Joanna Delgado
Hialeah, FL
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+2 more
- Licensed in
- FLTX(non-resident)
- Licensed since
- 2015
Unclaimed · public records
ContactUnclaimed · public records
Derek Anthony Cespedes
- Hialeah, FL
- Florida resident license
- Texas non-resident license
Contact Derek, free
Your details stay with MeetBrokers until Derek claims this page.
License facts
License status: Active
From public licensing records. You can confirm any of it on the state agent lookup.
- Texas license number
- 2808736
- License type
- Texas non-resident license
- Licensed since
- 2022
- License expires
- July 31, 2028
- National Producer Number
- 19815669 Verify on NIPR
- Last checked
- November 1, 2026
Florida license
From the public licensee file of the Florida Department of Financial Services. You can confirm it on the Florida Department of Financial Services site.
- Florida license
- Resident producer, life and health
- Florida license expires
- Does not expire
- Checked against Florida records
- October 25, 2026
Coverage types on record
Worked out from the carriers Derek is appointed with. Ask the agent which plans they actually offer in your county.
- Medicare Advantage
- Medicare Supplement (Medigap)
- ACA / Marketplace plans
- Short-term health
- Small business / group health
- Life insurance
- Final expense
- Annuities
Carrier appointments
Public licensing records list 18 active carrier appointments for Derek. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.
Carrier groups
- UnitedHealthcare(3)
- Centene(2)
- Aetna
- F&G
- HCSC
- Humana
- Molina
- Mutual of Omaha
- Nationwide
- Oscar
- Pacific Life
- United Farm Family
- Western & Southern
- and 2 other companies
Coverage each carrier appointed Derek for
Health Care Service Corporation, a Mutual Legal Reserve Company
since 2022
- Medicare Advantage
- Medicare Supplement (Medigap)
- ACA / Marketplace plans
- Small business / group health
United of Omaha Life Insurance Company
since 2025
- Medicare Supplement (Medigap)
- Life insurance
- Final expense
- Annuities
Gerber Life Insurance Company
since 2026
- Medicare Supplement (Medigap)
- Life insurance
- Final expense
UnitedHealthcare of Texas, Inc.
since 2022
- Medicare Advantage
- ACA / Marketplace plans
- Small business / group health
Emphesys Insurance Company
since 2025
- Medicare Advantage
- Small business / group health
Fidelity & Guaranty Life Insurance Company
since 2025
- Life insurance
- Annuities
Molina Healthcare of Texas, Inc.
since 2022
- Medicare Advantage
- ACA / Marketplace plans
Nationwide Life and Annuity Insurance Company
since 2026
- Life insurance
- Annuities
Pacific Life Insurance Company
since 2026
- Life insurance
- Annuities
Superior HealthPlan, Inc.
since 2022
- Medicare Advantage
- ACA / Marketplace plans
United Home Life Insurance Company
since 2026
- Life insurance
- Final expense
Accendo Insurance Company
since 2026
- Medicare Supplement (Medigap)
Celtic Insurance Company
since 2022
- ACA / Marketplace plans
Golden Rule Insurance Company
since 2023
- Short-term health
Oscar Insurance Company
since 2023
- ACA / Marketplace plans
UnitedHealthcare Benefits of Texas, Inc.
since 2025
- Medicare Advantage
All 18 appointments on record
- Accendo Insurance Companysince 2026
Life, accident & health · Aetna group
- Cariten Health Plan Inc.since 2025
Life, accident & health
- Celtic Insurance Companysince 2022
Life, accident & health · Centene group · also known as Ambetter
- Emphesys Insurance Companysince 2025
Life, accident & health · Humana group
- Fidelity & Guaranty Life Insurance Companysince 2025
Life, accident & health · F&G group
- Gerber Life Insurance Companysince 2026
Life, accident & health · Western & Southern group
- Golden Rule Insurance Companysince 2023
Life, accident & health · UnitedHealthcare group
- Health Care Service Corporation, a Mutual Legal Reserve Companysince 2022
Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas
- Molina Healthcare of Texas, Inc.since 2022
Life, accident & health · Molina group
- Nationwide Life and Annuity Insurance Companysince 2026
Life, accident & health · Nationwide group
- Oscar Insurance Companysince 2023
Life, accident & health · Oscar group
- Pacific Life Insurance Companysince 2026
Life, accident & health · Pacific Life group
- Pekin Life Insurance Companysince 2025
Life, accident & health
- Superior HealthPlan, Inc.since 2022
Life, accident & health · Centene group
- United Home Life Insurance Companysince 2026
Life, accident & health · United Farm Family group
- United of Omaha Life Insurance Companysince 2025
Life, accident & health · Mutual of Omaha group
- UnitedHealthcare Benefits of Texas, Inc.since 2025
Life, accident & health · UnitedHealthcare group
- UnitedHealthcare of Texas, Inc.since 2022
Life, accident & health · UnitedHealthcare group
Where this information comes from
License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The Florida license comes from the records of the Florida Department of Financial Services, checked October 25, 2026. The agent has not reviewed this page. Read our editorial policy.
Questions about Derek's license
Is Derek Anthony Cespedes a licensed insurance agent in Texas?
Public licensing records list license 2808736 with a status of "Active", first issued in 2022, expiring July 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.
Is Derek Anthony Cespedes licensed in Florida?
The Florida Department of Financial Services lists a resident producer license with life and health authority for Derek Anthony Cespedes. We last checked its records on October 25, 2026. That is separate from the Texas license above.
How do I verify this license myself?
Search the state's insurance agent lookup by name or license number 2808736, or look up National Producer Number 19815669 on the NIPR website. Both are free and show the current status.
What does a carrier appointment mean?
An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 18 appointments for Derek. It does not tell you which plans the agent will recommend, and it is not a rating.
Does it cost anything to contact Derek?
No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.
What does "unclaimed profile" mean?
This page was built from public licensing records. Derek Anthony Cespedes has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.
Derek has not claimed this profile yet. We'll show them your first name, town, and message so they know the request is real. Your phone and email go to them only after they confirm it's them.
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