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James Luther Howard JR

  • Austin, TX
  • Texas resident license
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License facts

License status: Active

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
915093
License type
Texas resident license
Licensed since
1997
License expires
July 31, 2027
National Producer Number
1309497 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers James is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • ACA / Marketplace plans
  • Short-term health
  • Small business / group health
  • Dental & vision
  • Life insurance
  • Annuities
  • Disability

Carrier appointments

Public licensing records list 37 active carrier appointments for James. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • UnitedHealthcare(5)
  • Humana(4)
  • Aetna(3)
  • Farmers(3)
  • Baylor Scott & White(2)
  • Guardian
  • HCSC
  • Prudential
  • and 17 other companies

Coverage each carrier appointed James for

  • Humana Insurance Company

    since 2006

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • Small business / group health
    • Dental & vision
  • Aetna Life Insurance Company

    since 2017

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Small business / group health
    • Dental & vision
  • Guardian Life Insurance Company of America, The

    since 2017

    • Dental & vision
    • Life insurance
    • Annuities
    • Disability
  • UnitedHealthcare Insurance Company

    since 2015

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • Medicare Part D
    • Small business / group health
  • Aetna Health Inc.

    since 2017

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • Dearborn Life Insurance Company

    since 2019

    • Dental & vision
    • Life insurance
    • Disability
  • Scott and White Health Plan

    since 2020

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • UnitedHealthcare of Texas, Inc.

    since 2015

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • Aetna Health Insurance Company

    since 2017

    • Medicare Advantage
    • Small business / group health
  • Golden Rule Insurance Company

    since 2016

    • Short-term health
    • Dental & vision
  • Humana Health Plan of Texas, Inc.

    since 2006

    • Medicare Advantage
    • Small business / group health
  • Pruco Life Insurance Company

    since 2016

    • Life insurance
    • Annuities
  • Scott & White Care Plans

    since 2020

    • Medicare Advantage
    • ACA / Marketplace plans
  • All Savers Insurance Company

    since 2016

    • Small business / group health
  • Denticare, Inc.

    since 2002

    • Dental & vision
  • HumanaDental Insurance Company

    since 2009

    • Dental & vision
  • UnitedHealthcare Benefits of Texas, Inc.

    since 2015

    • Medicare Advantage
All 37 appointments on record
  • Aetna Dental Inc.since 2017

    Life, accident & health

  • Aetna Health Inc.since 2017

    Life, accident & health · Aetna group

  • Aetna Health Insurance Companysince 2017

    Life, accident & health · Aetna group

  • Aetna Life Insurance Companysince 2017

    Life, accident & health · Aetna group

  • All Savers Insurance Companysince 2016

    Life, accident & health · UnitedHealthcare group

  • Baylor Scott & White Insurance Companysince 2020

    Life, accident & health

  • Coventry Health and Life Insurance Companysince 2017

    Life, accident & health

  • Dearborn Life Insurance Companysince 2019

    Life, accident & health · HCSC group

  • Denticare, Inc.since 2002

    Life, accident & health · Humana group

  • Foremost County Mutual Insurance Companysince 2026

    Property & casualty · Farmers group

  • Foremost Insurance Company Grand Rapids, Michigansince 2026

    Property & casualty · Farmers group

  • Foremost Lloyds of Texassince 2026

    Property & casualty · Farmers group

  • Golden Rule Insurance Companysince 2016

    Life, accident & health · UnitedHealthcare group

  • Guardian Life Insurance Company of America, Thesince 2017

    Life, accident & health · Guardian group

  • Hartford Accident and Indemnity Companysince 2002

    Property & casualty

  • Hartford Casualty Insurance Companysince 2002

    Property & casualty

  • Hartford Fire Insurance Companysince 2002

    Property & casualty

  • Hartford Insurance Company of the Midwestsince 2002

    Property & casualty

  • Hartford Underwriters Insurance Companysince 2002

    Property & casualty

  • Humana Health Plan of Texas, Inc.since 2006

    Life, accident & health · Humana group

  • Humana Insurance Companysince 2006

    Life, accident & health · Humana group

  • HumanaDental Insurance Companysince 2009

    Life, accident & health · Humana group

  • Lyndon Southern Insurance Companysince 2026

    Property & casualty

  • National Pacific Dental, Inc.since 2015

    Life, accident & health

  • Pacificare Life and Health Insurance Companysince 2015

    Life, accident & health

  • Property and Casualty Insurance Company of Hartfordsince 2004

    Property & casualty

  • Pruco Life Insurance Companysince 2016

    Life, accident & health · Prudential group

  • Reliance Standard Life Insurance Companysince 2016

    Life, accident & health

  • Scott & White Care Planssince 2020

    Life, accident & health · Baylor Scott & White group

  • Scott and White Health Plansince 2020

    Life, accident & health · Baylor Scott & White group · also known as Baylor Scott & White Health Plan

  • SHA, L.L.C.since 2023

    Life, accident & health

  • Trumbull Insurance Companysince 2002

    Property & casualty

  • Twin City Fire Insurance Companysince 2002

    Property & casualty

  • UnitedHealthcare Benefits of Texas, Inc.since 2015

    Life, accident & health · UnitedHealthcare group

  • UnitedHealthcare Insurance Companysince 2015

    Life, accident & health · UnitedHealthcare group · also known as AARP Medicare Supplement, AARP MedicareRx

  • UnitedHealthcare of Texas, Inc.since 2015

    Life, accident & health · UnitedHealthcare group

  • Vision Service Plan Insurance Companysince 2022

    Life, accident & health

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about James's license

Is James Luther Howard JR a licensed insurance agent in Texas?

Public licensing records list license 915093 with a status of "Active", first issued in 1997, expiring July 31, 2027. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 915093, or look up National Producer Number 1309497 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 37 appointments for James. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact James?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. James Luther Howard JR has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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