudential(2)
  • UnitedHealthcare(2)
  • American National
  • Corebridge Financial
  • Equitable
  • HCSC
  • John Hancock
  • Lincoln Financial
  • MetLife
  • Nationwide
  • Principal
  • Protective
  • Securian
  • Transamerica
  • Western & Southern
  • and 11 other companies

Coverage each carrier appointed Kenneth for

  • Health Care Service Corporation, a Mutual Legal Reserve Company

    since 2018

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • ACA / Marketplace plans
    • Small business / group health
  • Principal Life Insurance Company

    since 1998

    • Small business / group health
    • Dental & vision
    • Life insurance
    • Annuities
    • Disability
  • Transamerica Life Insurance Company

    since 2009

    • Medicare Supplement (Medigap)
    • Life insurance
    • Final expense
    • Annuities
    • Long-term care
  • Guardian Life Insurance Company of America, The

    since 1990

    • Dental & vision
    • Life insurance
    • Annuities
    • Disability
  • Metropolitan Life Insurance Company

    since 2009

    • Small business / group health
    • Dental & vision
    • Life insurance
    • Disability
  • UnitedHealthcare Insurance Company

    since 2018

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • Small business / group health
  • American National Insurance Company

    since 2008

    • Life insurance
    • Final expense
    • Annuities
  • John Hancock Life Insurance Company (U.S.A.)

    since 2022

    • Life insurance
    • Annuities
    • Long-term care
  • Lincoln National Life Insurance Company, The

    since 1992

    • Life insurance
    • Annuities
    • Long-term care
  • American General Life Insurance Company

    since 1997

    • Life insurance
    • Annuities
  • Equitable Financial Life Insurance Company

    since 2006

    • Life insurance
    • Annuities
  • Guardian Insurance & Annuity Company, Inc., The

    since 2025

    • Life insurance
    • Annuities
  • Minnesota Life Insurance Company

    since 2025

    • Life insurance
    • Annuities
  • Nationwide Life and Annuity Insurance Company

    since 2013

    • Life insurance
    • Annuities
  • Protective Life Insurance Company

    since 2002

    • Life insurance
    • Annuities
  • Pruco Life Insurance Company

    since 2000

    • Life insurance
    • Annuities
  • All Savers Insurance Company

    since 2018

    • Small business / group health
  • Columbus Life Insurance Company

    since 2023

    • Life insurance
  • Prudential Insurance Company of America, The

    since 1997

    • Life insurance
All 30 appointments on record
  • All Savers Insurance Companysince 2018

    Life, accident & health · UnitedHealthcare group

  • American General Life Insurance Companysince 1997

    Life, accident & health · Corebridge Financial group · also known as AIG Life & Retirement

  • American National Insurance Companysince 2008

    Life, accident & health · American National group

  • Amfirst Insurance Companysince 2026

    Life, accident & health

  • Columbus Life Insurance Companysince 2023

    Life · Western & Southern group

  • Equitable Financial Life Insurance Companysince 2006

    Life, accident & health · Equitable group · also known as AXA Equitable Life Insurance Company

  • Forethought Life Insurance Companysince 2024

    Life, accident & health

  • Genworth Life and Annuity Insurance Companysince 1996

    Life, accident & health

  • Genworth Life Insurance Companysince 1997

    Life, accident & health

  • Guardian Insurance & Annuity Company, Inc., Thesince 2025

    Life, accident & health · Guardian group

  • Guardian Life Insurance Company of America, Thesince 1990

    Life, accident & health · Guardian group

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2018

    Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas

  • John Hancock Life Insurance Company (U.S.A.)since 2022

    Life, accident & health · John Hancock group

  • Life Insurance Company of the Southwestsince 2024

    Life, accident & health

  • Lincoln National Life Insurance Company, Thesince 1992

    Life, accident & health · Lincoln Financial group

  • Metropolitan Life Insurance Companysince 2009

    Life, accident & health · MetLife group

  • Minnesota Life Insurance Companysince 2025

    Life, accident & health · Securian group

  • Nationwide Life and Annuity Insurance Companysince 2013

    Life, accident & health · Nationwide group

  • Oceanview Life and Annuity Companysince 2023

    Life, accident & health

  • Principal Life Insurance Companysince 1998

    Life, accident & health · Principal group

  • Protective Life Insurance Companysince 2002

    Life, accident & health · Protective group

  • Pruco Life Insurance Companysince 2000

    Life, accident & health · Prudential group

  • Prudential Insurance Company of America, Thesince 1997

    Life, accident & health · Prudential group

  • Reliance Standard Life Insurance Companysince 1995

    Life, accident & health

  • Reliance Standard Life Insurance Company of Texassince 1995

    Life, accident & health

  • Standard Insurance Companysince 2019

    Life, accident & health

  • Sun Life Assurance Company of Canadasince 2009

    Life, accident & health

  • Transamerica Life Insurance Companysince 2009

    Life, accident & health · Transamerica group

  • United Insurance Company of Americasince 1997

    Life, accident & health

  • UnitedHealthcare Insurance Companysince 2018

    Life, accident & health · UnitedHealthcare group · also known as AARP Medicare Supplement, AARP MedicareRx

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Kenneth's license

Is Kenneth Lacour Kramer a licensed insurance agent in Texas?

Public licensing records list license 1028676 with a status of "Active", first issued in 1980, expiring September 30, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 1028676, or look up National Producer Number 247145 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 30 appointments for Kenneth. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Kenneth?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Kenneth Lacour Kramer has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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