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Michael Kracht

  • Draper, UT
  • Texas non-resident license
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License facts

License status: Active

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
1985423
License type
Texas non-resident license
Licensed since
2015
License expires
January 31, 2028
National Producer Number
17491532 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Michael is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • ACA / Marketplace plans
  • Short-term health
  • Small business / group health
  • Dental & vision
  • Life insurance
  • Disability

Carrier appointments

Public licensing records list 19 active carrier appointments for Michael. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • Humana(5)
  • UnitedHealthcare(3)
  • Aetna(2)
  • Cigna(2)
  • Elevance Health(2)
  • HCSC(2)
  • Guardian
  • and 2 other companies

Coverage each carrier appointed Michael for

  • Cigna Health and Life Insurance Company

    since 2019

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • ACA / Marketplace plans
    • Small business / group health
  • Humana Insurance Company

    since 2015

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • Small business / group health
    • Dental & vision
  • Aetna Health Inc.

    since 2022

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • Guardian Life Insurance Company of America, The

    since 2023

    • Dental & vision
    • Life insurance
    • Disability
  • Humana Insurance Company of Kentucky

    since 2018

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
  • UnitedHealthcare of Texas, Inc.

    since 2022

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • Cigna HealthCare of Texas, Inc.

    since 2019

    • Medicare Advantage
    • Small business / group health
  • Golden Rule Insurance Company

    since 2015

    • Short-term health
    • Dental & vision
  • Humana Health Plan of Texas, Inc.

    since 2015

    • Medicare Advantage
    • Small business / group health
  • Loyal American Life Insurance Company

    since 2015

    • Medicare Supplement (Medigap)
    • Life insurance
  • American Retirement Life Insurance Company

    since 2019

    • Medicare Supplement (Medigap)
  • Care Improvement Plus South Central Insurance Company

    since 2026

    • Medicare Advantage
  • Denticare, Inc.

    since 2015

    • Dental & vision
  • HumanaDental Insurance Company

    since 2015

    • Dental & vision
  • Silverscript Insurance Company

    since 2015

    • Medicare Part D
  • Wellpoint Insurance Company

    since 2026

    • Medicare Advantage
  • Wellpoint Texas, Inc.

    since 2026

    • Medicare Advantage
All 19 appointments on record
  • Aetna Health Inc.since 2022

    Life, accident & health · Aetna group

  • American Retirement Life Insurance Companysince 2019

    Life, accident & health · HCSC group · also known as Cigna Supplemental Benefits

  • Care Improvement Plus South Central Insurance Companysince 2026

    Life, accident & health · UnitedHealthcare group

  • CHA HMO, Inc.since 2018

    Life, accident & health

  • Cigna Health and Life Insurance Companysince 2019

    Life, accident & health · Cigna group

  • Cigna HealthCare of Texas, Inc.since 2019

    Life, accident & health · Cigna group

  • Denticare, Inc.since 2015

    Life, accident & health · Humana group

  • First Health Life & Health Insurance Companysince 2015

    Life, accident & health

  • Golden Rule Insurance Companysince 2015

    Life, accident & health · UnitedHealthcare group

  • Guardian Life Insurance Company of America, Thesince 2023

    Life, accident & health · Guardian group

  • Humana Health Plan of Texas, Inc.since 2015

    Life, accident & health · Humana group

  • Humana Insurance Companysince 2015

    Life, accident & health · Humana group

  • Humana Insurance Company of Kentuckysince 2018

    Life, accident & health · Humana group

  • HumanaDental Insurance Companysince 2015

    Life, accident & health · Humana group

  • Loyal American Life Insurance Companysince 2015

    Life, accident & health · HCSC group · also known as Cigna Supplemental Benefits

  • Silverscript Insurance Companysince 2015

    Life, accident & health · Aetna group

  • UnitedHealthcare of Texas, Inc.since 2022

    Life, accident & health · UnitedHealthcare group

  • Wellpoint Insurance Companysince 2026

    Life, accident & health · Elevance Health group · also known as Amerigroup Insurance Company

  • Wellpoint Texas, Inc.since 2026

    Life, accident & health · Elevance Health group · also known as Amerigroup Texas, Inc.

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Michael's license

Is Michael Kracht a licensed insurance agent in Texas?

Public licensing records list license 1985423 with a status of "Active", first issued in 2015, expiring January 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 1985423, or look up National Producer Number 17491532 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 19 appointments for Michael. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Michael?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Michael Kracht has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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