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Unclaimed · public records

Frank Karkowsky

  • Houston, TX
  • Texas resident license
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License facts

License status: Active

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
713105
License type
Texas resident license
Licensed since
1987
License expires
January 31, 2027
National Producer Number
1121400 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Frank is appointed with. Ask the agent which plans they actually offer in your county.

  • Life insurance
  • Annuities

Carrier appointments

Public licensing records list 117 active carrier appointments for Frank. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • Farmers(6)
  • Travelers(4)
  • Progressive(2)
  • CNA Surety
  • Homeowners of America
  • Liberty Mutual
  • Nationwide
  • Redpoint
  • and 100 other companies

Coverage each carrier appointed Frank for

  • Nationwide Life Insurance Company

    since 2012

    • Life insurance
    • Annuities
All 117 appointments on record
  • Ace American Insurance Companysince 2024

    Property & casualty

  • Ace Fire Underwriters Insurance Companysince 2024

    Property & casualty

  • Ace Property and Casualty Insurance Companysince 2024

    Property & casualty

  • Addison Insurance Companysince 2023

    Property & casualty

  • American Casualty Company of Reading, Pennsylvaniasince 2021

    Property & casualty

  • American Fire and Casualty Companysince 2024

    Property & casualty

  • American Mercury Insurance Companysince 2011

    Property & casualty

  • American Zurich Insurance Companysince 2010

    Property & casualty

  • AmGUARD Insurance Companysince 2016

    Property & casualty

  • AmTrust Insurance Companysince 2020

    Property & casualty

  • Automobile Insurance Company of Hartford, Connecticut, Thesince 2021

    Property & casualty

  • Bankers Standard Insurance Companysince 2024

    Property & casualty

  • Charter Oak Fire Insurance Company, Thesince 2021

    Property & casualty

  • Chubb Indemnity Insurance Companysince 2024

    Property & casualty

  • Chubb Lloyds Insurance Company of Texassince 1999

    Property & casualty

  • Chubb National Insurance Companysince 2011

    Property & casualty

  • Cincinnati Casualty Company, Thesince 2017

    Property & casualty

  • Cincinnati Indemnity Company, Thesince 2017

    Property & casualty

  • Cincinnati Insurance Company, Thesince 2017

    Property & casualty

  • Consumers County Mutual Insurance Companysince 2007

    Property & casualty

  • Continental Casualty Companysince 2021

    Property & casualty

  • Continental Insurance Company, Thesince 1995

    Property & casualty

  • Contractors Bonding and Insurance Companysince 2022

    Property & casualty

  • Economy Fire & Casualty Companysince 2024

    Property & casualty · Farmers group · also known as MetLife Auto & Home

  • Economy Preferred Insurance Companysince 2024

    Property & casualty · Farmers group · also known as MetLife Auto & Home

  • Employers Insurance Company of Wausausince 2026

    Property & casualty

  • Everspan Insurance Companysince 2025

    Property & casualty

  • Executive Risk Indemnity Inc.since 2011

    Property & casualty

  • Farmers Lloyds Insurance Company of Texassince 2024

    Property & casualty

  • Farmers Property and Casualty Insurance Companysince 2024

    Property & casualty · Farmers group

  • Farmington Casualty Companysince 2021

    Property & casualty

  • Federal Insurance Companysince 1999

    Life, accident & health · Property & casualty

  • Fidelity and Guaranty Insurance Companysince 2021

    Property & casualty

  • First Liberty Insurance Corporation, Thesince 2026

    Property & casualty

  • First National Insurance Company of Americasince 2026

    Property & casualty

  • Foremost County Mutual Insurance Companysince 2024

    Property & casualty · Farmers group

  • Foremost Insurance Company Grand Rapids, Michigansince 2024

    Property & casualty · Farmers group

  • Foremost Lloyds of Texassince 2024

    Property & casualty · Farmers group

  • GEICO County Mutual Insurance Companysince 2024

    Property & casualty

  • GEICO Texas County Mutual Insurance Companysince 2003

    Property & casualty

  • Graphic Arts Mutual Insurance Companysince 2025

    Property & casualty

  • Great Northern Insurance Companysince 1999

    Property & casualty

  • Hartford Accident and Indemnity Companysince 2023

    Property & casualty

  • Hartford Casualty Insurance Companysince 2022

    Property & casualty

  • Hartford Fire Insurance Companysince 2022

    Property & casualty

  • Hartford Insurance Company of Illinoissince 2021

    Property & casualty

  • Hartford Insurance Company of the Midwestsince 2023

    Property & casualty

  • Hartford Insurance Company of the Southeastsince 2024

    Property & casualty

  • Hartford Lloyd's Insurance Companysince 2022

    Property & casualty

  • Hartford Steam Boiler Inspection and Insurance Company, Thesince 2025

    Property & casualty

  • Hartford Underwriters Insurance Companysince 2021

    Property & casualty

  • Homeowners of America Insurance Companysince 2025

    Property & casualty · Homeowners of America group

  • Insurance Company of the Westsince 2019

    Property & casualty

  • Liberty County Mutual Insurance Companysince 2023

    Property & casualty

  • Liberty Insurance Corporationsince 2026

    Property & casualty

