Unclaimed · public records

Heather Michelle Kowis

Tallahassee, FL
Texas resident license

Contact Heather, free

Your details stay with MeetBrokers until Heather claims this page.

License facts

License status: Active

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number: 1187457
License type: Texas resident license
Licensed since: 2002
License expires: February 28, 2027
National Producer Number: 7335001 Verify on NIPR
Last checked: November 1, 2026

Coverage types on record

Worked out from the carriers Heather is appointed with. Ask the agent which plans they actually offer in your county.

Medicare Advantage
Medicare Supplement (Medigap)
Medicare Part D
ACA / Marketplace plans
Small business / group health
Dental & vision
Life insurance
Final expense
Annuities
Disability
Long-term care

Carrier appointments

Public licensing records list 54 active carrier appointments for Heather. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

Humana(4)
Aetna(3)
UnitedHealthcare(3)
Baylor Scott & White(2)
Cigna(2)
Guardian(2)
Ameritas
Atlantic American
Chubb
Corebridge Financial
Delta Dental
Globe Life
Lincoln Financial
ManhattanLife
MetLife
Mutual of Omaha
Principal
Renaissance
Symetra
Transamerica
Trustmark
Unum
and 22 other companies

Coverage each carrier appointed Heather for

Cigna Health and Life Insurance Company
since 2024
- Medicare Advantage
- Medicare Supplement (Medigap)
- Medicare Part D
- ACA / Marketplace plans
- Small business / group health
Humana Insurance Company
since 2009
- Medicare Advantage
- Medicare Supplement (Medigap)
- Medicare Part D
- Small business / group health
- Dental & vision
Principal Life Insurance Company
since 2018
- Small business / group health
- Dental & vision
- Life insurance
- Annuities
- Disability
Transamerica Life Insurance Company
since 2025
- Medicare Supplement (Medigap)
- Life insurance
- Final expense
- Annuities
- Long-term care
United of Omaha Life Insurance Company
since 2024
- Medicare Supplement (Medigap)
- Life insurance
- Final expense
- Annuities
- Long-term care
Aetna Life Insurance Company
since 2024
- Medicare Advantage
- Medicare Supplement (Medigap)
- Small business / group health
- Dental & vision
Guardian Life Insurance Company of America, The
since 2018
- Dental & vision
- Life insurance
- Annuities
- Disability
Metropolitan Life Insurance Company
since 2009
- Small business / group health
- Dental & vision
- Life insurance
- Disability
UnitedHealthcare Insurance Company
since 2018
- Medicare Advantage
- Medicare Supplement (Medigap)
- Medicare Part D
- Small business / group health
Aetna Health Inc.
since 2024
- Medicare Advantage
- ACA / Marketplace plans
- Small business / group health
Ameritas Life Insurance Corp.
since 2018
- Dental & vision
- Life insurance
- Disability
Bankers Fidelity Life Insurance Company
since 2026
- Medicare Supplement (Medigap)
- Dental & vision
- Final expense
Combined Insurance Company of America
since 2024
- Life insurance
- Final expense
- Disability
Lincoln National Life Insurance Company, The
since 2024
- Life insurance
- Annuities
- Long-term care
ManhattanLife Insurance and Annuity Company
since 2002
- Medicare Supplement (Medigap)
- Dental & vision
- Life insurance
Scott and White Health Plan
since 2018
- Medicare Advantage
- ACA / Marketplace plans
- Small business / group health
Trustmark Insurance Company
since 2021
- Small business / group health
- Life insurance
- Disability
UnitedHealthcare of Texas, Inc.
since 2018
- Medicare Advantage
- ACA / Marketplace plans
- Small business / group health
Unum Life Insurance Company of America
since 2007
- Small business / group health
- Disability
- Long-term care
Aetna Health Insurance Company
since 2024
- Medicare Advantage
- Small business / group health
American General Life Insurance Company
since 2006
- Life insurance
- Annuities
American Income Life Insurance Company
since 2010
- Life insurance
- Final expense
Cigna HealthCare of Texas, Inc.
since 2024
- Medicare Advantage
- Small business / group health
Humana Health Plan of Texas, Inc.
since 2009
- Medicare Advantage
- Small business / group health
Scott & White Care Plans
since 2022
- Medicare Advantage
- ACA / Marketplace plans
Symetra Life Insurance Company
since 2025
- Life insurance
- Annuities
Delta Dental Insurance Company
since 2021
- Dental & vision
Denticare, Inc.
since 2003
- Dental & vision
HumanaDental Insurance Company
since 2009
- Dental & vision
Managed DentalGuard, Inc.
since 2023
- Dental & vision
Renaissance Life & Health Insurance Company of America
since 2022
- Dental & vision
UnitedHealthcare Benefits of Texas, Inc.
since 2018
- Medicare Advantage

