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Richard D. Higgs JR

  • Topeka, KS
  • Texas non-resident license
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License facts

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
857520
License status
Active
License type
Texas non-resident license
Licensed since
1994
License expires
April 30, 2028
National Producer Number
1253591 Verify on NIPR
Last checked
October 25, 2026

Coverage types on record

Worked out from the carriers Richard is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Small business / group health
  • Dental & vision
  • Life insurance
  • Annuities
  • Disability

Carrier appointments

Public licensing records list 12 active carrier appointments for Richard. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • Guardian(4)
  • Aetna(3)
  • Cincinnati Financial
  • and 4 other companies

By coverage type

Medicare Advantage

  • Aetna Health Inc.since 2015
  • Aetna Health Insurance Companysince 2015
  • Aetna Life Insurance Companysince 2015

Small business / group health

  • Aetna Health Inc.since 2015
  • Aetna Health Insurance Companysince 2015
  • Aetna Life Insurance Companysince 2015

Dental & vision

  • Aetna Life Insurance Companysince 2015
  • Guardian Life Insurance Company of America, Thesince 2017
  • Managed DentalGuard, Inc.since 2017

Life insurance

  • Cincinnati Life Insurance Company, Thesince 2026
  • Guardian Insurance & Annuity Company, Inc., Thesince 2017
  • Guardian Life Insurance Company of America, Thesince 2017

Annuities

  • Cincinnati Life Insurance Company, Thesince 2026
  • Guardian Insurance & Annuity Company, Inc., Thesince 2017
  • Guardian Life Insurance Company of America, Thesince 2017

Disability

  • Berkshire Life Insurance Company of Americasince 2017
  • Guardian Life Insurance Company of America, Thesince 2017
All 12 appointments on record
  • Aetna Dental Inc.since 2015

    Life, accident & health

  • Aetna Health Inc.since 2015

    Life, accident & health · Aetna group

  • Aetna Health Insurance Companysince 2015

    Life, accident & health · Aetna group

  • Aetna Life Insurance Companysince 2015

    Life, accident & health · Aetna group

  • Berkshire Life Insurance Company of Americasince 2017

    Life, accident & health · Guardian group

  • Cincinnati Life Insurance Company, Thesince 2026

    Life, accident & health · Cincinnati Financial group

  • Coventry Health and Life Insurance Companysince 2015

    Life, accident & health

  • Guardian Insurance & Annuity Company, Inc., Thesince 2017

    Life, accident & health · Guardian group

  • Guardian Life Insurance Company of America, Thesince 2017

    Life, accident & health · Guardian group

  • Managed DentalGuard, Inc.since 2017

    Life, accident & health · Guardian group

  • Oceanview Life and Annuity Companysince 2020

    Life, accident & health

  • Security Benefit Life Insurance Companysince 2012

    Life, accident & health

Where this information comes from

License and appointment facts come from public licensing records, last checked on October 25, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Richard's license

Is Richard D. Higgs JR a licensed insurance agent in Texas?

Public licensing records list license 857520 with a status of "Active", first issued in 1994, expiring April 30, 2028. We last checked the record against public licensing records on October 25, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 857520, or look up National Producer Number 1253591 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 12 appointments for Richard. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Richard?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Richard D. Higgs JR has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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