Unclaimed · public records

Ratna Harmani

Philadelphia, PA
Texas non-resident license

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License facts

License status: Active

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number: 3136272
License type: Texas non-resident license
Licensed since: 2024
License expires: May 31, 2028
National Producer Number: 20990446 Verify on NIPR
Last checked: November 1, 2026

Coverage types on record

Worked out from the carriers Ratna is appointed with. Ask the agent which plans they actually offer in your county.

Medicare Advantage
Medicare Supplement (Medigap)
ACA / Marketplace plans
Short-term health
Small business / group health
Life insurance
Final expense
Annuities
Long-term care

Carrier appointments

Public licensing records list 11 active carrier appointments for Ratna. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

UnitedHealthcare(3)
Centene(2)
HCSC
John Hancock
Nationwide
Oscar
Prudential
Transamerica

Coverage each carrier appointed Ratna for

Transamerica Life Insurance Company
since 2024
- Medicare Supplement (Medigap)
- Life insurance
- Final expense
- Annuities
- Long-term care
Health Care Service Corporation, a Mutual Legal Reserve Company
since 2024
- Medicare Advantage
- Medicare Supplement (Medigap)
- ACA / Marketplace plans
- Small business / group health
John Hancock Life Insurance Company (U.S.A.)
since 2024
- Life insurance
- Annuities
- Long-term care
UnitedHealthcare of Texas, Inc.
since 2024
- Medicare Advantage
- ACA / Marketplace plans
- Small business / group health
Nationwide Life and Annuity Insurance Company
since 2025
- Life insurance
- Annuities
Pruco Life Insurance Company
since 2024
- Life insurance
- Annuities
Superior HealthPlan, Inc.
since 2025
- Medicare Advantage
- ACA / Marketplace plans
Celtic Insurance Company
since 2025
- ACA / Marketplace plans
Golden Rule Insurance Company
since 2024
- Short-term health
Oscar Insurance Company
since 2025
- ACA / Marketplace plans
UnitedHealthcare Benefits of Texas, Inc.
since 2026
- Medicare Advantage

All 11 appointments on record

Celtic Insurance Companysince 2025
Life, accident & health · Centene group · also known as Ambetter
Golden Rule Insurance Companysince 2024
Life, accident & health · UnitedHealthcare group
Health Care Service Corporation, a Mutual Legal Reserve Companysince 2024
Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas
John Hancock Life Insurance Company (U.S.A.)since 2024
Life, accident & health · John Hancock group
Nationwide Life and Annuity Insurance Companysince 2025
Life, accident & health · Nationwide group
Oscar Insurance Companysince 2025
Life, accident & health · Oscar group
Pruco Life Insurance Companysince 2024
Life, accident & health · Prudential group
Superior HealthPlan, Inc.since 2025
Life, accident & health · Centene group
Transamerica Life Insurance Companysince 2024
Life, accident & health · Transamerica group
UnitedHealthcare Benefits of Texas, Inc.since 2026
Life, accident & health · UnitedHealthcare group
UnitedHealthcare of Texas, Inc.since 2024
Life, accident & health · UnitedHealthcare group

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Ratna's license

Is Ratna Harmani a licensed insurance agent in Texas?

Public licensing records list license 3136272 with a status of "Active", first issued in 2024, expiring May 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 3136272, or look up National Producer Number 20990446 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 11 appointments for Ratna. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Ratna?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Ratna Harmani has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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