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Hema J. Kakar

  • Dayton, NJ
  • Texas non-resident license
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License facts

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
3015881
License status
Active
License type
Texas non-resident license
Licensed since
2023
License expires
July 31, 2027
National Producer Number
20077868 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Hema is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • ACA / Marketplace plans
  • Small business / group health
  • Dental & vision
  • Life insurance
  • Final expense
  • Annuities
  • Disability
  • Long-term care

Carrier appointments

Public licensing records list 14 active carrier appointments for Hema. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • Guardian(2)
  • Allstate
  • Ameritas
  • Cigna
  • Delta Dental
  • Globe Life
  • HCSC
  • Nationwide
  • Principal
  • Transamerica
  • and 3 other companies

By coverage type

Medicare Advantage

  • Cigna Health and Life Insurance Companysince 2024
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2023

Medicare Supplement (Medigap)

  • Cigna Health and Life Insurance Companysince 2024
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2023
  • Transamerica Life Insurance Companysince 2024

Medicare Part D

  • Cigna Health and Life Insurance Companysince 2024
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2023

ACA / Marketplace plans

  • Cigna Health and Life Insurance Companysince 2024
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2023

Small business / group health

  • American Heritage Life Insurance Companysince 2025
  • Cigna Health and Life Insurance Companysince 2024
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2023
  • Principal Life Insurance Companysince 2023

Dental & vision

  • American Heritage Life Insurance Companysince 2025
  • Ameritas Life Insurance Corp.since 2024
  • Delta Dental Insurance Companysince 2024
  • Guardian Life Insurance Company of America, Thesince 2024
  • Principal Life Insurance Companysince 2023

Life insurance

  • American Heritage Life Insurance Companysince 2025
  • Ameritas Life Insurance Corp.since 2024
  • Globe Life and Accident Insurance Companysince 2025
  • Guardian Insurance & Annuity Company, Inc., Thesince 2024
  • Guardian Life Insurance Company of America, Thesince 2024
  • Nationwide Life Insurance Companysince 2024
  • Principal Life Insurance Companysince 2023
  • Transamerica Life Insurance Companysince 2024

Final expense

  • Globe Life and Accident Insurance Companysince 2025
  • Transamerica Life Insurance Companysince 2024

Annuities

  • Guardian Insurance & Annuity Company, Inc., Thesince 2024
  • Guardian Life Insurance Company of America, Thesince 2024
  • Nationwide Life Insurance Companysince 2024
  • Principal Life Insurance Companysince 2023
  • Transamerica Life Insurance Companysince 2024

Disability

  • American Heritage Life Insurance Companysince 2025
  • Ameritas Life Insurance Corp.since 2024
  • Guardian Life Insurance Company of America, Thesince 2024
  • Principal Life Insurance Companysince 2023

Long-term care

  • Nationwide Life Insurance Companysince 2024
  • Transamerica Life Insurance Companysince 2024
All 14 appointments on record
  • Alpha Dental Programs, Inc.since 2024

    Life, accident & health

  • American Heritage Life Insurance Companysince 2025

    Life, accident & health · Life · Allstate group · also known as Allstate Benefits

  • Ameritas Life Insurance Corp.since 2024

    Life, accident & health · Ameritas group

  • Cigna Health and Life Insurance Companysince 2024

    Life, accident & health · Cigna group

  • Delta Dental Insurance Companysince 2024

    Life, accident & health · Delta Dental group

  • Globe Life and Accident Insurance Companysince 2025

    Life, accident & health · Globe Life group

  • Guardian Insurance & Annuity Company, Inc., Thesince 2024

    Life, accident & health · Guardian group

  • Guardian Life Insurance Company of America, Thesince 2024

    Life, accident & health · Life · Guardian group

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2023

    Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas

  • Madison National Life Insurance Company, Inc.since 2024

    Life, accident & health

  • Nationwide Life Insurance Companysince 2024

    Life, accident & health · Nationwide group

  • Principal Life Insurance Companysince 2023

    Life, accident & health · Principal group

  • Sun Life Assurance Company of Canadasince 2023

    Life, accident & health

  • Transamerica Life Insurance Companysince 2024

    Life, accident & health · Transamerica group

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Hema's license

Is Hema J. Kakar a licensed insurance agent in Texas?

Public licensing records list license 3015881 with a status of "Active", first issued in 2023, expiring July 31, 2027. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 3015881, or look up National Producer Number 20077868 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 14 appointments for Hema. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Hema?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Hema J. Kakar has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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