Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
- Licensed in
- AR, AZ, FL, GA, IA, IL, IN, MI, MS, NC, OK, TX, MT, DE, MD, NV, WY, LA
- Experience
- 13 years
Your details stay with MeetBrokers until Denise claims this page.
License status: Active
From public licensing records. You can confirm any of it on the state agent lookup.
Worked out from the carriers Denise is appointed with. Ask the agent which plans they actually offer in your county.
Public licensing records list 52 active carrier appointments for Denise. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.
Cigna Health and Life Insurance Company
since 2018
Principal Life Insurance Company
since 2008
United of Omaha Life Insurance Company
since 2020
Aetna Life Insurance Company
since 2013
Metropolitan Life Insurance Company
since 2022
UnitedHealthcare Insurance Company
since 2025
Aetna Health Inc.
since 2013
American National Insurance Company
since 2025
Ameritas Life Insurance Corp.
since 2017
Dearborn Life Insurance Company
since 2017
Lincoln National Life Insurance Company, The
since 2011
Mutual of Omaha Insurance Company
since 2022
National Health Insurance Company
since 2022
Nationwide Life Insurance Company
since 2014
New York Life Insurance Company
since 2004
Scott and White Health Plan
since 2016
UnitedHealthcare of Texas, Inc.
since 2026
Aetna Health Insurance Company
since 2013
American General Life Insurance Company
since 2014
Brighthouse Life Insurance Company
since 2015
Cincinnati Life Insurance Company, The
since 2022
Golden Rule Insurance Company
since 2006
New York Life Insurance and Annuity Corporation
since 2004
North American Company for Life and Health Insurance
since 2020
Pacific Life Insurance Company
since 2026
Penn Mutual Life Insurance Company, The
since 2024
Protective Life Insurance Company
since 2026
Athene Annuity and Life Company
since 2024
Care Improvement Plus South Central Insurance Company
since 2025
Cigna National Health Insurance Company
since 2024
Delta Dental Insurance Company
since 2019
Omaha Supplemental Insurance Company
since 2021
Physicians Health Choice of Texas, LLC
since 2025
UnitedHealthcare Benefits of Texas, Inc.
since 2025
UnitedHealthcare Community Plan of Texas, L.L.C.
since 2025
Life, accident & health
Life, accident & health · Aetna group
Life, accident & health · Aetna group
Life, accident & health · Aetna group
Life, accident & health
Life, accident & health · Corebridge Financial group · also known as AIG Life & Retirement
Life, accident & health · American National group
Life, accident & health · Ameritas group
Life, accident & health · Athene group
Life, accident & health
Life, accident & health
Life, accident & health · Brighthouse group
Life, accident & health · UnitedHealthcare group
Life, accident & health
Life, accident & health · Cigna group
Life, accident & health · HCSC group · also known as HealthSpring National Health Insurance Company, Cigna Supplemental Benefits
Life, accident & health · Cincinnati Financial group
Life, accident & health · HCSC group
Life, accident & health · Delta Dental group
Life, accident & health
Life, accident & health · UnitedHealthcare group
Life, accident & health
Life, accident & health
Life, accident & health · Lincoln Financial group
Life, accident & health · MetLife group
Life, accident & health · Mutual of Omaha group
Life, accident & health · Allstate group · also known as Allstate Health Solutions, National General
Life, accident & health
Life, accident & health · Nationwide group
Life, accident & health · New York Life group · also known as NYLIAC
Life, accident & health · New York Life group
Life, accident & health · Sammons Financial group
Life, accident & health
Life, accident & health · Mutual of Omaha group
Life, accident & health · Pacific Life group
Life, accident & health
Life, accident & health
Life, accident & health · Penn Mutual group
Life, accident & health
Life, accident & health · UnitedHealthcare group
Life, accident & health · Principal group
Life, accident & health
Life, accident & health · Protective group
Life, accident & health
Life, accident & health · Baylor Scott & White group · also known as Baylor Scott & White Health Plan
Life, accident & health
Life, accident & health · Mutual of Omaha group
Life, accident & health · UnitedHealthcare group
Life, accident & health · UnitedHealthcare group
Life, accident & health · UnitedHealthcare group · also known as AARP Medicare Supplement, AARP MedicareRx
Life, accident & health · UnitedHealthcare group
Life, accident & health
Where this information comes from
License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.
Public licensing records list license 1280613 with a status of "Active", first issued in 2004, expiring June 30, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.
Search the state's insurance agent lookup by name or license number 1280613, or look up National Producer Number 8058674 on the NIPR website. Both are free and show the current status.
An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 52 appointments for Denise. It does not tell you which plans the agent will recommend, and it is not a rating.
No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.
This page was built from public licensing records. Denise Renee Bayer has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.
Denise has not claimed this profile yet. We'll show them your first name, town, and message so they know the request is real. Your phone and email go to them only after they confirm it's them.
Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
Dallas, TX
Dallas, TX
ACA & Marketplace
Bronze, silver, and gold plans cover the same essential health benefits but split costs differently. Compare premiums, deductibles, and savings by tier.
Updated 11 min read
ACA & Marketplace
Cost-sharing reductions lower deductibles, copays, and out-of-pocket limits, for most people only on Silver plans. See who qualifies and how to compare.
Updated 11 min read
ACA & Marketplace
The premium tax credit cuts Marketplace premiums based on income. Learn who qualifies, APTC, Form 8962, and how to lower the risk of repayment.
Updated 13 min read