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Charles Joseph Kramer

  • Middle River, MD
  • Texas non-resident license
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License facts

From public licensing records. You can confirm any of it on the state agent lookup.

Texas license number
3215270
License status
Active
License type
Texas non-resident license
Licensed since
2024
License expires
March 31, 2028
National Producer Number
21179417 Verify on NIPR
Last checked
November 1, 2026

Coverage types on record

Worked out from the carriers Charles is appointed with. Ask the agent which plans they actually offer in your county.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • ACA / Marketplace plans
  • Small business / group health
  • Dental & vision

Carrier appointments

Public licensing records list 14 active carrier appointments for Charles. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.

Carrier groups

  • Centene(2)
  • Aetna
  • CHRISTUS
  • Delta Dental
  • Elevance Health
  • HCSC
  • Imperial
  • ManhattanLife
  • New Era
  • UnitedHealthcare
  • and 3 other companies

By coverage type

Medicare Advantage

  • Aetna Health Inc.since 2025
  • CHRISTUS Health Plansince 2024
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2024
  • Imperial Insurance Companies, Inc.since 2024
  • Superior HealthPlan, Inc.since 2024
  • UnitedHealthcare of Texas, Inc.since 2024
  • Wellpoint Insurance Companysince 2025

Medicare Supplement (Medigap)

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2024
  • ManhattanLife Insurance and Annuity Companysince 2024
  • Philadelphia American Life Insurance Companysince 2024

ACA / Marketplace plans

  • Aetna Health Inc.since 2025
  • Celtic Insurance Companysince 2024
  • CHRISTUS Health Plansince 2024
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2024
  • Superior HealthPlan, Inc.since 2024
  • UnitedHealthcare of Texas, Inc.since 2024

Small business / group health

  • Aetna Health Inc.since 2025
  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2024
  • UnitedHealthcare of Texas, Inc.since 2024

Dental & vision

  • Delta Dental Insurance Companysince 2024
  • ManhattanLife Insurance and Annuity Companysince 2024
All 14 appointments on record
  • Aetna Health Inc.since 2025

    Life, accident & health · Aetna group

  • Alpha Dental Programs, Inc.since 2024

    Life, accident & health

  • Best Life and Health Insurance Companysince 2024

    Life, accident & health

  • Celtic Insurance Companysince 2024

    Life, accident & health · Centene group · also known as Ambetter

  • CHRISTUS Health Plansince 2024

    Life, accident & health · CHRISTUS group

  • Delta Dental Insurance Companysince 2024

    Life, accident & health · Delta Dental group

  • Health Care Service Corporation, a Mutual Legal Reserve Companysince 2024

    Life, accident & health · HCSC group · also known as Blue Cross and Blue Shield of Texas, BCBSTX, HMO Blue Texas

  • Imperial Insurance Companies, Inc.since 2024

    Life, accident & health · Imperial group

  • ManhattanLife Insurance and Annuity Companysince 2024

    Life, accident & health · ManhattanLife group · also known as Central United Life Insurance Company

  • Philadelphia American Life Insurance Companysince 2024

    Life, accident & health · New Era group

  • Reserve National Insurance Companysince 2024

    Life, accident & health

  • Superior HealthPlan, Inc.since 2024

    Life, accident & health · Centene group

  • UnitedHealthcare of Texas, Inc.since 2024

    Life, accident & health · UnitedHealthcare group

  • Wellpoint Insurance Companysince 2025

    Life, accident & health · Elevance Health group · also known as Amerigroup Insurance Company

Where this information comes from

License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.

Questions about Charles's license

Is Charles Joseph Kramer a licensed insurance agent in Texas?

Public licensing records list license 3215270 with a status of "Active", first issued in 2024, expiring March 31, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.

How do I verify this license myself?

Search the state's insurance agent lookup by name or license number 3215270, or look up National Producer Number 21179417 on the NIPR website. Both are free and show the current status.

What does a carrier appointment mean?

An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show 14 appointments for Charles. It does not tell you which plans the agent will recommend, and it is not a rating.

Does it cost anything to contact Charles?

No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.

What does "unclaimed profile" mean?

This page was built from public licensing records. Charles Joseph Kramer has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.

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