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Umor Kalam

  • Warren, MI
  • Texas insurance license
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License facts

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
3242400
License status
Active
Licensed since
2024
License expires
March 31, 2028
National Producer Number
21215120 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Umor is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Supplement (Medigap)
  • Life insurance
  • Final expense
  • Annuities

Carrier appointments

Public licensing records list 4 active carrier appointments for Umor. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • Americo
  • Ameritas
  • F&G
  • Transamerica

By coverage type

Medicare Supplement (Medigap)

  • Americo Financial Life and Annuity Insurance Companysince 2026
  • Transamerica Life Insurance Companysince 2026

Life insurance

  • Americo Financial Life and Annuity Insurance Companysince 2026
  • Ameritas Life Insurance Corp.since 2025
  • Fidelity & Guaranty Life Insurance Companysince 2025
  • Transamerica Life Insurance Companysince 2026

Final expense

  • Americo Financial Life and Annuity Insurance Companysince 2026
  • Transamerica Life Insurance Companysince 2026

Annuities

  • Americo Financial Life and Annuity Insurance Companysince 2026
  • Fidelity & Guaranty Life Insurance Companysince 2025
  • Transamerica Life Insurance Companysince 2026
All 4 appointments on record
  • Americo Financial Life and Annuity Insurance Companysince 2026

    Life · Americo group

  • Ameritas Life Insurance Corp.since 2025

    Life · Ameritas group

  • Fidelity & Guaranty Life Insurance Companysince 2025

    Life · F&G group

  • Transamerica Life Insurance Companysince 2026

    Life · Transamerica group

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Umor's license

Is Umor Kalam a licensed insurance agent in Texas?

Public licensing records list license 3242400 with a status of "Active", first issued in 2024, expiring March 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 3242400, or look up National Producer Number 21215120 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 4 appointments for Umor. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Umor?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Umor Kalam has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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