Your details stay with MeetBrokers until Rafael claims this page.
License status: Active
From public licensing records. You can confirm any of it on the state agent lookup.
From the public licensee file of the Florida Department of Financial Services. You can confirm it on the Florida Department of Financial Services site.
Worked out from the carriers Rafael is appointed with. Ask the agent which plans they actually offer in your county.
Public licensing records list 12 active carrier appointments for Rafael. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.
Health Care Service Corporation, a Mutual Legal Reserve Company
since 2025
ManhattanLife Insurance and Annuity Company
since 2025
UnitedHealthcare of Texas, Inc.
since 2025
Golden Rule Insurance Company
since 2025
Loyal American Life Insurance Company
since 2023
Superior HealthPlan, Inc.
since 2024
Celtic Insurance Company
since 2025
Cigna National Health Insurance Company
since 2023
Devoted Health Plan of Texas, Inc.
since 2024
Omaha Supplemental Insurance Company
since 2020
Oscar Insurance Company
since 2025
Wellpoint Insurance Company
since 2026
Life, accident & health · Centene group · also known as Ambetter
Life, accident & health · HCSC group · also known as HealthSpring National Health Insurance Company, Cigna Supplemental Benefits
Life, accident & health · Devoted group
Life, accident & health · UnitedHealthcare group
Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas
Life, accident & health · HCSC group · also known as Cigna Supplemental Benefits
Life, accident & health · ManhattanLife group · also known as Central United Life Insurance Company
Life, accident & health · Mutual of Omaha group
Life, accident & health · Oscar group
Life, accident & health · Centene group
Life, accident & health · UnitedHealthcare group
Life, accident & health · Elevance Health group · also known as Amerigroup Insurance Company
Where this information comes from
License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The Florida license comes from the records of the Florida Department of Financial Services, checked October 25, 2026. The agent has not reviewed this page. Read our editorial policy.
Public licensing records list license 1723078 with a status of "Active", first issued in 2011, expiring February 29, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.
The Florida Department of Financial Services lists a resident producer license with life and health authority for Rafael Lorenzo Torres. We last checked its records on October 25, 2026. That is separate from the Texas license above.
Search the state's insurance agent lookup by name or license number 1723078, or look up National Producer Number 432985 on the NIPR website. Both are free and show the current status.
An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 12 appointments for Rafael. It does not tell you which plans the agent will recommend, and it is not a rating.
No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.
This page was built from public licensing records. Rafael Lorenzo Torres has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.
Rafael has not claimed this profile yet. We'll show them your first name, town, and message so they know the request is real. Your phone and email go to them only after they confirm it's them.
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