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Ricardo Deras

  • El Paso, TX
  • Texas resident license
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License facts

License status: Active

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
1251893
License type
Texas resident license
Licensed since
2003
License expires
July 31, 2028
National Producer Number
7920296 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Ricardo is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • ACA / Marketplace plans
  • Small business / group health
  • Dental & vision
  • Life insurance
  • Final expense
  • Annuities

Carrier appointments

Public licensing records list 22 active carrier appointments for Ricardo. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • UnitedHealthcare(6)
  • Aetna(3)
  • Centene(2)
  • Elevance Health(2)
  • American-Amicable
  • Ameritas
  • Devoted
  • Globe Life
  • Nationwide
  • Oscar
  • Transamerica
  • and 2 other companies

Coverage each carrier appointed Ricardo for

  • Aetna Life Insurance Company

    since 2014

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Small business / group health
    • Dental & vision
  • Transamerica Life Insurance Company

    since 2017

    • Medicare Supplement (Medigap)
    • Life insurance
    • Final expense
    • Annuities
  • UnitedHealthcare Insurance Company

    since 2024

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • Small business / group health
  • Aetna Health Inc.

    since 2014

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • UnitedHealthcare of Texas, Inc.

    since 2021

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • Aetna Health Insurance Company

    since 2014

    • Medicare Advantage
    • Small business / group health
  • Ameritas Life Insurance Corp.

    since 2023

    • Dental & vision
    • Life insurance
  • IA American Life Insurance Company

    since 2015

    • Life insurance
    • Final expense
  • Nationwide Life and Annuity Insurance Company

    since 2017

    • Life insurance
    • Annuities
  • Superior HealthPlan, Inc.

    since 2023

    • Medicare Advantage
    • ACA / Marketplace plans
  • Care Improvement Plus South Central Insurance Company

    since 2024

    • Medicare Advantage
  • Celtic Insurance Company

    since 2023

    • ACA / Marketplace plans
  • Devoted Health Plan of Texas, Inc.

    since 2023

    • Medicare Advantage
  • Oscar Insurance Company

    since 2023

    • ACA / Marketplace plans
  • Physicians Health Choice of Texas, LLC

    since 2024

    • Medicare Advantage
  • United American Insurance Company

    since 2014

    • Medicare Supplement (Medigap)
  • UnitedHealthcare Benefits of Texas, Inc.

    since 2024

    • Medicare Advantage
  • UnitedHealthcare Community Plan of Texas, L.L.C.

    since 2024

    • Medicare Advantage
  • Wellpoint Insurance Company

    since 2026

    • Medicare Advantage
  • Wellpoint Texas, Inc.

    since 2026

    • Medicare Advantage
All 22 appointments on record
  • Aetna Health Inc.since 2014

    Life, accident & health · Aetna group

  • Aetna Health Insurance Companysince 2014

    Life, accident & health · Aetna group

  • Aetna Life Insurance Companysince 2014

    Life, accident & health · Aetna group

  • Ameritas Life Insurance Corp.since 2023

    Life, accident & health · Ameritas group

  • Care Improvement Plus South Central Insurance Companysince 2024

    Life, accident & health · UnitedHealthcare group

  • Celtic Insurance Companysince 2023

    Life, accident & health · Centene group · also known as Ambetter

  • Coventry Health and Life Insurance Companysince 2014

    Life, accident & health

  • Devoted Health Plan of Texas, Inc.since 2023

    Life, accident & health · Devoted group

  • First Health Life & Health Insurance Companysince 2014

    Life, accident & health

  • IA American Life Insurance Companysince 2015

    Life, accident & health · American-Amicable group

  • Nationwide Life and Annuity Insurance Companysince 2017

    Life, accident & health · Nationwide group

  • Oscar Insurance Companysince 2023

    Life, accident & health · Oscar group

  • Physicians Health Choice of Texas, LLCsince 2024

    Life, accident & health · UnitedHealthcare group

  • Superior HealthPlan, Inc.since 2023

    Life, accident & health · Centene group

  • Transamerica Life Insurance Companysince 2017

    Life, accident & health · Transamerica group

  • United American Insurance Companysince 2014

    Life, accident & health · Globe Life group

  • UnitedHealthcare Benefits of Texas, Inc.since 2024

    Life, accident & health · UnitedHealthcare group

  • UnitedHealthcare Community Plan of Texas, L.L.C.since 2024

    Life, accident & health · UnitedHealthcare group

  • UnitedHealthcare Insurance Companysince 2024

    Life, accident & health · UnitedHealthcare group · also known as AARP Medicare Supplement, AARP MedicareRx

  • UnitedHealthcare of Texas, Inc.since 2021

    Life, accident & health · UnitedHealthcare group

  • Wellpoint Insurance Companysince 2026

    Life, accident & health · Elevance Health group · also known as Amerigroup Insurance Company

  • Wellpoint Texas, Inc.since 2026

    Life, accident & health · Elevance Health group · also known as Amerigroup Texas, Inc.

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Ricardo's license

Is Ricardo Deras a licensed insurance agent in Texas?

Public licensing records list license 1251893 with a status of "Active", first issued in 2003, expiring July 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 1251893, or look up National Producer Number 7920296 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 22 appointments for Ricardo. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Ricardo?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Ricardo Deras has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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