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Joel Carlos Ramirez JR

  • McAllen, TX
  • Texas resident license
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License facts

From the Texas Department of Insurance public license file. You can confirm any of it on the TDI agent lookup.

Texas license number
2879654
License status
Active
License type
Texas resident license
Licensed since
2022
License expires
September 30, 2026
National Producer Number
18122241 Verify on NIPR
Records as of
September 25, 2026

Coverage types on record

Worked out from the carriers Joel is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • ACA / Marketplace plans
  • Small business / group health
  • Life insurance
  • Annuities

Appointed carriers by coverage type

Texas records list 24 carrier appointments for Joel. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Medicare Advantage

  • Care Improvement Plus South Central Insurance Company
  • CHRISTUS Health Plan
  • Cigna Health and Life Insurance Company
  • Cigna HealthCare of Texas, Inc.
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • Molina Healthcare of Texas, Inc.
  • Physicians Health Choice of Texas, LLC
  • SelectCare of Texas, Inc.
  • Superior HealthPlan, Inc.
  • UnitedHealthcare Benefits of Texas, Inc.
  • UnitedHealthcare Community Plan of Texas, L.L.C.
  • UnitedHealthcare Insurance Company
  • UnitedHealthcare Insurance Company of America
  • UnitedHealthcare of Texas, Inc.
  • WellCare National Health Insurance Company
  • WellCare of Texas, Inc.

Medicare Supplement (Medigap)

  • Cigna Health and Life Insurance Company
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • UnitedHealthcare Insurance Company

Medicare Part D

  • Cigna Health and Life Insurance Company
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • UnitedHealthcare Insurance Company
  • WellCare Prescription Insurance, Inc.

ACA / Marketplace plans

  • Celtic Insurance Company
  • CHRISTUS Health Plan
  • Cigna Health and Life Insurance Company
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • Molina Healthcare of Texas, Inc.
  • Superior HealthPlan, Inc.
  • UnitedHealthcare of Texas, Inc.

Small business / group health

  • Cigna Health and Life Insurance Company
  • Cigna HealthCare of Texas, Inc.
  • Health Care Service Corporation, a Mutual Legal Reserve Company
  • UnitedHealthcare Insurance Company
  • UnitedHealthcare Insurance Company of America
  • UnitedHealthcare of Texas, Inc.

Life insurance

  • American General Life Insurance Company
  • American National Insurance Company
  • Ameritas Life Insurance Corp.
  • Fidelity & Guaranty Life Insurance Company
  • Kansas City Life Insurance Company
  • Primerica Life Insurance Company

Annuities

  • American General Life Insurance Company
  • American National Insurance Company
  • Fidelity & Guaranty Life Insurance Company
  • Kansas City Life Insurance Company

Where this information comes from

License and appointment facts are copied from the Texas Department of Insurance public license file and re-checked against the live TDI feed. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Joel's license

Is Joel Carlos Ramirez JR a licensed insurance agent in Texas?

Texas Department of Insurance records list license 2879654 with a status of "Active", first issued in 2022, expiring September 30, 2026. This copy of the record is from September 25, 2026 and may be out of date; confirm it with TDI before you rely on it. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the Texas Department of Insurance agent lookup by name or license number 2879654, or look up National Producer Number 18122241 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 24 appointments for Joel. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Joel?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public Texas licensing records. Joel Carlos Ramirez JR has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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