All 54 appointments on record

5 Star Life Insurance Companysince 2019
Life, accident & health
Aetna Dental Inc.since 2024
Life, accident & health
Aetna Health Inc.since 2024
Life, accident & health · Aetna group
Aetna Health Insurance Companysince 2024
Life, accident & health · Aetna group
Aetna Life Insurance Companysince 2024
Life, accident & health · Aetna group
Alpha Dental Programs, Inc.since 2021
Life, accident & health
American General Life Insurance Companysince 2006
Life, accident & health · Corebridge Financial group · also known as AIG Life & Retirement
American Income Life Insurance Companysince 2010
Life, accident & health · Globe Life group
American Public Life Insurance Companysince 2023
Life, accident & health
American United Life Insurance Companysince 2023
Life, accident & health
Ameritas Life Insurance Corp.since 2018
Life, accident & health · Ameritas group
Bankers Fidelity Life Insurance Companysince 2026
Life, accident & health · Atlantic American group
Baylor Scott & White Insurance Companysince 2018
Life, accident & health
Block Vision of Texas, Inc.since 2018
Life, accident & health
Cigna Dental Health of Texas, Inc.since 2024
Life, accident & health
Cigna Health and Life Insurance Companysince 2024
Life, accident & health · Cigna group
Cigna HealthCare of Texas, Inc.since 2024
Life, accident & health · Cigna group
Combined Insurance Company of Americasince 2024
Life, accident & health · Chubb group
Continental American Insurance Companysince 2018
Life, accident & health
Delta Dental Insurance Companysince 2021
Life, accident & health · Delta Dental group
Denticare, Inc.since 2003
Life, accident & health · Humana group
Fidelity Security Life Insurance Companysince 2024
Life, accident & health
Guardian Life Insurance Company of America, Thesince 2018
Life, accident & health · Guardian group
Hartford Life and Accident Insurance Companysince 2023
Life, accident & health
Humana Health Plan of Texas, Inc.since 2009
Life, accident & health · Humana group
Humana Insurance Companysince 2009
Life, accident & health · Humana group
HumanaDental Insurance Companysince 2009
Life, accident & health · Humana group
Life Insurance Company of North Americasince 2018
Life, accident & health
Lincoln National Life Insurance Company, Thesince 2024
Life, accident & health · Lincoln Financial group
Managed DentalGuard, Inc.since 2023
Life, accident & health · Guardian group
ManhattanLife Insurance and Annuity Companysince 2002
Life, accident & health · ManhattanLife group · also known as Central United Life Insurance Company
Metropolitan Life Insurance Companysince 2009
Life, accident & health · MetLife group
National Pacific Dental, Inc.since 2018
Life, accident & health
National Union Fire Insurance Company of Pittsburgh, PA.since 2007
Life, accident & health
Pacificare Life and Health Insurance Companysince 2018
Life, accident & health
Principal Life Insurance Companysince 2018
Life, accident & health · Principal group
Provident Life and Accident Insurance Companysince 2007
Life, accident & health
Reliance Standard Life Insurance Companysince 2023
Life, accident & health
Renaissance Life & Health Insurance Company of Americasince 2022
Life, accident & health · Renaissance group
Scott & White Care Planssince 2022
Life, accident & health · Baylor Scott & White group
Scott and White Health Plansince 2018
Life, accident & health · Baylor Scott & White group · also known as Baylor Scott & White Health Plan
SHA, L.L.C.since 2022
Life, accident & health
Standard Insurance Companysince 2018
Life, accident & health
Sun Life Assurance Company of Canadasince 2023
Life, accident & health
Symetra Life Insurance Companysince 2025
Life, accident & health · Symetra group
Transamerica Life Insurance Companysince 2025
Life, accident & health · Transamerica group
Trustmark Insurance Companysince 2021
Life, accident & health · Trustmark group
United of Omaha Life Insurance Companysince 2024
Life, accident & health · Mutual of Omaha group
UnitedHealthcare Benefits of Texas, Inc.since 2018
Life, accident & health · UnitedHealthcare group
UnitedHealthcare Insurance Companysince 2018
Life, accident & health · UnitedHealthcare group · also known as AARP Medicare Supplement, AARP MedicareRx
UnitedHealthcare of Texas, Inc.since 2018
Life, accident & health · UnitedHealthcare group
Unum Life Insurance Company of Americasince 2007
Life, accident & health · Unum group
Vision Service Plan Insurance Companysince 2023
Life, accident & health
Wellpoint Life and Health Insurance Companysince 2006
Life, accident & health

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Heather's license

Is Heather Michelle Kowis a licensed insurance agent in Texas?

Public licensing records list license 1187457 with a status of "Active", first issued in 2002, expiring February 28, 2027. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 1187457, or look up National Producer Number 7335001 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 54 appointments for Heather. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Heather?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Heather Michelle Kowis has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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