Unclaimed · public records

Maria Del Carmen Santoyo Cruz

Houston, TX
Texas resident license

Contact Maria, free

Your details stay with MeetBrokers until Maria claims this page.

License facts

License status: Active

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number: 2040230
License type: Texas resident license
Licensed since: 2015
License expires: July 31, 2028
National Producer Number: 17759231 Verify on NIPR
Last checked: November 1, 2026

Coverage types on record

Worked out from the carriers Maria is appointed with. Ask the agent which plans they actually offer in your county.

Medicare Advantage
Medicare Supplement (Medigap)
Medicare Part D
ACA / Marketplace plans
Short-term health
Small business / group health
Dental & vision
Life insurance
Annuities
Disability

Carrier appointments

Public licensing records list 76 active carrier appointments for Maria. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

UnitedHealthcare(7)
Centene(6)
Humana(6)
Aetna(4)
Guardian(3)
Cigna(2)
Elevance Health(2)
HCSC(2)
Progressive(2)
Allstate
American National
Ameritas
CNO Financial
Community Health Choice
Delta Dental
Devoted
Imperial
ManhattanLife
Molina
Nationwide
Oscar
and 30 other companies

Coverage each carrier appointed Maria for

Cigna Health and Life Insurance Company
since 2019
- Medicare Advantage
- Medicare Supplement (Medigap)
- Medicare Part D
- ACA / Marketplace plans
- Small business / group health
Health Care Service Corporation, a Mutual Legal Reserve Company
since 2018
- Medicare Advantage
- Medicare Supplement (Medigap)
- Medicare Part D
- ACA / Marketplace plans
- Small business / group health
Humana Insurance Company
since 2019
- Medicare Advantage
- Medicare Supplement (Medigap)
- Medicare Part D
- Small business / group health
- Dental & vision
Aetna Life Insurance Company
since 2015
- Medicare Advantage
- Medicare Supplement (Medigap)
- Small business / group health
- Dental & vision
Guardian Life Insurance Company of America, The
since 2017
- Dental & vision
- Life insurance
- Annuities
- Disability
UnitedHealthcare Insurance Company
since 2023
- Medicare Advantage
- Medicare Supplement (Medigap)
- Medicare Part D
- Small business / group health
Aetna Health Inc.
since 2015
- Medicare Advantage
- ACA / Marketplace plans
- Small business / group health
Ameritas Life Insurance Corp.
since 2020
- Dental & vision
- Life insurance
- Disability
Humana Insurance Company of Kentucky
since 2019
- Medicare Advantage
- Medicare Supplement (Medigap)
- Medicare Part D
ManhattanLife Insurance and Annuity Company
since 2016
- Medicare Supplement (Medigap)
- Dental & vision
- Life insurance
National Health Insurance Company
since 2018
- Medicare Supplement (Medigap)
- Short-term health
- Dental & vision
UnitedHealthcare of Texas, Inc.
since 2023
- Medicare Advantage
- ACA / Marketplace plans
- Small business / group health
Washington National Insurance Company
since 2019
- Medicare Supplement (Medigap)
- Life insurance
- Disability
Aetna Health Insurance Company
since 2015
- Medicare Advantage
- Small business / group health
American National Insurance Company
since 2020
- Life insurance
- Annuities
Cigna HealthCare of Texas, Inc.
since 2022
- Medicare Advantage
- Small business / group health
Community Health Choice, Inc.
since 2018
- Medicare Advantage
- ACA / Marketplace plans
Emphesys Insurance Company
since 2025
- Medicare Advantage
- Small business / group health
Golden Rule Insurance Company
since 2024
- Short-term health
- Dental & vision
Guardian Insurance & Annuity Company, Inc., The
since 2025
- Life insurance
- Annuities
HealthSpring Life & Health Insurance Company, Inc.
since 2025
- Medicare Advantage
- Medicare Part D
Molina Healthcare of Texas, Inc.
since 2025
- Medicare Advantage
- ACA / Marketplace plans
Superior HealthPlan, Inc.
since 2021
- Medicare Advantage
- ACA / Marketplace plans
Accendo Insurance Company
since 2022
- Medicare Supplement (Medigap)
Berkshire Life Insurance Company of America
since 2017
- Disability
Care Improvement Plus South Central Insurance Company
since 2023
- Medicare Advantage
Celtic Insurance Company
since 2018
- ACA / Marketplace plans
Delta Dental Insurance Company
since 2023
- Dental & vision
Denticare, Inc.
since 2019
- Dental & vision
Devoted Health Plan of Texas, Inc.
since 2019
- Medicare Advantage
Humana Benefit Plan of Texas, Inc.
since 2021
- Medicare Advantage
HumanaDental Insurance Company
since 2019
- Dental & vision
Imperial Insurance Companies, Inc.
since 2024
- Medicare Advantage
Oscar Insurance Company
since 2018
- ACA / Marketplace plans
Physicians Health Choice of Texas, LLC
since 2023
- Medicare Advantage
SelectCare of Texas, Inc.
since 2023
- Medicare Advantage
UnitedHealthcare Benefits of Texas, Inc.
since 2023
- Medicare Advantage
UnitedHealthcare Community Plan of Texas, L.L.C.
since 2023
- Medicare Advantage
WellCare National Health Insurance Company
since 2023
- Medicare Advantage
WellCare of Texas, Inc.
since 2019
- Medicare Advantage
WellCare Prescription Insurance, Inc.
since 2023
- Medicare Part D
Wellpoint Insurance Company
since 2022
- Medicare Advantage
Wellpoint Texas, Inc.
since 2022
- Medicare Advantage

