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Michelle Denese Owens

  • Richardson, TX
  • Texas resident license
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License facts

From the Texas Department of Insurance public license file. You can confirm any of it on the TDI agent lookup.

Texas license number
3360876
License status
Active
License type
Texas resident license
Licensed since
2023
License expires
November 30, 2027
National Producer Number
20707741 Verify on NIPR
Records as of
September 25, 2026

Coverage types on record

Worked out from the carriers Michelle is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • ACA / Marketplace plans
  • Short-term health
  • Small business / group health
  • Dental & vision
  • Life insurance
  • Disability

Appointed carriers by coverage type

Texas records list 21 carrier appointments for Michelle. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Medicare Advantage

  • Aetna Health Insurance Company
  • Aetna Life Insurance Company
  • Care Improvement Plus South Central Insurance Company
  • Cigna Health and Life Insurance Company
  • Cigna HealthCare of Texas, Inc.
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • Physicians Health Choice of Texas, LLC
  • SelectCare of Texas, Inc.
  • Sierra Health and Life Insurance Company, Inc.
  • Superior HealthPlan, Inc.
  • UnitedHealthcare Benefits of Texas, Inc.
  • UnitedHealthcare Community Plan of Texas, L.L.C.
  • UnitedHealthcare Insurance Company
  • WellCare National Health Insurance Company
  • WellCare of Texas, Inc.
  • Wellpoint Insurance Company
  • Wellpoint Texas, Inc.

Medicare Supplement (Medigap)

  • Aetna Life Insurance Company
  • Cigna Health and Life Insurance Company
  • Cigna National Health Insurance Company
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • UnitedHealthcare Insurance Company

Medicare Part D

  • Cigna Health and Life Insurance Company
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • Sierra Health and Life Insurance Company, Inc.
  • UnitedHealthcare Insurance Company
  • WellCare Prescription Insurance, Inc.

ACA / Marketplace plans

  • Cigna Health and Life Insurance Company
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • Superior HealthPlan, Inc.

Short-term health

  • Golden Rule Insurance Company

Small business / group health

  • Aetna Health Insurance Company
  • Aetna Life Insurance Company
  • Cigna Health and Life Insurance Company
  • Cigna HealthCare of Texas, Inc.
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • UnitedHealthcare Insurance Company

Dental & vision

  • Aetna Life Insurance Company
  • Golden Rule Insurance Company
  • Guardian Life Insurance Company of America, The

Life insurance

  • Guardian Life Insurance Company of America, The

Disability

  • Guardian Life Insurance Company of America, The

Where this information comes from

License and appointment facts are copied from the Texas Department of Insurance public license file and re-checked against the live TDI feed. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Michelle's license

Is Michelle Denese Owens a licensed insurance agent in Texas?

Texas Department of Insurance records list license 3360876 with a status of "Active", first issued in 2023, expiring November 30, 2027. This copy of the record is from September 25, 2026 and may be out of date; confirm it with TDI before you rely on it. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the Texas Department of Insurance agent lookup by name or license number 3360876, or look up National Producer Number 20707741 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 21 appointments for Michelle. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Michelle?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public Texas licensing records. Michelle Denese Owens has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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