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Ruben Luis Guzman

  • Orlando, FL
  • Texas non-resident license
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License facts

From the Texas Department of Insurance public license file. You can confirm any of it on the TDI agent lookup.

Texas license number
2313667
License status
Active
License type
Texas non-resident license
Licensed since
2018
License expires
November 30, 2026
National Producer Number
18828136 Verify on NIPR
Records as of
September 25, 2026

Coverage types on record

Worked out from the carriers Ruben is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • ACA / Marketplace plans
  • Short-term health
  • Small business / group health
  • Dental & vision
  • Life insurance
  • Final expense
  • Annuities

Appointed carriers by coverage type

Texas records list 14 carrier appointments for Ruben. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Medicare Advantage

  • Aetna Health Inc.
  • Cigna Health and Life Insurance Company
  • Cigna HealthCare of Texas, Inc.
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • Molina Healthcare of Texas, Inc.
  • Superior HealthPlan, Inc.
  • UnitedHealthcare of Texas, Inc.

Medicare Supplement (Medigap)

  • Americo Financial Life and Annuity Insurance Company
  • Cigna Health and Life Insurance Company
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • National Health Insurance Company

Medicare Part D

  • Cigna Health and Life Insurance Company
  • Health Care Service Corporation, a Mutual Legal Reserve Company

ACA / Marketplace plans

  • Aetna Health Inc.
  • Celtic Insurance Company
  • Cigna Health and Life Insurance Company
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • Molina Healthcare of Texas, Inc.
  • Oscar Insurance Company
  • Superior HealthPlan, Inc.
  • UnitedHealthcare of Texas, Inc.

Short-term health

  • Golden Rule Insurance Company
  • National Health Insurance Company

Small business / group health

  • Aetna Health Inc.
  • American Heritage Life Insurance Company
  • Cigna Health and Life Insurance Company
  • Cigna HealthCare of Texas, Inc.
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • UnitedHealthcare of Texas, Inc.

Dental & vision

  • American Heritage Life Insurance Company
  • Golden Rule Insurance Company
  • National Health Insurance Company

Life insurance

  • American Heritage Life Insurance Company
  • Americo Financial Life and Annuity Insurance Company
  • CICA Life Insurance Company of America

Final expense

  • Americo Financial Life and Annuity Insurance Company
  • CICA Life Insurance Company of America

Annuities

  • Americo Financial Life and Annuity Insurance Company

Where this information comes from

License and appointment facts are copied from the Texas Department of Insurance public license file and re-checked against the live TDI feed. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Ruben's license

Is Ruben Luis Guzman a licensed insurance agent in Texas?

Texas Department of Insurance records list license 2313667 with a status of "Active", first issued in 2018, expiring November 30, 2026. This copy of the record is from September 25, 2026 and may be out of date; confirm it with TDI before you rely on it. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the Texas Department of Insurance agent lookup by name or license number 2313667, or look up National Producer Number 18828136 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 14 appointments for Ruben. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Ruben?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public Texas licensing records. Ruben Luis Guzman has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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