Education Focused Health Insurance Agent
ACA / Marketplace plansLife insuranceSmall business / group health
- Licensed in
- OKTXTNNYNJNVMAWA
Verified license
ContactUnclaimed · public records
Michael Ruffner
- Setauket, NY
- Texas non-resident license
Contact Michael, free
Your details stay with MeetBrokers until Michael claims this page.
License facts
From public licensing records. You can confirm any of it on the state agent lookup.
- Texas license number
- 1295720
- License status
- Active
- License type
- Texas non-resident license
- Licensed since
- 2004
- License expires
- May 31, 2028
- National Producer Number
- 3290307 Verify on NIPR
- Last checked
- November 1, 2026
Coverage types on record
Worked out from the carriers Michael is appointed with. Ask the agent which plans they actually offer in your county.
- Medicare Advantage
- Medicare Supplement (Medigap)
- Medicare Part D
- Small business / group health
- Life insurance
- Annuities
- Disability
Carrier appointments
Public licensing records list 46 active carrier appointments for Michael. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.
Carrier groups
- UnitedHealthcare(3)
- Brighthouse
- Corebridge Financial
- Legal & General America
- Nationwide
- Principal
- Protective
- Travelers
- and 36 other companies
By coverage type
Medicare Advantage
- UnitedHealthcare Benefits of Texas, Inc.since 2026
- UnitedHealthcare Insurance Companysince 2015
- UnitedHealthcare of Texas, Inc.since 2026
Medicare Supplement (Medigap)
- UnitedHealthcare Insurance Companysince 2015
Medicare Part D
- UnitedHealthcare Insurance Companysince 2015
Small business / group health
- Principal Life Insurance Companysince 2022
- UnitedHealthcare Insurance Companysince 2015
- UnitedHealthcare of Texas, Inc.since 2026
Life insurance
- American General Life Insurance Companysince 2019
- Banner Life Insurance Companysince 2011
- Brighthouse Life Insurance Companysince 2014
- Principal Life Insurance Companysince 2022
- Protective Life Insurance Companysince 2011
Annuities
- American General Life Insurance Companysince 2019
- Brighthouse Life Insurance Companysince 2014
- Principal Life Insurance Companysince 2022
- Protective Life Insurance Companysince 2011
Disability
- Principal Life Insurance Companysince 2022
All 46 appointments on record
- Allied Insurance Company of Americasince 2022
Property & casualty
- Allied Property and Casualty Insurance Companysince 2022
Property & casualty
- AMCO Insurance Companysince 2022
Property & casualty
- American General Life Insurance Companysince 2019
Life · Corebridge Financial group · also known as AIG Life & Retirement
- AmTrust Insurance Companysince 2018
Property & casualty
- Banner Life Insurance Companysince 2011
Life · Legal & General America group
- Brighthouse Life Insurance Companysince 2014
Life · Brighthouse group
- Colonial County Mutual Insurance Companysince 2022
Property & casualty
- Colonial Life and Accident Insurance Companysince 2025
Life, accident & health
- Consumers County Mutual Insurance Companysince 2020
Property & casualty
- Continental Casualty Companysince 2021
Property & casualty
- Depositors Insurance Companysince 2022
Property & casualty
- GEICO County Mutual Insurance Companysince 2025
Property & casualty
- GEICO Texas County Mutual Insurance Companysince 2025
Property & casualty
- Hartford Accident and Indemnity Companysince 2024
Property & casualty
- Hartford Casualty Insurance Companysince 2022
Property & casualty
- Hartford Underwriters Insurance Companysince 2022
Property & casualty
- Lemonade Insurance Companysince 2021
Property & casualty
- Liberty County Mutual Insurance Companysince 2025
Property & casualty
- Milford Casualty Insurance Companysince 2018
Property & casualty
- National Pacific Dental, Inc.since 2026
Life, accident & health
- Nationwide Agribusiness Insurance Companysince 2022
Property & casualty
- Nationwide Assurance Companysince 2022
Property & casualty
- Nationwide General Insurance Companysince 2022
Property & casualty
- Nationwide Insurance Company of Americasince 2022
Property & casualty
- Nationwide Mutual Insurance Companysince 2022
Property & casualty · Nationwide group
- Nationwide Property and Casualty Insurance Companysince 2022
Property & casualty
- Nutmeg Insurance Companysince 2025
Property & casualty
- Pacificare Life and Health Insurance Companysince 2015
Life, accident & health · Life
- Park National Insurance Companysince 2018
Property & casualty
- Principal Life Insurance Companysince 2022
Life, accident & health · Principal group
- Property and Casualty Insurance Company of Hartfordsince 2024
Property & casualty
- Protective Life Insurance Companysince 2011
Life · Protective group
- Republic-Franklin Insurance Companysince 2025
Property & casualty
- Safeco Insurance Company of Indianasince 2024
Property & casualty
- Security National Insurance Companysince 2018
Property & casualty
- Standard Fire Insurance Company, Thesince 2020
Property & casualty
- Technology Insurance Company, Inc.since 2018
Property & casualty
- Travelers Casualty Insurance Company of Americasince 2022
Property & casualty · Travelers group
- Travelers Home and Marine Insurance Company, Thesince 2020
Property & casualty
- Travelers Lloyds of Texas Insurance Companysince 2020
Property & casualty
- Travelers Personal Insurance Companysince 2020
Property & casualty
- UnitedHealthcare Benefits of Texas, Inc.since 2026
Life, accident & health · UnitedHealthcare group
- UnitedHealthcare Insurance Companysince 2015
Life, accident & health · Life · UnitedHealthcare group · also known as AARP Medicare Supplement, AARP MedicareRx
- UnitedHealthcare of Texas, Inc.since 2026
Life, accident & health · UnitedHealthcare group
- Wesco Insurance Companysince 2018
Property & casualty
Where this information comes from
License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.
Questions about Michael's license
Is Michael Ruffner a licensed insurance agent in Texas?
Public licensing records list license 1295720 with a status of "Active", first issued in 2004, expiring May 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.
How do I verify this license myself?
Search the state's insurance agent lookup by name or license number 1295720, or look up National Producer Number 3290307 on the NIPR website. Both are free and show the current status.
What does a carrier appointment mean?
An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 46 appointments for Michael. It does not tell you which plans the agent will recommend, and it is not a rating.
Does it cost anything to contact Michael?
No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.
What does "unclaimed profile" mean?
This page was built from public licensing records. Michael Ruffner has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.
Michael has not claimed this profile yet. We'll show them your first name, town, and message so they know the request is real. Your phone and email go to them only after they confirm it's them.
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