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Janal M. Kruzel

  • Saint Cloud, MN
  • Texas non-resident license
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License facts

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
2851536
License status
Active
License type
Texas non-resident license
Licensed since
2022
License expires
May 31, 2028
National Producer Number
18260741 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Janal is appointed with. Ask the agent which plans they actually offer in your county.

  • Life insurance
  • Final expense
  • Annuities
  • Disability

Carrier appointments

Public licensing records list 13 active carrier appointments for Janal. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • Western & Southern(2)
  • Athene
  • Brighthouse
  • New York Life
  • Pacific Life
  • Principal
  • Prudential
  • Transamerica
  • and 4 other companies

By coverage type

Life insurance

  • Brighthouse Life Insurance Companysince 2022
  • New York Life Insurance and Annuity Corporationsince 2022
  • Pacific Life Insurance Companysince 2025
  • Principal Life Insurance Companysince 2022
  • Pruco Life Insurance Companysince 2022
  • Transamerica Life Insurance Companysince 2024
  • Western-Southern Life Assurance Companysince 2022

Final expense

  • Transamerica Life Insurance Companysince 2024
  • Western-Southern Life Assurance Companysince 2022

Annuities

  • Athene Annuity and Life Companysince 2023
  • Brighthouse Life Insurance Companysince 2022
  • Integrity Life Insurance Companysince 2022
  • New York Life Insurance and Annuity Corporationsince 2022
  • Pacific Life Insurance Companysince 2025
  • Principal Life Insurance Companysince 2022
  • Pruco Life Insurance Companysince 2022
  • Transamerica Life Insurance Companysince 2024

Disability

  • Principal Life Insurance Companysince 2022
All 13 appointments on record
  • Athene Annuity and Life Companysince 2023

    Life, accident & health · Athene group

  • Brighthouse Life Insurance Companysince 2022

    Life, accident & health · Brighthouse group

  • Delaware Life Insurance Companysince 2025

    Life, accident & health

  • Eagle Life Insurance Companysince 2023

    Life, accident & health

  • Everlake Life Insurance Companysince 2025

    Life, accident & health

  • Integrity Life Insurance Companysince 2022

    Life, accident & health · Western & Southern group

  • New York Life Insurance and Annuity Corporationsince 2022

    Life, accident & health · New York Life group · also known as NYLIAC

  • Pacific Life Insurance Companysince 2025

    Life, accident & health · Pacific Life group

  • Principal Life Insurance Companysince 2022

    Life, accident & health · Principal group

  • Pruco Life Insurance Companysince 2022

    Life, accident & health · Prudential group

  • Security Benefit Life Insurance Companysince 2023

    Life, accident & health

  • Transamerica Life Insurance Companysince 2024

    Life, accident & health · Transamerica group

  • Western-Southern Life Assurance Companysince 2022

    Life, accident & health · Western & Southern group

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Janal's license

Is Janal M. Kruzel a licensed insurance agent in Texas?

Public licensing records list license 2851536 with a status of "Active", first issued in 2022, expiring May 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 2851536, or look up National Producer Number 18260741 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 13 appointments for Janal. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Janal?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Janal M. Kruzel has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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