All 76 appointments on record

Accendo Insurance Companysince 2022
Life, accident & health · Aetna group
Aetna Dental Inc.since 2015
Life, accident & health
Aetna Health Inc.since 2015
Life, accident & health · Aetna group
Aetna Health Insurance Companysince 2015
Life, accident & health · Aetna group
Aetna Life Insurance Companysince 2015
Life, accident & health · Aetna group
Alinsco Insurance Companysince 2023
Property & casualty
Allied Trust Insurance Companysince 2023
Property & casualty
Alpha Dental Programs, Inc.since 2018
Life, accident & health
American National Insurance Companysince 2020
Life, accident & health · American National group
Ameritas Life Insurance Corp.since 2020
Life, accident & health · Ameritas group
Antidote Health Insurance Company of Texassince 2026
Life, accident & health
ASI Lloydssince 2023
Property & casualty
Berkshire Life Insurance Company of Americasince 2017
Life, accident & health · Guardian group
Care Improvement Plus South Central Insurance Companysince 2023
Life, accident & health · UnitedHealthcare group
Celtic Insurance Companysince 2018
Life, accident & health · Centene group · also known as Ambetter
CHA HMO, Inc.since 2019
Life, accident & health
Cigna Health and Life Insurance Companysince 2019
Life, accident & health · Cigna group
Cigna HealthCare of Texas, Inc.since 2022
Life, accident & health · Cigna group
Colonial County Mutual Insurance Companysince 2023
Property & casualty
Community Health Choice, Inc.since 2018
Life, accident & health · Community Health Choice group
Coventry Health and Life Insurance Companysince 2015
Life, accident & health
Dairyland County Mutual Insurance Company of Texassince 2023
Property & casualty
Delta Dental Insurance Companysince 2023
Life, accident & health · Delta Dental group
Denticare, Inc.since 2019
Life, accident & health · Humana group
Devoted Health Plan of Texas, Inc.since 2019
Life, accident & health · Devoted group
Emphesys Insurance Companysince 2025
Life, accident & health · Humana group
Encompass Home and Auto Insurance Companysince 2023
Property & casualty
Encompass Indemnity Companysince 2023
Property & casualty
Encompass Independent Insurance Companysince 2023
Property & casualty
Friday Health Insurance Company, Inc.since 2022
Life, accident & health
Golden Rule Insurance Companysince 2024
Life, accident & health · UnitedHealthcare group
Guardian Insurance & Annuity Company, Inc., Thesince 2025
Life, accident & health · Guardian group
Guardian Life Insurance Company of America, Thesince 2017
Life, accident & health · Guardian group
HCSC Insurance Services Companysince 2023
Life, accident & health
Health Care Service Corporation, a Mutual Legal Reserve Companysince 2018
Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas
HealthSpring Life & Health Insurance Company, Inc.since 2025
Life, accident & health · HCSC group · also known as Cigna HealthSpring, Cigna Medicare
Humana Benefit Plan of Texas, Inc.since 2021
Life, accident & health · Humana group
Humana Insurance Companysince 2019
Life, accident & health · Humana group
Humana Insurance Company of Kentuckysince 2019
Life, accident & health · Humana group
HumanaDental Insurance Companysince 2019
Life, accident & health · Humana group
Imperial Insurance Companies, Inc.since 2024
Life, accident & health · Imperial group
KS Plan Administrators, LLCsince 2019
Life, accident & health
Life Insurance Company of the Southwestsince 2025
Life, accident & health
ManhattanLife Insurance and Annuity Companysince 2016
Life, accident & health · ManhattanLife group · also known as Central United Life Insurance Company
Medco Containment Life Insurance Companysince 2025
Life, accident & health
Memorial Hermann Health Insurance Companysince 2024
Life, accident & health
Memorial Hermann Health Plan, Inc.since 2024
Life, accident & health
Molina Healthcare of Texas, Inc.since 2025
Life, accident & health · Molina group
National Health Insurance Companysince 2018
Life, accident & health · Allstate group · also known as Allstate Health Solutions, National General
National Specialty Insurance Companysince 2023
Property & casualty
Nationwide Mutual Insurance Companysince 2023
Property & casualty · Nationwide group
Next Insurance US Companysince 2023
Property & casualty
NGL Insurance Companysince 2025
Life, accident & health
Old American County Mutual Fire Insurance Companysince 2016
Property & casualty
Oscar Insurance Companysince 2018
Life, accident & health · Oscar group
Physicians Health Choice of Texas, LLCsince 2023
Life, accident & health · UnitedHealthcare group
Progressive Casualty Insurance Companysince 2026
Property & casualty · Progressive group
Progressive County Mutual Insurance Companysince 2026
Property & casualty · Progressive group
Prominence HealthFirst of Texas, Inc.since 2020
Life, accident & health
Reliance Standard Life Insurance Companysince 2016
Life, accident & health
SCAN Health Plan Texas, Inc.since 2022
Life, accident & health
SelectCare of Texas, Inc.since 2023
Life, accident & health · Centene group
Senior Life Insurance Companysince 2021
Life, accident & health
State National Insurance Company, Inc.since 2023
Property & casualty
Superior HealthPlan, Inc.since 2021
Life, accident & health · Centene group
United States Fire Insurance Companysince 2025
Life, accident & health · Property & casualty
UnitedHealthcare Benefits of Texas, Inc.since 2023
Life, accident & health · UnitedHealthcare group
UnitedHealthcare Community Plan of Texas, L.L.C.since 2023
Life, accident & health · UnitedHealthcare group
UnitedHealthcare Insurance Companysince 2023
Life, accident & health · UnitedHealthcare group · also known as AARP Medicare Supplement, AARP MedicareRx
UnitedHealthcare of Texas, Inc.since 2023
Life, accident & health · UnitedHealthcare group
Washington National Insurance Companysince 2019
Life, accident & health · CNO Financial group
WellCare National Health Insurance Companysince 2023
Life, accident & health · Centene group
WellCare of Texas, Inc.since 2019
Life, accident & health · Centene group
WellCare Prescription Insurance, Inc.since 2023
Life, accident & health · Centene group · also known as Wellcare Rx
Wellpoint Insurance Companysince 2022
Life, accident & health · Elevance Health group · also known as Amerigroup Insurance Company
Wellpoint Texas, Inc.since 2022
Life, accident & health · Elevance Health group · also known as Amerigroup Texas, Inc.

