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Wendy Concepcion Cruz

  • Miami, FL
  • Florida resident license
  • Texas non-resident license
Contact Wendy, free

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License facts

License status: Active

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
2232101
License type
Texas non-resident license
Licensed since
2017
License expires
December 31, 2027
National Producer Number
18198741 Verify on NIPR
Last checked
November 1, 2026

Florida license

From the public licensee file of the Florida Department of Financial Services. You can confirm it on the Florida Department of Financial Services site.

Florida license
Resident producer, health
Florida license expires
Does not expire
Checked against Florida records
October 25, 2026

Coverage types on record

Worked out from the carriers Wendy is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • ACA / Marketplace plans
  • Small business / group health

Carrier appointments

Public licensing records list 23 active carrier appointments for Wendy. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • Centene(6)
  • UnitedHealthcare(6)
  • HCSC(2)
  • Aetna
  • Cigna
  • Devoted
  • Humana
  • Molina
  • Oscar
  • and 3 other companies

Coverage each carrier appointed Wendy for

  • Cigna Health and Life Insurance Company

    since 2018

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • ACA / Marketplace plans
    • Small business / group health
  • Humana Insurance Company

    since 2018

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • Small business / group health
  • UnitedHealthcare Insurance Company

    since 2024

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • Small business / group health
  • Aetna Health Inc.

    since 2022

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • UnitedHealthcare of Texas, Inc.

    since 2021

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • HealthSpring Life & Health Insurance Company, Inc.

    since 2019

    • Medicare Advantage
    • Medicare Part D
  • Molina Healthcare of Texas, Inc.

    since 2018

    • Medicare Advantage
    • ACA / Marketplace plans
  • Superior HealthPlan, Inc.

    since 2021

    • Medicare Advantage
    • ACA / Marketplace plans
  • Care Improvement Plus South Central Insurance Company

    since 2024

    • Medicare Advantage
  • Celtic Insurance Company

    since 2018

    • ACA / Marketplace plans
  • Devoted Health Plan of Texas, Inc.

    since 2019

    • Medicare Advantage
  • Loyal American Life Insurance Company

    since 2018

    • Medicare Supplement (Medigap)
  • Oscar Insurance Company

    since 2026

    • ACA / Marketplace plans
  • Physicians Health Choice of Texas, LLC

    since 2024

    • Medicare Advantage
  • SelectCare of Texas, Inc.

    since 2023

    • Medicare Advantage
  • UnitedHealthcare Benefits of Texas, Inc.

    since 2024

    • Medicare Advantage
  • UnitedHealthcare Community Plan of Texas, L.L.C.

    since 2024

    • Medicare Advantage
  • WellCare National Health Insurance Company

    since 2023

    • Medicare Advantage
  • WellCare of Texas, Inc.

    since 2023

    • Medicare Advantage
  • WellCare Prescription Insurance, Inc.

    since 2023

    • Medicare Part D
All 23 appointments on record
  • Aetna Health Inc.since 2022

    Life, accident & health · Aetna group

  • Care Improvement Plus South Central Insurance Companysince 2024

    Life, accident & health · UnitedHealthcare group

  • Celtic Insurance Companysince 2018

    Life, accident & health · Centene group · also known as Ambetter

  • CHA HMO, Inc.since 2021

    Life, accident & health

  • Cigna Health and Life Insurance Companysince 2018

    Life, accident & health · Cigna group

  • Devoted Health Plan of Texas, Inc.since 2019

    Life, accident & health · Devoted group

  • Friday Health Insurance Company, Inc.since 2022

    Life, accident & health

  • HealthSpring Life & Health Insurance Company, Inc.since 2019

    Life, accident & health · HCSC group · also known as Cigna HealthSpring, Cigna Medicare

  • Humana Insurance Companysince 2018

    Life, accident & health · Humana group

  • Loyal American Life Insurance Companysince 2018

    Life, accident & health · HCSC group · also known as Cigna Supplemental Benefits

  • Molina Healthcare of Texas, Inc.since 2018

    Life, accident & health · Molina group

  • Oscar Insurance Companysince 2026

    Life, accident & health · Oscar group

  • Pan-American Life Insurance Companysince 2020

    Life, accident & health

  • Physicians Health Choice of Texas, LLCsince 2024

    Life, accident & health · UnitedHealthcare group

  • SelectCare of Texas, Inc.since 2023

    Life, accident & health · Centene group

  • Superior HealthPlan, Inc.since 2021

    Life, accident & health · Centene group

  • UnitedHealthcare Benefits of Texas, Inc.since 2024

    Life, accident & health · UnitedHealthcare group

  • UnitedHealthcare Community Plan of Texas, L.L.C.since 2024

    Life, accident & health · UnitedHealthcare group

  • UnitedHealthcare Insurance Companysince 2024

    Life, accident & health · UnitedHealthcare group · also known as AARP Medicare Supplement, AARP MedicareRx

  • UnitedHealthcare of Texas, Inc.since 2021

    Life, accident & health · UnitedHealthcare group

  • WellCare National Health Insurance Companysince 2023

    Life, accident & health · Centene group

  • WellCare of Texas, Inc.since 2023

    Life, accident & health · Centene group

  • WellCare Prescription Insurance, Inc.since 2023

    Life, accident & health · Centene group · also known as Wellcare Rx

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The Florida license comes from the records of the Florida Department of Financial Services, checked October 25, 2026. The agent has not reviewed this page. Read our editorial policy.

Questions about Wendy's license

Is Wendy Concepcion Cruz a licensed insurance agent in Texas?

Public licensing records list license 2232101 with a status of "Active", first issued in 2017, expiring December 31, 2027. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

Is Wendy Concepcion Cruz licensed in Florida?

The Florida Department of Financial Services lists a resident producer license with health authority for Wendy Concepcion Cruz. We last checked its records on October 25, 2026. That is separate from the Texas license above.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 2232101, or look up National Producer Number 18198741 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 23 appointments for Wendy. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Wendy?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Wendy Concepcion Cruz has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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