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Michelle Kaye Droz

  • San Francisco, CA
  • Texas non-resident license
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License facts

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
1631269
License status
Active
License type
Texas non-resident license
Licensed since
2010
License expires
July 31, 2028
National Producer Number
3234405 Verify on NIPR
Last checked
October 25, 2026

Coverage types on record

Worked out from the carriers Michelle is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • Small business / group health
  • Life insurance
  • Final expense
  • Annuities
  • Disability

Carrier appointments

Public licensing records list 9 active carrier appointments for Michelle. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • UnitedHealthcare(4)
  • Guardian
  • Mutual of Omaha
  • and 3 other companies

By coverage type

Medicare Advantage

  • UnitedHealthcare Benefits of Texas, Inc.since 2015
  • UnitedHealthcare Insurance Companysince 2015
  • UnitedHealthcare of Texas, Inc.since 2015

Medicare Supplement (Medigap)

  • United of Omaha Life Insurance Companysince 2010
  • UnitedHealthcare Insurance Companysince 2015

Medicare Part D

  • UnitedHealthcare Insurance Companysince 2015

Small business / group health

  • All Savers Insurance Companysince 2022
  • UnitedHealthcare Insurance Companysince 2015
  • UnitedHealthcare of Texas, Inc.since 2015

Life insurance

  • Guardian Life Insurance Company of America, Thesince 2019
  • United of Omaha Life Insurance Companysince 2010

Final expense

  • United of Omaha Life Insurance Companysince 2010

Annuities

  • Guardian Life Insurance Company of America, Thesince 2019
  • United of Omaha Life Insurance Companysince 2010

Disability

  • Guardian Life Insurance Company of America, Thesince 2019
All 9 appointments on record
  • All Savers Insurance Companysince 2022

    Life, accident & health · UnitedHealthcare group

  • Guardian Life Insurance Company of America, Thesince 2019

    Life, accident & health · Guardian group

  • National Pacific Dental, Inc.since 2015

    Life, accident & health

  • National Union Fire Insurance Company of Pittsburgh, PA.since 2020

    Life, accident & health

  • Pacificare Life and Health Insurance Companysince 2015

    Life, accident & health

  • United of Omaha Life Insurance Companysince 2010

    Life, accident & health · Mutual of Omaha group

  • UnitedHealthcare Benefits of Texas, Inc.since 2015

    Life, accident & health · UnitedHealthcare group

  • UnitedHealthcare Insurance Companysince 2015

    Life, accident & health · UnitedHealthcare group · also known as AARP Medicare Supplement, AARP MedicareRx

  • UnitedHealthcare of Texas, Inc.since 2015

    Life, accident & health · UnitedHealthcare group

Where this information comes from

License and appointment facts come from public licensing records, last checked on October 25, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Michelle's license

Is Michelle Kaye Droz a licensed insurance agent in Texas?

Public licensing records list license 1631269 with a status of "Active", first issued in 2010, expiring July 31, 2028. We last checked the record against public licensing records on October 25, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 1631269, or look up National Producer Number 3234405 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 9 appointments for Michelle. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Michelle?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Michelle Kaye Droz has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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