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Joseph Francis Dowd

  • Mt Laurel, NJ
  • Texas non-resident license
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License facts

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
2491064
License status
Active
License type
Texas non-resident license
Licensed since
2020
License expires
March 31, 2028
National Producer Number
5721931 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Joseph is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • ACA / Marketplace plans
  • Short-term health
  • Small business / group health
  • Dental & vision
  • Life insurance
  • Final expense
  • Annuities
  • Disability

Carrier appointments

Public licensing records list 15 active carrier appointments for Joseph. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • UnitedHealthcare(4)
  • Cigna(2)
  • Guardian(2)
  • Allstate
  • HCSC
  • Mutual of Omaha
  • Principal
  • and 3 other companies

By coverage type

Medicare Advantage

  • Cigna Health and Life Insurance Companysince 2024
  • Cigna HealthCare of Texas, Inc.since 2026
  • UnitedHealthcare Benefits of Texas, Inc.since 2024
  • UnitedHealthcare Insurance Companysince 2024
  • UnitedHealthcare of Texas, Inc.since 2024

Medicare Supplement (Medigap)

  • Cigna Health and Life Insurance Companysince 2024
  • National Health Insurance Companysince 2020
  • United of Omaha Life Insurance Companysince 2024
  • UnitedHealthcare Insurance Companysince 2024

Medicare Part D

  • Cigna Health and Life Insurance Companysince 2024
  • UnitedHealthcare Insurance Companysince 2024

ACA / Marketplace plans

  • Cigna Health and Life Insurance Companysince 2024
  • UnitedHealthcare of Texas, Inc.since 2024

Short-term health

  • National Health Insurance Companysince 2020

Small business / group health

  • All Savers Insurance Companysince 2024
  • Cigna Health and Life Insurance Companysince 2024
  • Cigna HealthCare of Texas, Inc.since 2026
  • Principal Life Insurance Companysince 2020
  • UnitedHealthcare Insurance Companysince 2024
  • UnitedHealthcare of Texas, Inc.since 2024

Dental & vision

  • Dearborn Life Insurance Companysince 2024
  • Guardian Life Insurance Company of America, Thesince 2021
  • Managed DentalGuard, Inc.since 2026
  • National Health Insurance Companysince 2020
  • Principal Life Insurance Companysince 2020

Life insurance

  • Dearborn Life Insurance Companysince 2024
  • Guardian Life Insurance Company of America, Thesince 2021
  • Principal Life Insurance Companysince 2020
  • United of Omaha Life Insurance Companysince 2024

Final expense

  • United of Omaha Life Insurance Companysince 2024

Annuities

  • Guardian Life Insurance Company of America, Thesince 2021
  • Principal Life Insurance Companysince 2020
  • United of Omaha Life Insurance Companysince 2024

Disability

  • Dearborn Life Insurance Companysince 2024
  • Guardian Life Insurance Company of America, Thesince 2021
  • Principal Life Insurance Companysince 2020
All 15 appointments on record
  • All Savers Insurance Companysince 2024

    Life, accident & health · UnitedHealthcare group

  • Arch Insurance Companysince 2020

    Life, accident & health

  • Cigna Health and Life Insurance Companysince 2024

    Life, accident & health · Cigna group

  • Cigna HealthCare of Texas, Inc.since 2026

    Life, accident & health · Cigna group

  • Dearborn Life Insurance Companysince 2024

    Life, accident & health · HCSC group

  • Guardian Life Insurance Company of America, Thesince 2021

    Life, accident & health · Guardian group

  • Managed DentalGuard, Inc.since 2026

    Life, accident & health · Guardian group

  • National Health Insurance Companysince 2020

    Life, accident & health · Allstate group · also known as Allstate Health Solutions, National General

  • National Pacific Dental, Inc.since 2021

    Life, accident & health

  • Pacificare Life and Health Insurance Companysince 2024

    Life, accident & health

  • Principal Life Insurance Companysince 2020

    Life, accident & health · Principal group

  • United of Omaha Life Insurance Companysince 2024

    Life, accident & health · Mutual of Omaha group

  • UnitedHealthcare Benefits of Texas, Inc.since 2024

    Life, accident & health · UnitedHealthcare group

  • UnitedHealthcare Insurance Companysince 2024

    Life, accident & health · UnitedHealthcare group · also known as AARP Medicare Supplement, AARP MedicareRx

  • UnitedHealthcare of Texas, Inc.since 2024

    Life, accident & health · UnitedHealthcare group

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Joseph's license

Is Joseph Francis Dowd a licensed insurance agent in Texas?

Public licensing records list license 2491064 with a status of "Active", first issued in 2020, expiring March 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 2491064, or look up National Producer Number 5721931 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 15 appointments for Joseph. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Joseph?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Joseph Francis Dowd has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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