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Carmen Ramirez

  • Dallas, TX
  • Texas resident license
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License facts

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
3202463
License status
Active
License type
Texas resident license
Licensed since
2012
License expires
August 31, 2028
National Producer Number
16651993 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Carmen is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • ACA / Marketplace plans
  • Small business / group health
  • Life insurance
  • Final expense
  • Annuities

Carrier appointments

Public licensing records list 13 active carrier appointments for Carmen. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • Centene(2)
  • Cigna(2)
  • American National
  • American-Amicable
  • Athene
  • F&G
  • HCSC
  • Nationwide
  • Prudential
  • Transamerica
  • and 1 other company

By coverage type

Medicare Advantage

  • Cigna Health and Life Insurance Companysince 2024
  • Cigna HealthCare of Texas, Inc.since 2024
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2024
  • Superior HealthPlan, Inc.since 2024

Medicare Supplement (Medigap)

  • Cigna Health and Life Insurance Companysince 2024
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2024
  • Transamerica Life Insurance Companysince 2018

Medicare Part D

  • Cigna Health and Life Insurance Companysince 2024
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2024

ACA / Marketplace plans

  • Celtic Insurance Companysince 2024
  • Cigna Health and Life Insurance Companysince 2024
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2024
  • Superior HealthPlan, Inc.since 2024

Small business / group health

  • Cigna Health and Life Insurance Companysince 2024
  • Cigna HealthCare of Texas, Inc.since 2024
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2024

Life insurance

  • American National Insurance Companysince 2022
  • Fidelity & Guaranty Life Insurance Companysince 2024
  • IA American Life Insurance Companysince 2015
  • Nationwide Life and Annuity Insurance Companysince 2024
  • Pruco Life Insurance Companysince 2020
  • Transamerica Life Insurance Companysince 2018

Final expense

  • American National Insurance Companysince 2022
  • IA American Life Insurance Companysince 2015
  • Transamerica Life Insurance Companysince 2018

Annuities

  • American National Insurance Companysince 2022
  • Athene Annuity and Life Companysince 2022
  • Fidelity & Guaranty Life Insurance Companysince 2024
  • Nationwide Life and Annuity Insurance Companysince 2024
  • Pruco Life Insurance Companysince 2020
  • Transamerica Life Insurance Companysince 2018
All 13 appointments on record
  • American National Insurance Companysince 2022

    Life · American National group

  • Athene Annuity and Life Companysince 2022

    Life · Athene group

  • Celtic Insurance Companysince 2024

    Life, accident & health · Centene group · also known as Ambetter

  • Cigna Health and Life Insurance Companysince 2024

    Life, accident & health · Cigna group

  • Cigna HealthCare of Texas, Inc.since 2024

    Life, accident & health · Cigna group

  • Fidelity & Guaranty Life Insurance Companysince 2024

    Life, accident & health · F&G group

  • Forethought Life Insurance Companysince 2024

    Life

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2024

    Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas

  • IA American Life Insurance Companysince 2015

    Life · American-Amicable group

  • Nationwide Life and Annuity Insurance Companysince 2024

    Life, accident & health · Nationwide group

  • Pruco Life Insurance Companysince 2020

    Life · Prudential group

  • Superior HealthPlan, Inc.since 2024

    Life, accident & health · Centene group

  • Transamerica Life Insurance Companysince 2018

    Life · Transamerica group

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Carmen's license

Is Carmen Ramirez a licensed insurance agent in Texas?

Public licensing records list license 3202463 with a status of "Active", first issued in 2012, expiring August 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 3202463, or look up National Producer Number 16651993 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 13 appointments for Carmen. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Carmen?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Carmen Ramirez has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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