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Ernest Culver

  • Delray Beach, FL
  • Florida resident license
  • Texas non-resident license
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License facts

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
3450097
License status
Active
License type
Texas non-resident license
Licensed since
2026
License expires
December 31, 2028
National Producer Number
21623192 Verify on NIPR
Last checked
November 1, 2026

Florida license

From the public licensee file of the Florida Department of Financial Services. You can confirm it on the Florida Department of Financial Services site.

Florida license
Resident producer, health
Florida license expires
Does not expire
Checked against Florida records
October 25, 2026

Coverage types on record

Worked out from the carriers Ernest is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • ACA / Marketplace plans
  • Short-term health
  • Small business / group health

Carrier appointments

Public licensing records list 10 active carrier appointments for Ernest. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • Centene(2)
  • UnitedHealthcare(2)
  • CHRISTUS
  • Elevance Health
  • HCSC
  • and 3 other companies

By coverage type

Medicare Advantage

  • CHRISTUS Health Plansince 2026
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2026
  • Superior HealthPlan, Inc.since 2026
  • UnitedHealthcare of Texas, Inc.since 2026
  • Wellpoint Insurance Companysince 2026

Medicare Supplement (Medigap)

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2026

ACA / Marketplace plans

  • Celtic Insurance Companysince 2026
  • CHRISTUS Health Plansince 2026
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2026
  • Superior HealthPlan, Inc.since 2026
  • UnitedHealthcare of Texas, Inc.since 2026

Short-term health

  • Golden Rule Insurance Companysince 2026

Small business / group health

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2026
  • UnitedHealthcare of Texas, Inc.since 2026
All 10 appointments on record
  • American Financial Security Life Insurance Companysince 2026

    Life, accident & health

  • Celtic Insurance Companysince 2026

    Life, accident & health · Centene group · also known as Ambetter

  • CHRISTUS Health Plansince 2026

    Life, accident & health · CHRISTUS group

  • Golden Rule Insurance Companysince 2026

    Life, accident & health · UnitedHealthcare group

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2026

    Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas

  • Superior HealthPlan, Inc.since 2026

    Life, accident & health · Centene group

  • Tier One Insurance Companysince 2026

    Life, accident & health

  • United States Fire Insurance Companysince 2026

    Life, accident & health

  • UnitedHealthcare of Texas, Inc.since 2026

    Life, accident & health · UnitedHealthcare group

  • Wellpoint Insurance Companysince 2026

    Life, accident & health · Elevance Health group · also known as Amerigroup Insurance Company

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The Florida license comes from the records of the Florida Department of Financial Services, checked October 25, 2026. The agent has not reviewed this page. Read our editorial policy.

Questions about Ernest's license

Is Ernest Culver a licensed insurance agent in Texas?

Public licensing records list license 3450097 with a status of "Active", first issued in 2026, expiring December 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

Is Ernest Culver licensed in Florida?

The Florida Department of Financial Services lists a resident producer license with health authority for Ernest Culver. We last checked its records on October 25, 2026. That is separate from the Texas license above.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 3450097, or look up National Producer Number 21623192 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 10 appointments for Ernest. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Ernest?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Ernest Culver has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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