Your details stay with MeetBrokers until Howard claims this page.
License status: Active
From public licensing records. You can confirm any of it on the state agent lookup.
Worked out from the carriers Howard is appointed with. Ask the agent which plans they actually offer in your county.
Public licensing records list 11 active carrier appointments for Howard. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.
Principal Life Insurance Company
since 2001
American Heritage Life Insurance Company
since 1994
Transamerica Life Insurance Company
since 2015
UnitedHealthcare Insurance Company
since 2002
Loyal American Life Insurance Company
since 2000
UnitedHealthcare of Texas, Inc.
since 2002
Delta Dental Insurance Company
since 1998
UnitedHealthcare Benefits of Texas, Inc.
since 2013
Life, accident & health
Life, accident & health · Allstate group · also known as Allstate Benefits
Life, accident & health · Delta Dental group
Life, accident & health · HCSC group · also known as Cigna Supplemental Benefits
Life, accident & health
Life, accident & health
Life, accident & health · Principal group
Life, accident & health · Transamerica group
Life, accident & health · UnitedHealthcare group
Life, accident & health · UnitedHealthcare group · also known as AARP Medicare Supplement, AARP MedicareRx
Life, accident & health · UnitedHealthcare group
Where this information comes from
License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.
Public licensing records list license 824531 with a status of "Active", first issued in 1989, expiring February 29, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.
Search the state's insurance agent lookup by name or license number 824531, or look up National Producer Number 257489 on the NIPR website. Both are free and show the current status.
An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 11 appointments for Howard. It does not tell you which plans the agent will recommend, and it is not a rating.
No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.
This page was built from public licensing records. Howard B. Labow has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.
Howard has not claimed this profile yet. We'll show them your first name, town, and message so they know the request is real. Your phone and email go to them only after they confirm it's them.
Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
Health Insurance & Benefits for Individuals, Families,1099 Contractors and Small Businesses | Serving Clients Since 2008
"Know your coverage, before you use it"
Medicare
Working past 65? You can usually delay Part B without penalty while on a current job's group plan. See employer size rules, HSAs, and enrolling later.
Updated 12 min read
Medicare
Medigap open enrollment is a one-time, 6-month window that starts when you have Part B and are 65 or older. See what it protects and the Texas rules.
Updated 12 min read
Medicare
The Medicare Part B late enrollment penalty adds 10% for each full 12 months you could have had Part B but didn't. See how it's figured and how to appeal.
Updated 11 min read