Medicare Specialist helping North Carolina
Medicare AdvantageMedicare Supplement (Medigap)Medicare Part D+4 more
- Licensed in
- NC, AZ, CA, FL, DE, ME, MI, PA, VT, OH, WA
- Experience
- 6 years
Verified license
ContactUnclaimed · public records
Bernadette Caloza
- Burbank, CA
- Texas insurance license
Contact Bernadette, free
Your details stay with MeetBrokers until Bernadette claims this page.
License facts
License status: Active
From public licensing records. You can confirm any of it on the state agent lookup.
- Texas license number
- 3541155
- Licensed since
- 2026
- License expires
- April 30, 2028
- National Producer Number
- 21139093 Verify on NIPR
- Last checked
- November 1, 2026
Coverage types on record
Worked out from the carriers Bernadette is appointed with. Ask the agent which plans they actually offer in your county.
- Annuities
Carrier appointments
Public licensing records list one active carrier appointment for Bernadette. An appointment means the carrier has authorized the agent to sell its plans. It says nothing about which plans the agent recommends, and it is not a rating.
Carrier groups
- F&G
Coverage each carrier appointed Bernadette for
Fidelity & Guaranty Life Insurance Company
since 2026
- Annuities
All appointment on record
- Fidelity & Guaranty Life Insurance Companysince 2026
Life · F&G group
Where this information comes from
License and appointment facts come from public licensing records, last checked on November 1, 2026. MeetBrokers adds nothing about the agent's skill, service, or plans. The agent has not reviewed this page. Read our editorial policy.
Questions about Bernadette's license
Is Bernadette Caloza a licensed insurance agent in Texas?
Public licensing records list license 3541155 with a status of "Active", first issued in 2026, expiring April 30, 2028. We last checked the record against public licensing records on November 1, 2026. A license means the state allows the agent to sell insurance; it is not an endorsement.
How do I verify this license myself?
Search the state's insurance agent lookup by name or license number 3541155, or look up National Producer Number 21139093 on the NIPR website. Both are free and show the current status.
What does a carrier appointment mean?
An appointment is the insurance carrier's authorization for the agent to sell its products in Texas. Records show one appointment for Bernadette. It does not tell you which plans the agent will recommend, and it is not a rating.
Does it cost anything to contact Bernadette?
No. Licensed agents are paid by the insurance carrier when you enroll, and your premium is the same whether you use an agent or not. MeetBrokers does not charge you either.
What does "unclaimed profile" mean?
This page was built from public licensing records. Bernadette Caloza has not reviewed it, and MeetBrokers has not spoken with them. Messages you send through the form are held until the agent verifies their identity. The agent can claim the page or ask us to remove it at any time.
Bernadette has not claimed this profile yet. We'll show them your first name, town, and message so they know the request is real. Your phone and email go to them only after they confirm it's them.
More life insurance agents in California
Independent Insurance Broker | Personalized Coverage for Families & Small Businesses
ACA / Marketplace plansSmall business / group healthShort-term health+4 more
- Licensed in
- AL, AZ, AR, CA, FL, GA, IL, IN, IA, KY, LA, MD, MI, MS, MO, MT, NE, NV, NJ, NC, OH, OK, PA, SC, TN, TX, VA
- Experience
- 6 years
Verified license
Contact
"Know your coverage, before you use it"
Medicare Supplement (Medigap)Short-term healthACA / Marketplace plans+4 more
- Licensed in
- AZ, AR, CA, IL, IN, MI, MN, MO, NJ, OH, TX, VA, WI
- Experience
- 2 years
Verified license
ContactPrepare for the conversation
ACA & Marketplace
Bronze vs Silver vs Gold Health Plans: How Tiers Compare
Bronze, silver, and gold plans cover the same essential health benefits but split costs differently. Compare premiums, deductibles, and savings by tier.
Updated 11 min read
ACA & Marketplace
Cost-Sharing Reductions on Silver Plans: How They Work
Cost-sharing reductions lower deductibles, copays, and out-of-pocket limits, for most people only on Silver plans. See who qualifies and how to compare.
Updated 11 min read
ACA & Marketplace
Premium Tax Credit Explained: Eligibility, APTC, Form 8962
The premium tax credit cuts Marketplace premiums based on income. Learn who qualifies, APTC, Form 8962, and how to lower the risk of repayment.
Updated 13 min read