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Maria's license

Is Maria Del Carmen Santoyo Cruz a licensed insurance agent in Texas?

Public licensing records list license 2040230 with a status of "Active", first issued in 2015, expiring July 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 2040230, or look up National Producer Number 17759231 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 76 appointments for Maria. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Maria?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Maria Del Carmen Santoyo Cruz has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

Ask Maria a question

First nameLast namePhoneEmail (optional)ZIP codeStateWhat do you need help with?Anything the agent should know? (optional)

I agree to be contacted by Maria Del Carmen Santoyo Cruz, a licensed insurance agent, by phone, text message, or email at the contact information I provided, including by automated technology, about insurance options. Consent is not a condition of purchase. Message and data rates may apply; reply STOP to opt out of texts. Only this agent receives my request.

Free to you. No spam, no lists: your request goes only to the agent named above.

Maria has not claimed this profile yet. We'll show them your first name, town, and message so they know the request is real. Your phone and email go to them only after they confirm it's them.

More Medicare agents in Houston

Christian Ogoro

USA Benefits Group

Tampa, FL

Affordable health, life & final expense coverage for families, self-employed & small businesses in 18 states

Dental & visionLife insuranceFinal expense+7 more

Licensed in: AR, AZ, FL, GA, IA, IL, IN, MI, MS, NC, OK, TX, MT, DE, MD, NV, WY, LA
Experience: 13 years

Verified license

Contact

Melvin Lamb

Houston, TX

Medicare Supplement (Medigap)Life insuranceFinal expense+2 more

Licensed in: TX
Licensed since: 2002

Unclaimed · public records

Contact

Jade Rayne Nicole Ellis

Houston, TX

Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+6 more

Licensed in: TX
Licensed since: 2023

Unclaimed · public records

Contact

Prepare for the conversation

Medicare

Working Past 65 and Medicare: How Employer Coverage Works

Working past 65? You can usually delay Part B without penalty while on a current job's group plan. See employer size rules, HSAs, and enrolling later.

Updated Nov 2, 202612 min read

Medicare

Medigap Open Enrollment Period: How the 6-Month Window Works

Medigap open enrollment is a one-time, 6-month window that starts when you have Part B and are 65 or older. See what it protects and the Texas rules.

Updated Oct 30, 202612 min read

Medicare

Medicare Part B Late Enrollment Penalty: How It Works

The Medicare Part B late enrollment penalty adds 10% for each full 12 months you could have had Part B but didn't. See how it's figured and how to appeal.

Updated Oct 28, 202611 min read