Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states
Dental & visionLife insuranceFinal expense+7 more
- Licensed in
- ARAZFLGAIAILINMIMSNCOKTXMTDEMDNVWYLA
Verified license
ContactUnclaimed · public records
Michael Bruce Klarfeld
- Scottsdale, AZ
- Texas non-resident license
Contact Michael, free
Your details stay with MeetBrokers until Michael claims this page.
License facts
From public licensing records. You can confirm any of it on the state agent lookup.
- Texas license number
- 973698
- License status
- Active
- License type
- Texas non-resident license
- Licensed since
- 1999
- License expires
- September 30, 2027
- National Producer Number
- 383302 Verify on NIPR
- Last checked
- November 1, 2026
Coverage types on record
Worked out from the carriers Michael is appointed with. Ask the agent which plans they actually offer in your county.
- Dental & vision
- Life insurance
- Annuities
- Disability
- Long-term care
Carrier appointments
Public licensing records list 10 active carrier appointments for Michael. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.
Carrier groups
- Guardian(3)
- Allianz
- Lincoln Financial
- MassMutual
- Nationwide
- Pacific Life
- Principal
- and 1 other company
By coverage type
Dental & vision
- Guardian Life Insurance Company of America, Thesince 1999
- Principal Life Insurance Companysince 2011
Life insurance
- Allianz Life Insurance Company of North Americasince 2019
- Guardian Insurance & Annuity Company, Inc., Thesince 2002
- Guardian Life Insurance Company of America, Thesince 1999
- Lincoln National Life Insurance Company, Thesince 2020
- Massachusetts Mutual Life Insurance Companysince 2019
- Nationwide Life and Annuity Insurance Companysince 2023
- Pacific Life Insurance Companysince 2025
- Principal Life Insurance Companysince 2011
Annuities
- Allianz Life Insurance Company of North Americasince 2019
- Guardian Insurance & Annuity Company, Inc., Thesince 2002
- Guardian Life Insurance Company of America, Thesince 1999
- Lincoln National Life Insurance Company, Thesince 2020
- Massachusetts Mutual Life Insurance Companysince 2019
- Nationwide Life and Annuity Insurance Companysince 2023
- Pacific Life Insurance Companysince 2025
- Principal Life Insurance Companysince 2011
Disability
- Berkshire Life Insurance Company of Americasince 2001
- Guardian Life Insurance Company of America, Thesince 1999
- Massachusetts Mutual Life Insurance Companysince 2019
- Principal Life Insurance Companysince 2011
Long-term care
- Lincoln National Life Insurance Company, Thesince 2020
- Massachusetts Mutual Life Insurance Companysince 2019
All 10 appointments on record
- Allianz Life Insurance Company of North Americasince 2019
Life, accident & health · Allianz group
- Berkshire Life Insurance Company of Americasince 2001
Life, accident & health · Guardian group
- Guardian Insurance & Annuity Company, Inc., Thesince 2002
Life, accident & health · Guardian group
- Guardian Life Insurance Company of America, Thesince 1999
Life, accident & health · Guardian group
- Lincoln National Life Insurance Company, Thesince 2020
Life, accident & health · Lincoln Financial group
- Massachusetts Mutual Life Insurance Companysince 2019
Life, accident & health · MassMutual group
- Nationwide Life and Annuity Insurance Companysince 2023
Life, accident & health · Nationwide group
- Pacific Life Insurance Companysince 2025
Life, accident & health · Pacific Life group
- Principal Life Insurance Companysince 2011
Life, accident & health · Principal group
- Principal National Life Insurance Companysince 2019
Life, accident & health
Where this information comes from
License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.
Questions about Michael's license
Is Michael Bruce Klarfeld a licensed insurance agent in Texas?
Public licensing records list license 973698 with a status of "Active", first issued in 1999, expiring September 30, 2027. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.
How do I verify this license myself?
Search the state's insurance agent lookup by name or license number 973698, or look up National Producer Number 383302 on the NIPR website. Both are free and show the current status.
What does a carrier appointment mean?
An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 10 appointments for Michael. It does not tell you which plans the agent will recommend, and it is not a rating.
Does it cost anything to contact Michael?
No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.
What does "unclaimed profile" mean?
This page was built from public licensing records. Michael Bruce Klarfeld has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.
Michael has not claimed this profile yet. We'll show them your first name, town, and message so they know the request is real. Your phone and email go to them only after they confirm it's them.
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