  • Liberty Mutual Fire Insurance Companysince 2026

    Property & casualty · Liberty Mutual group

  • LM Insurance Corporationsince 2026

    Property & casualty

  • Lyndon Southern Insurance Companysince 2025

    Property & casualty

  • Markel Insurance Companysince 2012

    Life, accident & health · Property & casualty

  • Mercury County Mutual Insurance Companysince 2011

    Property & casualty

  • Mercury Insurance Company of Texassince 2011

    Property & casualty

  • Milford Casualty Insurance Companysince 2020

    Property & casualty

  • National Fire Insurance Company of Hartfordsince 2021

    Property & casualty

  • Nationwide Life Insurance Companysince 2012

    Life, accident & health · Nationwide group

  • Norguard Insurance Companysince 2016

    Property & casualty

  • Nutmeg Insurance Companysince 2022

    Property & casualty

  • Ohio Casualty Insurance Company, Thesince 2023

    Property & casualty

  • Ohio Security Insurance Companysince 2023

    Property & casualty

  • Pacific Employers Insurance Companysince 2024

    Property & casualty

  • Pacific Indemnity Companysince 1999

    Property & casualty

  • Philadelphia Indemnity Insurance Companysince 2012

    Life, accident & health · Property & casualty

  • Phoenix Insurance Company, Thesince 2021

    Property & casualty

  • Porch Insurance Reciprocal Exchangesince 2025

    Property & casualty

  • Progressive Casualty Insurance Companysince 2002

    Property & casualty · Progressive group

  • Progressive County Mutual Insurance Companysince 1999

    Property & casualty · Progressive group

  • Property and Casualty Insurance Company of Hartfordsince 2023

    Property & casualty

  • Redpoint County Mutual Insurance Companysince 2025

    Property & casualty · Redpoint group

  • Republic-Franklin Insurance Companysince 2015

    Property & casualty

  • RLI Insurance Companysince 2022

    Property & casualty

  • Root Insurance Companysince 2025

    Property & casualty

  • Security National Insurance Companysince 2020

    Property & casualty

  • Sentinel Insurance Company, Ltd.since 2025

    Property & casualty

  • Sequoia Insurance Companysince 2022

    Property & casualty

  • Spinnaker Insurance Companysince 2023

    Property & casualty

  • St. Paul Fire and Marine Insurance Companysince 2023

    Property & casualty

  • St. Paul Guardian Insurance Companysince 2022

    Property & casualty

  • Standard Fire Insurance Company, Thesince 2021

    Property & casualty

  • Technology Insurance Company, Inc.since 2020

    Property & casualty

  • Transportation Insurance Companysince 2021

    Property & casualty

  • Travelers Casualty and Surety Companysince 2021

    Property & casualty

  • Travelers Casualty and Surety Company of Americasince 2021

    Property & casualty

  • Travelers Casualty Insurance Company of Americasince 2021

    Property & casualty · Travelers group

  • Travelers Home and Marine Insurance Company, Thesince 2021

    Property & casualty

  • Travelers Indemnity Company of America, Thesince 2021

    Property & casualty

  • Travelers Indemnity Company of Connecticut, Thesince 2021

    Property & casualty

  • Travelers Indemnity Company of Illinois, Thesince 2021

    Property & casualty · Travelers group

  • Travelers Indemnity Company, Thesince 2021

    Property & casualty · Travelers group

  • Travelers Lloyds Insurance Companysince 2021

    Property & casualty · Travelers group

  • Travelers Lloyds of Texas Insurance Companysince 2022

    Property & casualty

  • Travelers Personal Insurance Companysince 2018

    Property & casualty

  • Trumbull Insurance Companysince 2023

    Property & casualty

  • Twin City Fire Insurance Companysince 2022

    Property & casualty

  • United Fire & Casualty Companysince 2023

    Property & casualty

  • United Fire & Indemnity Companysince 2023

    Property & casualty

  • United Fire Lloydssince 2023

    Property & casualty

  • United States Liability Insurance Companysince 2012

    Property & casualty

  • Utica Lloyd's of Texassince 2015

    Property & casualty

  • Utica Mutual Insurance Companysince 2015

    Property & casualty

  • Utica National Insurance Company of Texassince 2025

    Property & casualty

  • Valley Forge Insurance Companysince 2021

    Property & casualty

  • Vault Reciprocal Exchangesince 2020

    Property & casualty

  • Vigilant Insurance Companysince 1999

    Property & casualty

  • Wesco Insurance Companysince 2020

    Property & casualty

  • West American Insurance Companysince 2023

    Property & casualty

  • Westchester Fire Insurance Companysince 2024

    Property & casualty

  • Western Surety Companysince 2021

    Property & casualty · CNA Surety group

  • XL Specialty Insurance Companysince 2023

    Property & casualty

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Frank's license

Is Frank Karkowsky a licensed insurance agent in Texas?

Public licensing records list license 713105 with a status of "Active", first issued in 1987, expiring January 31, 2027. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 713105, or look up National Producer Number 1121400 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 117 appointments for Frank. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Frank?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Frank Karkowsky has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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