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Elsa Ramirez

  • San Antonio, TX
  • Texas resident license
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License facts

License status: Active

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
1240798
License type
Texas resident license
Licensed since
2003
License expires
May 31, 2028
National Producer Number
7094468 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Elsa is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • ACA / Marketplace plans
  • Short-term health
  • Small business / group health
  • Life insurance
  • Annuities

Carrier appointments

Public licensing records list 14 active carrier appointments for Elsa. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • HCSC(3)
  • Centene(2)
  • UnitedHealthcare(2)
  • Devoted
  • Elevance Health
  • F&G
  • Imperial
  • Oscar
  • Prudential
  • and 1 other company

Coverage each carrier appointed Elsa for

  • Health Care Service Corporation, a Mutual Legal Reserve Company

    since 2026

    • Medicare Advantage
    • Medicare Supplement (Medigap)
    • ACA / Marketplace plans
    • Small business / group health
  • UnitedHealthcare of Texas, Inc.

    since 2026

    • Medicare Advantage
    • ACA / Marketplace plans
    • Small business / group health
  • Fidelity & Guaranty Life Insurance Company

    since 2026

    • Life insurance
    • Annuities
  • Loyal American Life Insurance Company

    since 2022

    • Medicare Supplement (Medigap)
    • Life insurance
  • Pruco Life Insurance Company

    since 2025

    • Life insurance
    • Annuities
  • Superior HealthPlan, Inc.

    since 2026

    • Medicare Advantage
    • ACA / Marketplace plans
  • Celtic Insurance Company

    since 2026

    • ACA / Marketplace plans
  • Cigna National Health Insurance Company

    since 2022

    • Medicare Supplement (Medigap)
  • Devoted Health Plan of Texas, Inc.

    since 2022

    • Medicare Advantage
  • Golden Rule Insurance Company

    since 2026

    • Short-term health
  • Imperial Insurance Companies, Inc.

    since 2026

    • Medicare Advantage
  • Oscar Insurance Company

    since 2026

    • ACA / Marketplace plans
  • Wellpoint Insurance Company

    since 2026

    • Medicare Advantage
All 14 appointments on record
  • Antidote Health Insurance Company of Texassince 2026

    Life, accident & health

  • Celtic Insurance Companysince 2026

    Life, accident & health · Centene group · also known as Ambetter

  • Cigna National Health Insurance Companysince 2022

    Life, accident & health · HCSC group · also known as HealthSpring National Health Insurance Company, Cigna Supplemental Benefits

  • Devoted Health Plan of Texas, Inc.since 2022

    Life, accident & health · Devoted group

  • Fidelity & Guaranty Life Insurance Companysince 2026

    Life, accident & health · F&G group

  • Golden Rule Insurance Companysince 2026

    Life, accident & health · UnitedHealthcare group

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2026

    Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas

  • Imperial Insurance Companies, Inc.since 2026

    Life, accident & health · Imperial group

  • Loyal American Life Insurance Companysince 2022

    Life, accident & health · HCSC group · also known as Cigna Supplemental Benefits

  • Oscar Insurance Companysince 2026

    Life, accident & health · Oscar group

  • Pruco Life Insurance Companysince 2025

    Life, accident & health · Prudential group

  • Superior HealthPlan, Inc.since 2026

    Life, accident & health · Centene group

  • UnitedHealthcare of Texas, Inc.since 2026

    Life, accident & health · UnitedHealthcare group

  • Wellpoint Insurance Companysince 2026

    Life, accident & health · Elevance Health group · also known as Amerigroup Insurance Company

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Elsa's license

Is Elsa Ramirez a licensed insurance agent in Texas?

Public licensing records list license 1240798 with a status of "Active", first issued in 2003, expiring May 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 1240798, or look up National Producer Number 7094468 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 14 appointments for Elsa. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Elsa?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Elsa Ramirez has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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