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Charmaine Margaret Lugo

  • Phoenix, AZ
  • Texas non-resident license
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Your details stay with MeetBrokers until Charmaine claims this page.

License facts

From the Texas Department of Insurance public license file. You can confirm any of it on the TDI agent lookup.

Texas license number
2560166
License status
Active
License type
Texas non-resident license
Licensed since
2020
License expires
December 31, 2026
National Producer Number
6708470 Verify on NIPR
Records as of
September 25, 2026

Coverage types on record

Worked out from the carriers Charmaine is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • ACA / Marketplace plans
  • Small business / group health

Appointed carriers by coverage type

Texas records list 3 carrier appointments for Charmaine. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Medicare Advantage

  • Scott & White Care Plans
  • Scott and White Health Plan

ACA / Marketplace plans

  • Oscar Insurance Company
  • Scott & White Care Plans
  • Scott and White Health Plan

Small business / group health

  • Scott and White Health Plan

Where this information comes from

License and appointment facts are copied from the Texas Department of Insurance public license file and re-checked against the live TDI feed. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Charmaine's license

Is Charmaine Margaret Lugo a licensed insurance agent in Texas?

Texas Department of Insurance records list license 2560166 with a status of "Active", first issued in 2020, expiring December 31, 2026. This copy of the record is from September 25, 2026 and may be out of date; confirm it with TDI before you rely on it. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the Texas Department of Insurance agent lookup by name or license number 2560166, or look up National Producer Number 6708470 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 3 appointments for Charmaine. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Charmaine?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public Texas licensing records. Charmaine Margaret Lugo has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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Charmaine has not claimed this profile yet. Your details stay with MeetBrokers until the agent verifies their identity; we only tell them a request is waiting.

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