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Karen Michelle Nichols

  • Oklahoma City, OK
  • Texas non-resident license
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License facts

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
1102864
License status
Active
License type
Texas non-resident license
Licensed since
2001
License expires
October 31, 2027
National Producer Number
5319704 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Karen is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • ACA / Marketplace plans
  • Small business / group health
  • Disability

Carrier appointments

Public licensing records list 5 active carrier appointments for Karen. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • HCSC
  • Unum
  • and 3 other companies

By coverage type

Medicare Advantage

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2021

Medicare Supplement (Medigap)

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2021

ACA / Marketplace plans

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2021

Small business / group health

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2021
  • Unum Life Insurance Company of Americasince 2025

Disability

  • Unum Life Insurance Company of Americasince 2025
All 5 appointments on record
  • Colonial Life and Accident Insurance Companysince 2026

    Life, accident & health

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2021

    Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas

  • Provident Life and Accident Insurance Companysince 2025

    Life, accident & health

  • Unum Insurance Companysince 2025

    Life, accident & health

  • Unum Life Insurance Company of Americasince 2025

    Life, accident & health · Unum group

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Karen's license

Is Karen Michelle Nichols a licensed insurance agent in Texas?

Public licensing records list license 1102864 with a status of "Active", first issued in 2001, expiring October 31, 2027. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 1102864, or look up National Producer Number 5319704 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 5 appointments for Karen. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Karen?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Karen Michelle Nichols has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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